{"id":14027,"date":"2025-10-08T13:12:24","date_gmt":"2025-10-08T13:12:24","guid":{"rendered":"https:\/\/cryptozen.asia\/kr\/%ec%83%81%ec%9b%90-%ec%9d%98%ec%9b%90%eb%93%a4-lumia%ec%9d%98-%ed%86%b5%ec%b0%b0%ec%9d%84-%eb%b0%94%ed%83%95%ec%9c%bc%eb%a1%9c-%ec%95%94%ed%98%b8%ed%99%94%ed%8f%90-%ea%b2%b0%ec%a0%9c-%eb%b2%95\/"},"modified":"2025-10-08T13:12:24","modified_gmt":"2025-10-08T13:12:24","slug":"%ec%83%81%ec%9b%90-%ec%9d%98%ec%9b%90%eb%93%a4-lumia%ec%9d%98-%ed%86%b5%ec%b0%b0%ec%9d%84-%eb%b0%94%ed%83%95%ec%9c%bc%eb%a1%9c-%ec%95%94%ed%98%b8%ed%99%94%ed%8f%90-%ea%b2%b0%ec%a0%9c-%eb%b2%95","status":"publish","type":"post","link":"https:\/\/cryptozen.asia\/kr\/%ec%83%81%ec%9b%90-%ec%9d%98%ec%9b%90%eb%93%a4-lumia%ec%9d%98-%ed%86%b5%ec%b0%b0%ec%9d%84-%eb%b0%94%ed%83%95%ec%9c%bc%eb%a1%9c-%ec%95%94%ed%98%b8%ed%99%94%ed%8f%90-%ea%b2%b0%ec%a0%9c-%eb%b2%95\/","title":{"rendered":"\uc0c1\uc6d0 \uc758\uc6d0\ub4e4, Lumia\uc758 \ud1b5\ucc30\uc744 \ubc14\ud0d5\uc73c\ub85c \uc554\ud638\ud654\ud3d0 \uacb0\uc81c \ubc95\uc548\uc5d0 \ub300\ud55c \uc0b0\uc5c5 \uc758\uacac \uc218\ub834"},"content":{"rendered":"

\ubbf8\uad6d\uc758 \ud1a0\ud070\ud654\ub41c \uc2e4\ubb3c \uc790\uc0b0 \uc2dc\uc7a5 \uac1c\ubc1c\uc744 \uc704\ud55c \uc774\ub2c8\uc154\ud2f0\ube0c<\/h2>\n

\uc774 \ucf58\ud150\uce20\ub294 \ud6c4\uc6d0\uc790\uac00 \uc81c\uacf5\ud55c \uac83\uc785\ub2c8\ub2e4.<\/p>\n

\n

\ubcf4\ub3c4\uc790\ub8cc. \ubbf8\uad6d\uc758 \ud1a0\ud070\ud654\ub41c \uc2e4\ubb3c \uc790\uc0b0(RWA) \uc2dc\uc7a5 \uac1c\ubc1c\uc744 \uc704\ud55c \uad11\ubc94\uc704\ud55c \uc774\ub2c8\uc154\ud2f0\ube0c\uc758 \uc77c\ud658\uc73c\ub85c, Lumia\ub294 \ubbf8\uad6d \uc0c1\uc6d0 \uc740\ud589, \uc8fc\ud0dd \ubc0f \ub3c4\uc2dc \ubb38\uc81c \uc704\uc6d0\ud68c \uc704\uc6d0\ub4e4\uacfc \uc804\ub2f4 \uc138\uc158\uc744 \uac1c\ucd5c\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n

\uc778\ub514\uc560\ub098\uc8fc \ucd9c\uc2e0\uc758 \uc804 \ubbf8\uad6d \ud558\uc6d0\uc758\uc6d0\uc774\uc790 \uc131\uc7a5 \ud074\ub7fd\uc758 \ud68c\uc7a5\uc778 David Martin McIntosh<\/strong>\uac00 \uc8fc\uad00\ud55c \uc6cc\uc2f1\ud134\uc5d0\uc11c\uc758 \uc0dd\uc0b0\uc801\uc778 \ud68c\uc758 \ud6c4, \ud68c\uc0ac\ub294 \uacb0\uc81c \uc2a4\ud14c\uc774\ube14\ucf54\uc778 \ubc95\uc548<\/strong>(Clarity for Payment Stablecoins Act)\uc5d0 \ub300\ud574 \ub17c\uc758\ud558\uae30 \uc704\ud574 \uc0c1\uc6d0 \uc740\ud589 \uc704\uc6d0\ud68c\uc640 \ub9cc\ub0a0 \ucd08\ub300\ub97c \ubc1b\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n

