{"id":21812,"date":"2026-08-17T08:48:16","date_gmt":"2026-08-17T08:48:16","guid":{"rendered":"https:\/\/cryptozen.asia\/kr\/%ec%a4%91%ea%b5%ad-%eb%94%94%ec%a7%80%ed%84%b8-%ec%9c%84%ec%95%88%ed%99%94-%eb%84%a4%ed%8a%b8%ec%9b%8c%ed%81%ac%ec%97%90-8%ea%b0%9c-%ec%9d%80%ed%96%89-%ec%b6%94%ea%b0%80-%ec%9a%b4%ec%98%81-%ea%b8%b0\/"},"modified":"2026-08-17T08:48:16","modified_gmt":"2026-08-17T08:48:16","slug":"%ec%a4%91%ea%b5%ad-%eb%94%94%ec%a7%80%ed%84%b8-%ec%9c%84%ec%95%88%ed%99%94-%eb%84%a4%ed%8a%b8%ec%9b%8c%ed%81%ac%ec%97%90-8%ea%b0%9c-%ec%9d%80%ed%96%89-%ec%b6%94%ea%b0%80-%ec%9a%b4%ec%98%81-%ea%b8%b0","status":"publish","type":"post","link":"https:\/\/cryptozen.asia\/kr\/%ec%a4%91%ea%b5%ad-%eb%94%94%ec%a7%80%ed%84%b8-%ec%9c%84%ec%95%88%ed%99%94-%eb%84%a4%ed%8a%b8%ec%9b%8c%ed%81%ac%ec%97%90-8%ea%b0%9c-%ec%9d%80%ed%96%89-%ec%b6%94%ea%b0%80-%ec%9a%b4%ec%98%81-%ea%b8%b0\/","title":{"rendered":"\uc911\uad6d, \ub514\uc9c0\ud138 \uc704\uc548\ud654 \ub124\ud2b8\uc6cc\ud06c\uc5d0 8\uac1c \uc740\ud589 \ucd94\uac00, \uc6b4\uc601 \uae30\uad00 30\uacf3\uc73c\ub85c \uc99d\uac00"},"content":{"rendered":"

\uc911\uad6d \ub514\uc9c0\ud138 \uc704\uc548\ud654 \uc6b4\uc601 \ud655\ub300<\/h2>\n

\uc911\uad6d \uc778\ubbfc\uc740\ud589\uc740 \ub514\uc9c0\ud138 \uc704\uc548\ud654 \uc6b4\uc601 \ub124\ud2b8\uc6cc\ud06c\uc5d0 8\uac1c\uc758 \uc0c1\uc5c5\uc740\ud589\uc744 \ucd94\uac00\ud558\uc5ec e-CNY \uc11c\ube44\uc2a4 \uc6b4\uc601 \uae30\uad00 \uc218\ub97c 30\uacf3\uc73c\ub85c \ub298\ub838\uc2b5\ub2c8\ub2e4<\/strong>. \uc774\ub294 \uc911\uc559\uc740\ud589\uc774 \uad6d\uac00 \uc9c0\uc6d0 \ub514\uc9c0\ud138 \ud1b5\ud654\uc5d0 \ub300\ud55c \uc811\uadfc\uc131\uc744 \uacc4\uc18d \ud655\uc7a5\ud558\uace0 \uc788\ub2e4\ub294 \uac83\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n

\n

8\uc6d4 17\uc77c \ubc1c\ud45c\ub41c \uc778\ubbfc\uc740\ud589\uc758 \uc131\uba85\uc5d0 \ub530\ub974\uba74, \ud551\uc548\uc740\ud589, \ud5dd\ud391\uc740\ud589, \uc911\uad6d \ubcf4\ud558\uc774\uc740\ud589, \uc0c1\ud558\uc774\uc740\ud589, \ud56d\uc800\uc6b0\uc740\ud589, \ud68c\uc0c1\uc740\ud589, \ucc3d\uc0ac\uc740\ud589, \uad11\uc2dc \ubca0\uc774\ubd80\ub9cc\uc740\ud589\uc774 \ub514\uc9c0\ud138 \uc704\uc548\ud654 \uc11c\ube44\uc2a4\ub97c \uc6b4\uc601\ud560 \uc218 \uc788\ub294 \uc740\ud589\uc73c\ub85c \uc2b9\uc778\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n

