{"id":19766,"date":"2026-05-28T10:42:09","date_gmt":"2026-05-28T10:42:09","guid":{"rendered":"https:\/\/cryptozen.asia\/kr\/david-schwartz%ec%9d%98-xrp-%ec%8a%a4%ed%85%8c%ec%9d%b4%ed%82%b9-%ec%95%84%ec%9d%b4%eb%94%94%ec%96%b4%ec%99%80-irs-%eb%b3%b4%ec%83%81-%ec%84%b8%ea%b8%88-%ea%b7%9c%ec%b9%99-%ea%b2%80%ed%86%a0\/"},"modified":"2026-05-28T10:42:09","modified_gmt":"2026-05-28T10:42:09","slug":"david-schwartz%ec%9d%98-xrp-%ec%8a%a4%ed%85%8c%ec%9d%b4%ed%82%b9-%ec%95%84%ec%9d%b4%eb%94%94%ec%96%b4%ec%99%80-irs-%eb%b3%b4%ec%83%81-%ec%84%b8%ea%b8%88-%ea%b7%9c%ec%b9%99-%ea%b2%80%ed%86%a0","status":"publish","type":"post","link":"https:\/\/cryptozen.asia\/kr\/david-schwartz%ec%9d%98-xrp-%ec%8a%a4%ed%85%8c%ec%9d%b4%ed%82%b9-%ec%95%84%ec%9d%b4%eb%94%94%ec%96%b4%ec%99%80-irs-%eb%b3%b4%ec%83%81-%ec%84%b8%ea%b8%88-%ea%b7%9c%ec%b9%99-%ea%b2%80%ed%86%a0\/","title":{"rendered":"David Schwartz\uc758 XRP \uc2a4\ud14c\uc774\ud0b9 \uc544\uc774\ub514\uc5b4\uc640 IRS \ubcf4\uc0c1 \uc138\uae08 \uaddc\uce59 \uac80\ud1a0"},"content":{"rendered":"

\uc2a4\ud14c\uc774\ud0b9 \ubcf4\uc0c1\uc5d0 \ub300\ud55c \uc138\uae08 \ub17c\uc758<\/h2>\n

David Schwartz, Ripple\uc758 \uc804 \ucd5c\uace0 \uae30\uc220 \ucc45\uc784\uc790\ub294 XRP Ledger<\/strong>\uac00 \ub124\uc774\ud2f0\ube0c \uc2a4\ud14c\uc774\ud0b9 \ubaa8\ub378\uc744 \ucc44\ud0dd\ud560 \uacbd\uc6b0 \uc2a4\ud14c\uc774\ud0b9 \ubcf4\uc0c1\uc774 \uc5b4\ub5bb\uac8c \uacfc\uc138\ub418\uc5b4\uc57c \ud558\ub294\uc9c0\uc5d0 \ub300\ud55c \ub17c\uc758\ub97c \uc7ac\uac1c\ud588\uc2b5\ub2c8\ub2e4. \uadf8\uc758 \ubc1c\uc5b8\uc740 \uc2a4\ud14c\uc774\ud0b9 \ubcf4\uc0c1\uc774 \ubcf4\uc720\uc790\uac00 \ud310\ub9e4\ud558\uae30 \uc804\uc5d0 \uc138\uae08\uc744 \ubd80\uacfc\ubc1b\uc544\uc57c \ud558\ub294\uc9c0\uc5d0 \ub300\ud55c \ub17c\uc758 \uc911\uc5d0 \uc554\ud638\ud654\ud3d0 \uc138\uae08 \uc804\ubb38\uac00\uc778 Clinton Donnelly<\/strong>\uc640\uc758 \ub300\ud654\uc5d0\uc11c \ub098\uc654\uc2b5\ub2c8\ub2e4.<\/p>\n