Lumia\uc758 \ucd5c\uace0 \uae30\uc220 \ucc45\uc784\uc790(CTO)\uc778 Deniz Dalkilic<\/strong>\ub294 \ud68c\uc0ac\uc758 \uc804\ub7b5\uc801 \ube44\uc804\uc744 \uc81c\uc2dc\ud558\uace0 \ubc95\uc548 \ucd08\uc548\uc744 \uac15\ud654\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc744 \uc81c\uc548\ud588\uc2b5\ub2c8\ub2e4. \uc774 \ud68c\uc758\ub294 RWA \ubd80\ubb38\uc744 \ubc1c\uc804\uc2dc\ud0a4\uae30 \uc704\ud55c \ubbf8\uad6d \uc815\ucc45 \uc785\uc548\uc790\ub4e4\uacfc\uc758 \uc9c0\uc18d\uc801\uc778 \ub300\ud654\uc758 \uc790\uc5f0\uc2a4\ub7ec\uc6b4 \uc5f0\uc7a5\uc120\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

\ucc38\uc11d\ud55c \uace0\uc704 \uc704\uc6d0\ud68c \uc9c1\uc6d0 \ubc0f \uace0\ubb38\ub4e4\uc740 \ub17c\uc758\uc758 \uc77c\ud658\uc73c\ub85c \uacb0\uc81c \uc2a4\ud14c\uc774\ube14\ucf54\uc778 \ubc95\uc548\uc758 \uc2e4\ud589\uc744 \uc704\ud55c \uc2e4\uc9c8\uc801\uc778 \uc811\uadfc \ubc29\uc2dd\uc744 \ud0d0\uad6c\ud558\uace0, \ubbfc\uac04 \ubd80\ubb38\uc5d0 \ub300\ud55c \uadf8 \ud568\uc758\ub97c \ud3c9\uac00\ud588\uc2b5\ub2c8\ub2e4. Lumia\uc758 \ub300\ud45c\ub4e4\uc740 \ubc95\uc548\uc758 \uc8fc\uc694 \uc870\ud56d\uc5d0 \ub300\ud55c \uadf8\ub4e4\uc758 \uad00\uc810\uc744 \uc124\uba85\ud558\uba70, \uc774 \ubc95\uc548\uc774 \uad11\ubc94\uc704\ud55c \uc554\ud638\ud654\ud3d0 \uc0b0\uc5c5\uacfc \ud2b9\ud788 RWA \ubd80\ubb38\uc744 \uc5b4\ub5bb\uac8c \uc9c0\uc6d0\ud560 \uc218 \uc788\ub294\uc9c0\uc5d0 \ucd08\uc810\uc744 \ub9de\ucdc4\uc2b5\ub2c8\ub2e4.<\/p>\n

\uae30\uc5c5\uacfc \uaddc\uc81c \uae30\uad00\uc774 KYC\/AML<\/strong> \uc900\uc218 \ubc0f \uac15\ub825\ud55c \ubc95\uc801 \uc778\ud504\ub77c \uad6c\ucd95\uc5d0 \ud611\ub825\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc5d0 \ud2b9\ubcc4\ud55c \uc8fc\ubaa9\uc774 \uc8fc\uc5b4\uc84c\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uae30\uad00 \ubc0f \uc18c\ub9e4 \ud22c\uc790\uc790 \ubaa8\ub450\ub97c \uc704\ud55c \uc0c8\ub85c\uc6b4 \ub514\uc9c0\ud138 \uae08\uc735 \uc81c\ud488 \ud1b5\ud569\uc5d0 \ud544\uc218\uc801\uc778 \uc870\uac74\uc73c\ub85c \uc5ec\uaca8\uc9d1\ub2c8\ub2e4.<\/p>\n

\n

“\uc0dd\uc0b0\uc801\uc774\uace0 \uac74\uc124\uc801\uc778 \uad50\ub958\uc600\uc73c\uba70, \uadf8\ub4e4\uc774 \ubc95\uc548\uc744 \ub2e4\ub4ec\ub294 \uacfc\uc815\uc5d0\uc11c \ub300\ud654\ub97c \uacc4\uc18d\ud558\ub77c\ub294 \uc694\uccad\uc744 \ubc1b\uc558\uc2b5\ub2c8\ub2e4. \ud604\uc7a5\uc5d0\uc11c \uc778\ud504\ub77c \ud300\uc758 \uc2e4\uc81c \uc758\uacac\uc774 \ubc18\uc601\ub41c \uc815\ucc45 \uacb0\uc815\uc774 \ud615\uc131\ub418\ub294 \uac83\uc744 \ubcf4\ub294 \uac83\uc740 \uace0\ubb34\uc801\uc785\ub2c8\ub2e4,” \u2014 Lumia\uc758 CTO Deniz Dalkilic<\/strong>.<\/p>\n<\/blockquote>\n