\uc774 8\uac1c \uc740\ud589\uc740 \uc911\uc559\uc740\ud589\uc758 \ub514\uc9c0\ud138 \uc778\ubbfc\ud3d0 \uc2dc\uc2a4\ud15c\uc5d0 \uc5f0\uacb0\ub418\uc5b4 e-CNY \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud55c \uae30\uc220\uc801 \uc5f0\uacc4\ub97c \uac16\ucd94\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4<\/strong>. \uac01 \uae30\uad00\uc774 \ub0a8\uc740 \uc0ac\uc5c5 \ubc0f \uae30\uc220 \uc900\ube44\ub97c \uc644\ub8cc\ud55c \ud6c4 \uace0\uac1d \ub300\uc0c1 \uc6b4\uc601\uc774 \uc2dc\uc791\ub420 \uac83\uc774\ub77c\uace0 PBOC\ub294 \ubc1d\ud614\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc774\ubc88 \ucd94\uac00\ub85c \uc2b9\uc778\ub41c \ub514\uc9c0\ud138 \uc704\uc548\ud654 \uc6b4\uc601 \uae30\uad00 \uc218\ub294 22\uacf3\uc5d0\uc11c 30\uacf3\uc73c\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. \uc911\uc559\uc740\ud589\uc740 \uc2dc\uc7a5 \uc9c0\ud5a5\uc801\uc774\uace0 \uaddc\uce59 \uae30\ubc18\uc758 \uc6d0\uce59\uc5d0 \ub530\ub77c \ub354 \ub9ce\uc740 \uae30\uad00\uc744 \uc2dc\uc2a4\ud15c\uc5d0 \ud3ec\ud568\uc2dc\ud0a4\uace0 \ub514\uc9c0\ud138 \uc778\ubbfc\ud3d0 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uac1c\ubc29\uc801\uc774\uace0 \uacf5\uc815\ud55c \uacbd\uc7c1 \ud658\uacbd\uc744 \uc870\uc131\ud560 \uac83<\/strong>\uc774\ub77c\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub514\uc9c0\ud138 \uc704\uc548\ud654\uc758 \ubc1c\uc804\uacfc \ubcc0\ud654<\/h2>\n

\ucd5c\uadfc \ucd94\uac00\ub41c \uc740\ud589\ub4e4\uc740 PBOC\uac00 \ub514\uc9c0\ud138 \uc704\uc548\ud654 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud574 \ub610 \ub2e4\ub978 \uc740\ud589 \uadf8\ub8f9\uc744 \uc2b9\uc778\ud55c \uc9c0 4\uac1c\uc6d4\ub3c4 \ucc44 \uc9c0\ub098\uc9c0 \uc54a\uc740 \uc2dc\uc810\uc5d0 \uc774\ub8e8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4. 4\uc6d4 2\uc77c, \uc911\uc559\uc740\ud589\uc740 12\uac1c \uae30\uad00\uc744 \ucd94\uac00\ud558\uc5ec \uc6b4\uc601 \uae30\uad00 \uc218\ub97c 22\uacf3\uc73c\ub85c \uc99d\uac00\uc2dc\ucf30\uc2b5\ub2c8\ub2e4.<\/p>\n

8\uc6d4\uc5d0 8\uac1c \uc740\ud589\uc774 \ucd94\uac00\ub428\uc73c\ub85c\uc368 \uac19\uc740 \ud574\uc5d0 \uc6b4\uc601 \uae30\uad00 \uc218\uac00 30\uacf3\uc73c\ub85c \ub298\uc5b4\ub098 \uad6d\uac00 \ud569\uc791\uc740\ud589 \ubc0f \uc5ec\ub7ec \ub3c4\uc2dc \ubc0f \uc9c0\uc5ed \uc0c1\uc5c5\uc740\ud589\uc774 \ucc38\uc5ec\ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4<\/strong>.<\/p>\n

\n

PBOC\ub294 \uc774\ubc88 \ud655\uc7a5\uc744 \uc911\uad6d\uc758 2026-2030 \uc81c15\ucc28 5\uac1c\ub144 \uacc4\ud68d\uacfc \uc5f0\uacc4\ud558\uc5ec \ub514\uc9c0\ud138 \uc778\ubbfc\ud3d0\uc758 \uc548\uc815\uc801\uc778 \ubc1c\uc804\uc744 \ub3c4\ubaa8\ud558\uace0 \uc788\ub2e4\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n

\uc911\uc559\uc740\ud589\uc740 \ucd94\uac00 \uc6b4\uc601 \uae30\uad00\ub4e4\uc774 e-CNY \uc11c\ube44\uc2a4 \uc811\uadfc\uc131\uc744 \uac1c\uc120\ud558\uace0 \uc548\uc804\ud558\uace0 \ud3b8\ub9ac\ud558\uba70 \ud6a8\uc728\uc801\uc778 \uacb0\uc81c \uc635\uc158\uc5d0 \ub300\ud55c \uc218\uc694\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud55c \uac83<\/strong>\uc774\ub77c\uace0 \uc124\uba85\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub514\uc9c0\ud138 \uc704\uc548\ud654\uc758 \uad6c\uc870\uc640 \uae30\ub2a5<\/h2>\n