Schwartz\ub294 \uc138\uae08 \ucc98\ub9ac\uac00 \uc2a4\ud14c\uc774\ud0b9 \uc2dc\uc2a4\ud15c\uc774 \ubcf4\uc0c1\uc744 \uc0dd\uc131\ud558\uace0 \uc804\ub2ec\ud558\ub294 \ubc29\uc2dd\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc838\uc57c \ud55c\ub2e4\uace0 \uc8fc\uc7a5\ud588\uc2b5\ub2c8\ub2e4. \uadf8\uc758 \uad00\uc810\uc5d0 \ub530\ub974\uba74, \uc774\ubbf8 \uc874\uc7ac\ud558\uace0 \uc0ac\uc6a9\uc790\uc5d0\uac8c \uc774\uc804\ub418\ub294 \ubcf4\uc0c1\uc740 \uc218\ub839 \uc2dc \uacfc\uc138 \uc18c\ub4dd<\/strong>\uc73c\ub85c \uac04\uc8fc\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub294 \ub3d9\uc77c\ud55c \uc2a4\ud14c\uc774\ud0b9 \ud504\ub85c\uc138\uc2a4\uc5d0 \uc758\ud574 \uc0dd\uc131\ub41c \ubcf4\uc0c1\uc5d0 \ub300\ud574 \ub2e4\ub978 \uae30\uc900\uc744 \uc81c\uc2dc\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\n

“\uc2a4\ud14c\uc774\ud0b9 \ubcf4\uc0c1\uc774 \uc2a4\ud14c\uc774\ud0b9 \ud504\ub85c\uc138\uc2a4\uc5d0 \uc758\ud574 \uc0dd\uc131\ub41c\ub2e4\uba74, \uadf8\uac83\uc740 \ub9c8\uce58 \ud310\ub9e4\ub97c \uc704\ud574 \uc2a4\uc6e8\ud130\ub97c \ub728\uac1c\uc9c8\ud55c \uac83\uacfc \uac19\uc2b5\ub2c8\ub2e4. \uc2a4\uc6e8\ud130\ub97c \ud310\ub9e4\ud560 \ub54c\uae4c\uc9c0 \uc138\uae08\uc774 \ubd80\uacfc\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.”<\/p>\n<\/blockquote>\n

\uadf8\ub294 \uc2a4\ud14c\uc774\ud0b9 \ubcf4\uc0c1\uc774 \uc0dd\uc131\ub418\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \ud55c \uc7a5\uc18c\uc5d0\uc11c \ub2e4\ub978 \uc7a5\uc18c\ub85c \uc774\ub3d9\ub420 \ub54c\ub294, \ub2e4\ub978 \uac00\uce58 \uc788\ub294 \ubaa8\ub4e0 \uac83\ucc98\ub7fc \uc218\ub839 \uc2dc \uacfc\uc138<\/strong>\ub418\uc5b4\uc57c \ud55c\ub2e4\uace0 \uac15\uc870\ud588\uc2b5\ub2c8\ub2e4. \uadf8\uc758 \ubc1c\uc5b8\uc740 \uc0c8\ub85c \ubc1c\ud589\ub41c \uc2a4\ud14c\uc774\ud0b9 \ubcf4\uc0c1\uc744 \uc989\uac01\uc801\uc778 \uc18c\ub4dd\uc774 \uc544\ub2cc \uc0dd\uc131\ub41c \uc790\uc0b0\uc73c\ub85c \ud504\ub808\uc784\ud654\ud569\ub2c8\ub2e4. \ub610\ud55c \ub0a9\uc138\uc790\uac00 \ud1b5\uc81c\uad8c\uc744 \uc5bb\uc744 \ub54c \uc138\uae08\uc774 \ubd80\uacfc\ub41c\ub2e4\uace0 \uac04\uc8fc\ud558\ub294 IRS \uc9c0\uce68<\/strong>\uc758 \uad11\ubc94\uc704\ud55c \ud574\uc11d\uc5d0 \ub3c4\uc804\ud569\ub2c8\ub2e4.<\/p>\n