Lumia\ub294 \ubbf8\uad6d\uc5d0\uc11c \uae30\uc220\uc801\uc73c\ub85c \ubc1c\uc804\ud558\uace0 \ucc45\uc784 \uc788\ub294 \ub514\uc9c0\ud138 \uacbd\uc81c \uc0dd\ud0dc\uacc4\ub97c \uad6c\ucd95\ud558\uae30 \uc704\ud574 \uc785\ubc95\uc790 \ubc0f \uaddc\uc81c \uae30\uad00\uacfc \uae34\ubc00\ud788 \ud611\ub825\ud560 \uacc4\ud68d\uc785\ub2c8\ub2e4.<\/p>\n

\n

Bitcoin.com\uc740 \ubcf8 \uae30\uc0ac\uc5d0 \uc5b8\uae09\ub41c \ucf58\ud150\uce20, \uc0c1\ud488 \ub610\ub294 \uc11c\ube44\uc2a4\uc758 \uc0ac\uc6a9 \ub610\ub294 \uc758\uc874\uc73c\ub85c \uc778\ud574 \ubc1c\uc0dd\ud558\uac70\ub098 \ubc1c\uc0dd\ud560 \uac83\uc73c\ub85c \uc8fc\uc7a5\ub418\ub294 \uc190\ud574\ub098 \uc190\uc2e4\uc5d0 \ub300\ud574 \uc9c1\uc811\uc801\uc774\uac70\ub098 \uac04\uc811\uc801\uc73c\ub85c \ucc45\uc784\uc744 \uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