\uc911\uad6d\uc740 \uc911\uc559\uc740\ud589\uc774 \uae30\ubcf8 \ud1b5\ud654\uc640 \uc778\ud504\ub77c\ub97c \ud1b5\uc81c\ud558\uace0 \uc2b9\uc778\ub41c \uc0c1\uc5c5 \uae30\uad00\uc774 \uc0ac\uc6a9\uc790\uc5d0\uac8c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uc774\uc911 \uad6c\uc870\ub97c \ud1b5\ud574 \ub514\uc9c0\ud138 \uc704\uc548\ud654\ub97c \uac1c\ubc1c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4<\/strong>. \uc774\uc804 PBOC \ubb38\uc11c\uc5d0\uc11c\ub294 \uc0c1\uc5c5\uc740\ud589\uc774 \uc720\ud1b5 \ubaa8\ub378\uc758 \ud575\uc2ec \ubd80\ubd84\uc73c\ub85c \uc124\uba85\ub418\uc5c8\uc73c\uba70, \uc911\uc559\uc740\ud589\uc774 \ubaa8\ub4e0 \uc18c\ub9e4 \uc0ac\uc6a9\uc790\ub97c \uc9c1\uc811 \uc11c\ube44\uc2a4\ud558\ub294 \ub300\uc2e0 \uae30\uc874 \uae08\uc735 \uc778\ud504\ub77c\ub97c \ud65c\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc6b4\uc601 \uae30\uad00 \ub124\ud2b8\uc6cc\ud06c\uc758 \ud655\uc7a5\uc740 \ub514\uc9c0\ud138 \uc704\uc548\ud654 \uc794\uace0\uac00 \uc911\uad6d\uc758 \uc740\ud589 \uc2dc\uc2a4\ud15c \ub0b4\uc5d0\uc11c \uc5b4\ub5bb\uac8c \ucc98\ub9ac\ub418\ub294\uc9c0\uc5d0 \ub300\ud55c \uc8fc\uc694 \ubcc0\ud654\uc5d0 \ub530\ub978 \uac83\uc785\ub2c8\ub2e4. 2026\ub144 1\uc6d4 1\uc77c\ubd80\ud130 \uc740\ud589\ub4e4\uc740 PBOC\uac00 e-CNY \uc794\uace0\ub97c \uad00\ub9ac\ud558\ub294 \ud504\ub808\uc784\uc6cc\ud06c\ub97c \ubcc0\uacbd\ud55c \ud6c4 \uac80\uc99d\ub41c \ub514\uc9c0\ud138 \uc704\uc548\ud654 \uc9c0\uac11\uc5d0 \uc774\uc790\ub97c \uc9c0\uae09\ud560 \uc218 \uc788\uac8c \ub429\ub2c8\ub2e4<\/strong>.<\/p>\n

\ub514\uc9c0\ud138 \uc704\uc548\ud654\ub294 2025\ub144 11\uc6d4\uae4c\uc9c0 34\uc5b5 8\ucc9c\ub9cc \uac74\uc758 \uac70\ub798\ub97c \ucc98\ub9ac\ud588\uc2b5\ub2c8\ub2e4. \uc911\uad6d \ub2f9\uad6d\uc740 \uc18c\ub9e4 \uacb0\uc81c, \uacf5\uacf5 \uc11c\ube44\uc2a4 \ubc0f \uc0c1\uc5c5 \uac70\ub798\uc640 \uad00\ub828\ub41c \uad6d\ub0b4 \ud30c\uc77c\ub7ff \ud504\ub85c\uadf8\ub7a8\uc744 \uc218\ub144\uac04 \uc9c4\ud589\ud55c \ud6c4 \ud1b5\ud654\uc758 \uc0c8\ub85c\uc6b4 \uc0ac\uc6a9 \uc0ac\ub840\ub97c \uacc4\uc18d \ud14c\uc2a4\ud2b8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uad6d\uacbd \uac04 \uacb0\uc81c\uc640 \ub514\uc9c0\ud138 \uc704\uc548\ud654<\/h2>\n