XRP Ledger\uc758 \ud604\ud669<\/h2>\n

\uc774 \ub17c\uc758\ub294 XRP Ledger\uac00 \ud604\uc7ac \ub124\uc774\ud2f0\ube0c \uc2a4\ud14c\uc774\ud0b9\uc744 \uc9c0\uc6d0\ud558\uc9c0 \uc54a\uc74c\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. XRPL\uc740 \uc9c0\ubd84 \uc99d\uba85 \ud569\uc758\ub97c \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uc73c\uba70, \ubcf4\uc720\uc790\ub294 Ethereum\uacfc \uac19\uc740 \ub124\ud2b8\uc6cc\ud06c\uc5d0\uc11c \uc0ac\uc6a9\uc790\uac00 \ud1a0\ud070\uc744 \uc2a4\ud14c\uc774\ud0b9\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c XRP\ub97c \uc9c1\uc811 \uc2a4\ud14c\uc774\ud0b9\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. Schwartz\uc758 \ubc1c\uc5b8\uc740 \uc0dd\ud0dc\uacc4\uac00 \uc2a4\ud14c\uc774\ud0b9 \uc720\uc0ac \ubaa8\ub378\uc744 \ud0d0\uc0c9\ud560 \uacbd\uc6b0 \uac00\ub2a5\ud55c \uc124\uacc4\uac00 \uc5b4\ub5bb\uac8c \uc791\ub3d9\ud560 \uc218 \uc788\ub294\uc9c0\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

\uadf8\ub294 \uc138\uae08 \ucc98\ub9ac\ub294 \ubcf4\uc0c1\uc774 \uc0c8\ub85c \uc0dd\uc131\ub41c \uac83\uc778\uc9c0 \uc544\ub2c8\uba74 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \ub2e4\ub978 \ub2f9\uc0ac\uc790\uac00 \uc9c0\uae09\ud55c \uac83\uc778\uc9c0\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uac83\uc774\ub77c\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uad6c\ubd84\uc740 XRP \ubcf4\uc720\uc790\uac00 \ud604\uc7ac \uc81c3\uc790 \uac70\ub798\uc18c, \ub300\ucd9c \uc11c\ube44\uc2a4, \uc720\ub3d9\uc131 \ud480 \ub610\ub294 DeFi \uc2dc\uc2a4\ud15c\uc744 \ud1b5\ud574 \uc218\uc775\uc744 \ucd94\uad6c\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc911\uc694\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uacbd\ub85c\ub294 \ud50c\ub7ab\ud3fc, \uc2a4\ub9c8\ud2b8 \uacc4\uc57d \ubc0f \uc2dc\uc7a5 \uc704\ud5d8\uc744 \ub3d9\ubc18\ud569\ub2c8\ub2e4.<\/p>\n

IRS\uc758 \uc2a4\ud14c\uc774\ud0b9 \ubcf4\uc0c1 \uaddc\uce59<\/h2>\n

crypto.news\uc5d0 \uc758\ud574 \uc774\uc804\uc5d0 \ubcf4\ub3c4\ub41c \ubc14\uc640 \uac19\uc774, Schwartz\ub294 \ub124\ud2b8\uc6cc\ud06c \uc5c5\uadf8\ub808\uc774\ub4dc \ubc0f \uc6d0\uc7a5 \ubcc0\uacbd \ucc98\ub9ac \ubc29\ubc95\uc5d0 \ub300\ud55c \ub17c\uc758\ub97c \ud3ec\ud568\ud558\uc5ec \ucd5c\uadfc XRPL \ub17c\uc758\uc5d0\uc11c\ub3c4 \ud65c\ubc1c\ud788 \ud65c\ub3d9\ud574\uc654\uc2b5\ub2c8\ub2e4. IRS<\/strong>\ub294 \uc2a4\ud14c\uc774\ud0b9 \ubcf4\uc0c1\uc5d0 \ub300\ud55c \uc218\uc775 \ud310\uacb0 2023-14\ub97c \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uaddc\uce59\uc5d0 \ub530\ub974\uba74 \ud604\uae08 \ubc29\uc2dd \ub0a9\uc138\uc790\ub294 \ud1a0\ud070\uc5d0 \ub300\ud55c \uc9c0\ubc30\uad8c\uacfc \ud1b5\uc81c\uad8c\uc744 \uc5bb\uc744 \ub54c \uc2a4\ud14c\uc774\ud0b9 \ubcf4\uc0c1\uc758 \uacf5\uc815 \uc2dc\uc7a5 \uac00\uce58\ub97c \ucd1d \uc18c\ub4dd\uc5d0 \ud3ec\ud568\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\uc774\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \ub0a9\uc138\uc790\uac00 \uc774\ub97c \ud310\ub9e4, \uad50\ud658 \ub610\ub294 \uc774\uc804\ud560 \uc218 \uc788\uc744 \ub54c \uc9c0\ubd84 \uc99d\uba85 \ubcf4\uc0c1\uc744 \uacfc\uc138 \ub300\uc0c1\uc73c\ub85c \uac04\uc8fc\ud568\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc774 \uaddc\uce59\uc740 \ubcf4\uc0c1\uc774 \uc554\ud638\ud654\ud3d0 \uac70\ub798\uc18c\ub97c \ud1b5\ud574 \ubc1c\uc0dd\ud560 \ub54c\ub3c4 \uc801\uc6a9\ub429\ub2c8\ub2e4. Schwartz\uc758 \uc8fc\uc7a5\uc740 \uc774\ub7ec\ud55c \uc811\uadfc \ubc29\uc2dd\uc774 \ubaa8\ub4e0 \ud504\ub85c\ud1a0\ucf5c \uc124\uacc4\uc5d0 \uc801\ud569\ud55c\uc9c0\uc5d0 \ub300\ud55c \uc758\ubb38\uc744 \uc81c\uae30\ud569\ub2c8\ub2e4.<\/p>\n