\ubbf8\uad6d\uc758 \ud1a0\ud070\ud654\ub41c \uc2e4\ubb3c \uc790\uc0b0 \uc2dc\uc7a5 \uac1c\ubc1c\uc744 \uc704\ud55c \uc774\ub2c8\uc154\ud2f0\ube0c \uc774 \ucf58\ud150\uce20\ub294 \ud6c4\uc6d0\uc790\uac00 \uc81c\uacf5\ud55c \uac83\uc785\ub2c8\ub2e4. \ubcf4\ub3c4\uc790\ub8cc. \ubbf8\uad6d\uc758 \ud1a0\ud070\ud654\ub41c \uc2e4\ubb3c \uc790\uc0b0(RWA) \uc2dc\uc7a5 \uac1c\ubc1c\uc744 \uc704\ud55c \uad11\ubc94\uc704\ud55c \uc774\ub2c8\uc154\ud2f0\ube0c\uc758 \uc77c\ud658\uc73c\ub85c, Lumia\ub294 \ubbf8\uad6d \uc0c1\uc6d0 \uc740\ud589, \uc8fc\ud0dd \ubc0f \ub3c4\uc2dc \ubb38\uc81c \uc704\uc6d0\ud68c \uc704\uc6d0\ub4e4\uacfc \uc804\ub2f4 \uc138\uc158\uc744 \uac1c\ucd5c\ud588\uc2b5\ub2c8\ub2e4. \uc778\ub514\uc560\ub098\uc8fc \ucd9c\uc2e0\uc758 \uc804 \ubbf8\uad6d \ud558\uc6d0\uc758\uc6d0\uc774\uc790 \uc131\uc7a5 \ud074\ub7fd\uc758 \ud68c\uc7a5\uc778 David Martin McIntosh\uac00 \uc8fc\uad00\ud55c \uc6cc…<\/p>\n","protected":false},"author":3,"featured_media":14026,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48],"tags":[4239,9872,4217,9539],"class_list":["post-14027","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal","tag-bitcoin","tag-indiana","tag-legal","tag-u-s-senate-committee-on-banking-housing-and-urban-affairs"],"yoast_head":"\n\uc0c1\uc6d0 \uc758\uc6d0\ub4e4, Lumia\uc758 \ud1b5\ucc30\uc744 \ubc14\ud0d5\uc73c\ub85c \uc554\ud638\ud654\ud3d0 \uacb0\uc81c \ubc95\uc548\uc5d0 \ub300\ud55c \uc0b0\uc5c5 \uc758\uacac \uc218\ub834 - CryptoZen<\/title>\n<meta name=\"description\" content=\"Lumia\ub294 \ubbf8\uad6d \uc0c1\uc6d0 \uc704\uc6d0\ud68c\uc640 \uacb0\uc81c \uc2a4\ud14c\uc774\ube14\ucf54\uc778 \ubc95\uc548\uc5d0 \ub300\ud574 \ub17c\uc758\ud558\uba70, \uc2e4\ubb3c \uc790\uc0b0\uc744 \uc704\ud55c \uc554\ud638\ud654\ud3d0 \uacb0\uc81c \uaddc\uc81c\ub97c \ud615\uc131\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud569\ub2c8\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptozen.asia\/kr\/\uc0c1\uc6d0-\uc758\uc6d0\ub4e4-lumia\uc758-\ud1b5\ucc30\uc744-\ubc14\ud0d5\uc73c\ub85c-\uc554\ud638\ud654\ud3d0-\uacb0\uc81c-\ubc95\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uc0c1\uc6d0 \uc758\uc6d0\ub4e4, Lumia\uc758 \ud1b5\ucc30\uc744 \ubc14\ud0d5\uc73c\ub85c \uc554\ud638\ud654\ud3d0 \uacb0\uc81c \ubc95\uc548\uc5d0 \ub300\ud55c \uc0b0\uc5c5 \uc758\uacac \uc218\ub834 - CryptoZen\" \/>\n<meta property=\"og:description\" content=\"Lumia\ub294 \ubbf8\uad6d \uc0c1\uc6d0 \uc704\uc6d0\ud68c\uc640 \uacb0\uc81c \uc2a4\ud14c\uc774\ube14\ucf54\uc778 \ubc95\uc548\uc5d0 \ub300\ud574 \ub17c\uc758\ud558\uba70, 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\uc554\ud638\ud654\ud3d0 \uacb0\uc81c \ubc95\uc548\uc5d0 \ub300\ud55c \uc0b0\uc5c5 \uc758\uacac \uc218\ub834\",\"datePublished\":\"2025-10-08T13:12:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/cryptozen.asia\/kr\/%ec%83%81%ec%9b%90-%ec%9d%98%ec%9b%90%eb%93%a4-lumia%ec%9d%98-%ed%86%b5%ec%b0%b0%ec%9d%84-%eb%b0%94%ed%83%95%ec%9c%bc%eb%a1%9c-%ec%95%94%ed%98%b8%ed%99%94%ed%8f%90-%ea%b2%b0%ec%a0%9c-%eb%b2%95\/\"},\"wordCount\":27,\"publisher\":{\"@id\":\"https:\/\/cryptozen.asia\/kr\/#organization\"},\"image\":{\"@id\":\"https:\/\/cryptozen.asia\/kr\/%ec%83%81%ec%9b%90-%ec%9d%98%ec%9b%90%eb%93%a4-lumia%ec%9d%98-%ed%86%b5%ec%b0%b0%ec%9d%84-%eb%b0%94%ed%83%95%ec%9c%bc%eb%a1%9c-%ec%95%94%ed%98%b8%ed%99%94%ed%8f%90-%ea%b2%b0%ec%a0%9c-%eb%b2%95\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cryptozen.asia\/kr\/wp-content\/uploads\/sites\/24\/2025\/10\/story_125477_preview.jpeg\",\"keywords\":[\"Bitcoin\",\"Indiana\",\"Legal\",\"U.S. Senate Committee on Banking, Housing, and Urban Affairs\"],\"articleSection\":[\"Legal\"],\"inLanguage\":\"ko-KR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/cryptozen.asia\/kr\/%ec%83%81%ec%9b%90-%ec%9d%98%ec%9b%90%eb%93%a4-lumia%ec%9d%98-%ed%86%b5%ec%b0%b0%ec%9d%84-%eb%b0%94%ed%83%95%ec%9c%bc%eb%a1%9c-%ec%95%94%ed%98%b8%ed%99%94%ed%8f%90-%ea%b2%b0%ec%a0%9c-%eb%b2%95\/\",\"url\":\"https:\/\/cryptozen.asia\/kr\/%ec%83%81%ec%9b%90-%ec%9d%98%ec%9b%90%eb%93%a4-lumia%ec%9d%98-%ed%86%b5%ec%b0%b0%ec%9d%84-%eb%b0%94%ed%83%95%ec%9c%bc%eb%a1%9c-%ec%95%94%ed%98%b8%ed%99%94%ed%8f%90-%ea%b2%b0%ec%a0%9c-%eb%b2%95\/\",\"name\":\"\uc0c1\uc6d0 \uc758\uc6d0\ub4e4, Lumia\uc758 \ud1b5\ucc30\uc744 \ubc14\ud0d5\uc73c\ub85c \uc554\ud638\ud654\ud3d0 \uacb0\uc81c \ubc95\uc548\uc5d0 \ub300\ud55c \uc0b0\uc5c5 \uc758\uacac \uc218\ub834 - 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