\ub354 \ub9ce\uc740 \uc0c1\uc5c5\uc740\ud589\uc758 \ucd94\uac00\ub294 PBOC\uac00 \uc774\ubbf8 \uace0\uac1d \uad00\uacc4\uc640 \uacb0\uc81c \uc778\ud504\ub77c\ub97c \uc720\uc9c0\ud558\uace0 \uc788\ub294 \uae30\uad00\uc744 \ud1b5\ud574 e-CNY \uc11c\ube44\uc2a4\ub97c \ud655\uc7a5\ud560 \uc218 \uc788\ub294 \ub610 \ub2e4\ub978 \uacbd\ub85c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uad6d\ub0b4 \uc740\ud589 \ubcc0\ud654\uc640 \ud568\uaed8 \uc911\uad6d \uae30\uad00\ub4e4\uc740 \uad6d\uacbd \uac04 \uacb0\uc81c\ub97c \uc704\ud55c \ub514\uc9c0\ud138 \uc704\uc548\ud654 \uc778\ud504\ub77c \ud14c\uc2a4\ud2b8\ub97c \uacc4\uc18d\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4<\/strong>.<\/p>\n

7\uc6d4, \uc911\uad6d\uacf5\uc0c1\uc740\ud589 \uc0c1\ud558\uc774 \uc9c0\uc810\uacfc ICBC \uc2f1\uac00\ud3ec\ub974\ub294 \uc5c5\uadf8\ub808\uc774\ub4dc\ub41c \ub514\uc9c0\ud138 \ud1b5\ud654 \uc775\uc2a4\ud504\ub808\uc2a4 \uc885\ud569 \uc815\uc0b0 \ud50c\ub7ab\ud3fc\uc778 CBETS\ub97c \ud1b5\ud574 \ucd5c\ucd08\uc758 \uc911\uad6d-\uc2f1\uac00\ud3ec\ub974 \uacb0\uc81c\ub97c \uc644\ub8cc\ud588\uc2b5\ub2c8\ub2e4. \uc790\uae08\uc740 \uc804\uc801\uc73c\ub85c \ub514\uc9c0\ud138 \uc778\ubbfc\ud3d0\ub85c \uc815\uc0b0\ub418\uc5c8\uc73c\uba70, \uac19\uc740 \ub0a0 \uc2f1\uac00\ud3ec\ub974 \uc218\ucde8\uc778\uc5d0\uac8c \ub3c4\ucc29\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\n

CBETS\ub294 PBOC\uc758 \ub514\uc9c0\ud138 \ud1b5\ud654 \uc5f0\uad6c\uc18c\uc758 \uc9c0\uce68 \ud558\uc5d0 \ub514\uc9c0\ud138 \uc778\ubbfc\ud3d0 \uad6d\uc81c \uc6b4\uc601 \uc13c\ud130\uc5d0 \uc758\ud574 \uac1c\ubc1c\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n

\uc5c5\uadf8\ub808\uc774\ub4dc\ub41c \uc778\ud504\ub77c\ub294 \uc774\uc804\uc758 \uad6d\uacbd \uac04 \uacb0\uc81c, \ube14\ub85d\uccb4\uc778 \uc11c\ube44\uc2a4 \ubc0f \ub514\uc9c0\ud138 \uc790\uc0b0 \uc2dc\uc2a4\ud15c\uc744 \uacb0\ud569\ud558\uba70, \uad6d\uc81c \uae08\uc735 \ub124\ud2b8\uc6cc\ud06c\uc5d0\uc11c \uc0ac\uc6a9\ub418\ub294 ISO 20022 \uba54\uc2dc\uc9d5 \ud45c\uc900\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n

ICBC\ub294 \ub610\ud55c \uc774 \uc2dc\uc2a4\ud15c\uc744 \ud1b5\ud574 \uc2f1\uac00\ud3ec\ub974 \ubc0f \ub77c\uc624\uc2a4\uc640 \uad00\ub828\ub41c \ub514\uc9c0\ud138 \uc704\uc548\ud654 \uacb0\uc81c \ubc0f \uc218\uae08 \ub9c1\ud06c\ub97c \uad6c\ucd95\ud588\uc73c\uba70, \uac19\uc740 7\uc6d4 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 \ub0b4\ubabd\uace8 \uc9c0\uc810\uc740 \ub2e4\uc790\uac04 CBDC \ube0c\ub9ac\uc9c0\ub97c \ud1b5\ud574 \ud64d\ucf69\uc73c\ub85c 2\uc5b5 2\ucc9c\ub9cc \uc704\uc548\uc744 \uc774\uccb4\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\ubbf8\ub798\uc758 \ub514\uc9c0\ud138 \uc704\uc548\ud654<\/h2>\n