\uadf8\ub294 \uae30\uc874 \ucd9c\ucc98\uc5d0\uc11c \uc9c0\uae09\ub41c \ubcf4\uc0c1\uc740 \ubcf4\uc0c1\ucc98\ub7fc \ubcf4\uc778\ub2e4\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4. \ubc18\uba74, \uc2a4\ud14c\uc774\ud0b9 \ud504\ub85c\uc138\uc2a4 \uc911\uc5d0 \ubc1c\ud589\ub41c \ubcf4\uc0c1\uc740 \ucc38\uc5ec\uc790\uac00 \uc0dd\uc131\ud55c \uc790\uc0b0\uc5d0 \ub354 \uac00\uae4c\uc6cc \ubcf4\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ub17c\uc758\ub294 XRP\uc5d0 \ub300\ud574 \ud574\uacb0\ub418\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \ub124\ud2b8\uc6cc\ud06c\uac00 \ub124\uc774\ud2f0\ube0c \uc2a4\ud14c\uc774\ud0b9\uc744 \uac16\uace0 \uc788\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n

\ud604\uc7ac\ub85c\uc11c\ub294 Schwartz\uc758 “\ub728\uac1c\uc9c8\ud55c \uc2a4\uc6e8\ud130” \ubaa8\ub378\uc774 XRP \ucee4\ubba4\ub2c8\ud2f0\uc5d0 \uae30\uc220\uc801 \ubcc0\ud654\uac00 \uc81c\uc548\ub418\uae30 \uc804\uc5d0 \ubbf8\ub798 \ubcf4\uc0c1 \uc2dc\uc2a4\ud15c \ubc0f \uc138\uae08 \ucc98\ub9ac\ub97c \ub17c\uc758\ud560 \uc218 \uc788\ub294 \ud2c0\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

