{"id":14823,"date":"2025-11-07T06:46:29","date_gmt":"2025-11-07T06:46:29","guid":{"rendered":"https:\/\/cryptozen.asia\/id\/ripple-dukung-rencana-akun-skinny-federal-reserve\/"},"modified":"2025-11-07T06:46:29","modified_gmt":"2025-11-07T06:46:29","slug":"ripple-dukung-rencana-akun-skinny-federal-reserve","status":"publish","type":"post","link":"https:\/\/cryptozen.asia\/id\/ripple-dukung-rencana-akun-skinny-federal-reserve\/","title":{"rendered":"Ripple Dukung Rencana Akun ‘Skinny’ Federal Reserve"},"content":{"rendered":"

Pernyataan Stu Alderoty tentang Akun Master “Skinny” di Ripple<\/h2>\n

Stu Alderoty, Kepala Petugas Hukum Ripple<\/strong>, baru-baru ini menyatakan kepada Reuters bahwa akun master “skinny”<\/strong> masih menjadi pilihan menarik bagi perusahaan. Alderoty berpendapat bahwa ini seharusnya memberikan “beberapa kenyamanan”<\/strong> bagi bank-bank tradisional.<\/p>\n

Akun Master Federal Reserve<\/h2>\n

Akun master Federal Reserve adalah akun setoran dan pembayaran inti yang ditawarkan oleh Fed kepada lembaga penyimpan. Perusahaan yang memiliki akun semacam itu dapat mengirim dan menerima pembayaran grosir melalui jalur pembayaran Fed, seperti FedNow<\/strong>, dan menyelesaikannya dalam bentuk uang bank sentral<\/strong>.<\/p>\n

Ide Akun Master “Skinny” oleh Gubernur Fed<\/h2>\n

Gubernur Fed, Christopher Waller<\/strong>, baru-baru ini mengemukakan ide tentang akun master “skinny”, yang, seperti namanya, akan berfungsi sebagai versi ringan dari akun master penuh. Akun skinny ini akan memiliki beberapa batasan, seperti:<\/p>\n

    \n
  • tidak adanya akses ke dana darurat<\/em><\/li>\n
  • tidak ada bunga pada saldo<\/em><\/li>\n<\/ul>\n

    Saat ini, Fed sedang mempelajari ide akun “skinny” dari Waller, yang berarti peluncuran tidak akan terjadi dalam waktu dekat.<\/p>\n

    Permohonan Ripple dan Penolakan dari Sektor Perbankan<\/h2>\n

    Seperti yang dilaporkan oleh U.Today, Ripple telah mengajukan permohonan untuk akun master Fed lebih awal tahun ini. Ini akan memungkinkan mereka untuk dengan cepat menebus cadangan yang mendukung stablecoin RLUSD<\/strong>. Anchorage Digital Bank<\/strong> dan Paxos Trust Company<\/strong> juga termasuk di antara perusahaan crypto yang telah mengajukan permohonan untuk akun master Fed.<\/p>\n

    \n

    Namun, terdapat penolakan yang cukup kuat dari sektor perbankan, yang khawatir tentang stabilitas keuangan<\/strong> dan meningkatnya persaingan yang dapat mengurangi pangsa pasar serta pendapatan biaya mereka.<\/p>\n<\/blockquote>\n

    Meskipun demikian, prototipe yang diusulkan oleh Waller bisa menjadi kompromi yang dapat diterima<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Pernyataan Stu Alderoty tentang Akun Master “Skinny” di Ripple Stu Alderoty, Kepala Petugas Hukum Ripple, baru-baru ini menyatakan kepada Reuters bahwa akun master “skinny” masih menjadi pilihan m…<\/p>\n","protected":false},"author":3,"featured_media":14822,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48],"tags":[10574,10281,4790,4217,10801,9542,4507,5474],"class_list":["post-14823","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal","tag-anchorage-digital-bank","tag-christopher-waller","tag-federal-reserve","tag-legal","tag-paxos-trust-company","tag-reuters","tag-ripple","tag-rlusd"],"yoast_head":"\nRipple Dukung Rencana Akun 'Skinny' Federal Reserve - CryptoZen<\/title>\n<meta name=\"description\" content=\"Ripple mendukung proposal Federal Reserve untuk akun master 'skinny', yang menawarkan akses terbatas namun dapat menguntungkan bank-bank tradisional.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptozen.asia\/id\/ripple-dukung-rencana-akun-skinny-federal-reserve\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ripple Dukung Rencana Akun 'Skinny' Federal Reserve - 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