\uc9c0\uc5ed \ub2f9\uad6d\uc740 \ub610\ud55c 2026-2030 \uae30\uac04 \ub3d9\uc548 \uae08\uc735 \uc815\ucc45 \uc81c\uc548\uc5d0 e-CNY \ud655\uc7a5\uc744 \ud3ec\ud568\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. 8\uc6d4 \ucd08, \uad11\ub465\uc131\uc740 \uc911\uad6d(\uad11\ub465) \uc790\uc720\ubb34\uc5ed\uad6c \ub0b4\uc5d0\uc11c \ub354 \ub9ce\uc740 \uad6d\uacbd \uac04 e-CNY \uc2dc\ud5d8\uc744 \uc81c\uc548\ud558\ub294 \uac1c\ubc1c \uacc4\ud68d \ucd08\uc548\uc744 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc774 \uc790\ubb38 \ubb38\uc11c\ub294 \uad6d\uacbd \uac04 \uae08\uc735 \uc0c1\ud488, \ud574\uc678 \uae08\uc735, \ub179\uc0c9 \uae08\uc735, \uc790\uc0b0 \uad00\ub9ac \ubc0f \ud540\ud14c\ud06c \ud14c\uc2a4\ud2b8\uc640 \ud568\uaed8 \ucd94\uac00\uc801\uc778 \ub514\uc9c0\ud138 \uc704\uc548\ud654 \uc0ac\uc6a9 \uc0ac\ub840\ub97c \uc694\uad6c\ud588\uc2b5\ub2c8\ub2e4. \ucd08\uc548\uc5d0 \ub300\ud55c \uacf5\uac1c \uc790\ubb38\uc740 9\uc6d4 5\uc77c\uae4c\uc9c0 \uacc4\uc18d\ub420 \uc608\uc815\uc785\ub2c8\ub2e4.<\/p>\n

\uc5c5\uadf8\ub808\uc774\ub4dc\ub41c \uad6d\uc81c \ub514\uc9c0\ud138 \uc704\uc548\ud654 \ud50c\ub7ab\ud3fc\uc740 6\uc6d4\uae4c\uc9c0 ICBC \uc544\uc2dc\uc544, \uc911\uad6d\uc740\ud589 \ud64d\ucf69, \uc2a4\ud0e0\ub2e4\ub4dc \ucc28\ud0c0\ub4dc \uc911\uad6d \ubc0f \uc2f1\uac00\ud3ec\ub974, \ud0dc\uad6d, \ub77c\uc624\uc2a4, \ub9c8\uce74\uc624 \ubc0f \uce74\ud0c0\ub974\uc5d0\uc11c \uc6b4\uc601\ub418\ub294 ICBC \uc9c0\uc810\uc744 \ud3ec\ud568\ud55c \ucd08\uae30 26\uac1c \uae08\uc735 \uae30\uad00\uacfc \uc9c1\uc811 \ucc38\uac00\uc790 \uacc4\uc57d\uc744 \uccb4\uacb0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

\uc911\uad6d \ub514\uc9c0\ud138 \uc704\uc548\ud654 \uc6b4\uc601 \ud655\ub300 \uc911\uad6d \uc778\ubbfc\uc740\ud589\uc740 \ub514\uc9c0\ud138 \uc704\uc548\ud654 \uc6b4\uc601 \ub124\ud2b8\uc6cc\ud06c\uc5d0 8\uac1c\uc758 \uc0c1\uc5c5\uc740\ud589\uc744 \ucd94\uac00\ud558\uc5ec e-CNY \uc11c\ube44\uc2a4 \uc6b4\uc601 \uae30\uad00 \uc218\ub97c 30\uacf3\uc73c\ub85c \ub298\ub838\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc911\uc559\uc740\ud589\uc774 \uad6d\uac00 \uc9c0\uc6d0 \ub514\uc9c0\ud138 \ud1b5\ud654\uc5d0 \ub300\ud55c \uc811\uadfc\uc131\uc744 \uacc4\uc18d \ud655\uc7a5\ud558\uace0 \uc788\ub2e4\ub294 \uac83\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. 8\uc6d4 17\uc77c \ubc1c\ud45c\ub41c \uc778\ubbfc\uc740\ud589\uc758 \uc131\uba85\uc5d0 \ub530\ub974\uba74, \ud551\uc548\uc740\ud589, \ud5dd\ud391\uc740\ud589, \uc911\uad6d \ubcf4\ud558\uc774\uc740\ud589, \uc0c1\ud558\uc774\uc740\ud589, \ud56d\uc800\uc6b0\uc740\ud589, \ud68c\uc0c1\uc740\ud589, \ucc3d\uc0ac\uc740\ud589, \uad11\uc2dc 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