\uc2a4\ud14c\uc774\ud0b9 \ubcf4\uc0c1\uc5d0 \ub300\ud55c \uc138\uae08 \ub17c\uc758 David Schwartz, Ripple\uc758 \uc804 \ucd5c\uace0 \uae30\uc220 \ucc45\uc784\uc790\ub294 XRP Ledger\uac00 \ub124\uc774\ud2f0\ube0c \uc2a4\ud14c\uc774\ud0b9 \ubaa8\ub378\uc744 \ucc44\ud0dd\ud560 \uacbd\uc6b0 \uc2a4\ud14c\uc774\ud0b9 \ubcf4\uc0c1\uc774 \uc5b4\ub5bb\uac8c \uacfc\uc138\ub418\uc5b4\uc57c \ud558\ub294\uc9c0\uc5d0 \ub300\ud55c \ub17c\uc758\ub97c \uc7ac\uac1c\ud588\uc2b5\ub2c8\ub2e4. \uadf8\uc758 \ubc1c\uc5b8\uc740 \uc2a4\ud14c\uc774\ud0b9 \ubcf4\uc0c1\uc774 \ubcf4\uc720\uc790\uac00 \ud310\ub9e4\ud558\uae30 \uc804\uc5d0 \uc138\uae08\uc744 \ubd80\uacfc\ubc1b\uc544\uc57c \ud558\ub294\uc9c0\uc5d0 \ub300\ud55c \ub17c\uc758 \uc911\uc5d0 \uc554\ud638\ud654\ud3d0 \uc138\uae08 \uc804\ubb38\uac00\uc778 Clinton Donnelly\uc640\uc758 \ub300\ud654\uc5d0\uc11c \ub098\uc654\uc2b5…<\/p>\n","protected":false},"author":3,"featured_media":19765,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48],"tags":[5912,5100,4218,4615,4217,4518,6721],"class_list":["post-19766","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal","tag-david-schwartz","tag-defi","tag-ethereum","tag-irs","tag-legal","tag-ripple","tag-xrpl"],"yoast_head":"\nDavid Schwartz\uc758 XRP \uc2a4\ud14c\uc774\ud0b9 \uc544\uc774\ub514\uc5b4\uc640 IRS \ubcf4\uc0c1 \uc138\uae08 \uaddc\uce59 \uac80\ud1a0 - CryptoZen<\/title>\n<meta name=\"description\" content=\"David Schwartz\uc758 XRP \uc2a4\ud14c\uc774\ud0b9 \ubcf4\uc0c1 \uacfc\uc138\uc5d0 \ub300\ud55c \ud1b5\ucc30\ub825\uc744 \ud0d0\uad6c\ud558\uba70, \uc2a4\ud14c\uc774\ud0b9 \ubcf4\uc0c1\uc774 \uc5b8\uc81c \uacfc\uc138 \uc18c\ub4dd\uc73c\ub85c \uac04\uc8fc\ub418\uc5b4\uc57c \ud558\ub294\uc9c0\uc5d0 \ub300\ud55c IRS \uaddc\uce59\uc5d0 \ub3c4\uc804\ud569\ub2c8\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptozen.asia\/kr\/david-schwartz\uc758-xrp-\uc2a4\ud14c\uc774\ud0b9-\uc544\uc774\ub514\uc5b4\uc640-irs-\ubcf4\uc0c1-\uc138\uae08-\uaddc\uce59-\uac80\ud1a0\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"David Schwartz\uc758 XRP \uc2a4\ud14c\uc774\ud0b9 \uc544\uc774\ub514\uc5b4\uc640 IRS \ubcf4\uc0c1 \uc138\uae08 \uaddc\uce59 \uac80\ud1a0 - CryptoZen\" \/>\n<meta property=\"og:description\" content=\"David Schwartz\uc758 XRP \uc2a4\ud14c\uc774\ud0b9 \ubcf4\uc0c1 \uacfc\uc138\uc5d0 \ub300\ud55c \ud1b5\ucc30\ub825\uc744 \ud0d0\uad6c\ud558\uba70, \uc2a4\ud14c\uc774\ud0b9 \ubcf4\uc0c1\uc774 \uc5b8\uc81c \uacfc\uc138 \uc18c\ub4dd\uc73c\ub85c \uac04\uc8fc\ub418\uc5b4\uc57c \ud558\ub294\uc9c0\uc5d0 \ub300\ud55c IRS \uaddc\uce59\uc5d0 \ub3c4\uc804\ud569\ub2c8\ub2e4.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cryptozen.asia\/kr\/david-schwartz\uc758-xrp-\uc2a4\ud14c\uc774\ud0b9-\uc544\uc774\ub514\uc5b4\uc640-irs-\ubcf4\uc0c1-\uc138\uae08-\uaddc\uce59-\uac80\ud1a0\/\" \/>\n<meta property=\"og:site_name\" content=\"CryptoZen\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-28T10:42:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cryptozen.asia\/kr\/wp-content\/uploads\/sites\/24\/2026\/05\/story_185803_preview.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Editor\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta 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