{"id":23690,"date":"2026-10-22T13:12:19","date_gmt":"2026-10-22T13:12:19","guid":{"rendered":"https:\/\/cryptozen.asia\/kr\/sofi-4-40-apy%ec%9d%98-%ed%86%a0%ed%81%b0%ed%99%94%eb%90%9c-%ec%9d%80%ed%96%89-%ec%98%88%ea%b8%88-%ec%b6%9c%ec%8b%9c\/"},"modified":"2026-10-22T13:12:19","modified_gmt":"2026-10-22T13:12:19","slug":"sofi-4-40-apy%ec%9d%98-%ed%86%a0%ed%81%b0%ed%99%94%eb%90%9c-%ec%9d%80%ed%96%89-%ec%98%88%ea%b8%88-%ec%b6%9c%ec%8b%9c","status":"publish","type":"post","link":"https:\/\/cryptozen.asia\/kr\/sofi-4-40-apy%ec%9d%98-%ed%86%a0%ed%81%b0%ed%99%94%eb%90%9c-%ec%9d%80%ed%96%89-%ec%98%88%ea%b8%88-%ec%b6%9c%ec%8b%9c\/","title":{"rendered":"SoFi, 4.40% APY\uc758 \ud1a0\ud070\ud654\ub41c \uc740\ud589 \uc608\uae08 \ucd9c\uc2dc"},"content":{"rendered":"

SoFi Technologies\uc758 \uc0c8\ub85c\uc6b4 \uc774\uc790 \ubc1c\uc0dd \ud1a0\ud070\ud654\ub41c \uc608\uae08<\/h2>\n

SoFi Technologies\ub294 \uc18c\ube44\uc790\ub97c \uc704\ud55c \uc774\uc790 \ubc1c\uc0dd \ud1a0\ud070\ud654\ub41c \uc608\uae08<\/strong>\uc744 \ucd9c\uc2dc\ud558\uba70, 4.40%<\/strong>\uc758 \uc5f0\uac04 \uc218\uc775\ub960(APY)\uacfc \uc5f0\ubc29 \uc608\uae08 \ubcf4\ud5d8<\/strong>\uc744 \uc81c\uacf5\ud558\ub294 \uc790\uad6d \uc740\ud589\uc744 \ud1b5\ud574 \uc6b4\uc601\ub429\ub2c8\ub2e4. \ud68c\uc0ac\uc758 10\uc6d4 22\uc77c \ubc1c\ud45c\uc5d0 \ub530\ub974\uba74, \uc774 \uc81c\ud488\uc740 SoFi Earn(SOFIE)<\/strong>\uc774\ub77c\ub294 \uc774\ub984\uc73c\ub85c \uace0\uac1d\uc774 \ub514\uc9c0\ud138\ub85c \ud45c\ud604\ub41c \uc740\ud589 \uc608\uae08\uc5d0 \ub300\ud574 \uc774\uc790\ub97c \ubc1b\uc744 \uc218 \uc788\uac8c \ud558\uba70, \uc794\uc561\uc744 SoFiUSD<\/strong>\ub85c \uc804\ud658\ud558\uc5ec \uc554\ud638\ud654\ud3d0 \uad6c\ub9e4\ub098 \ube14\ub85d\uccb4\uc778 \uc804\uc1a1\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4.<\/p>\n

SOFIE\uc758 \uae30\ub2a5\uacfc \uc774\uc810<\/h2>\n

\uc0c8\ub85c\uc6b4 \ubc29\uc2dd\uc5d0 \ub530\ub77c \uac01 SOFIE\ub294 SoFi Bank, N.A.\uc5d0 \ubcf4\uc720\ub41c 1\ub2ec\ub7ec\ub97c \ub098\ud0c0\ub0b4\uba70, \uc774 \uc740\ud589\uc740 \uad6d\uac00 \uc740\ud589 \uba74\ud5c8\uc640 \uc5f0\ubc29 \uac10\ub3c5 \ud558\uc5d0 \uc6b4\uc601\ub429\ub2c8\ub2e4. \uc740\ud589\uc740 SOFIE\ub97c \ubbf8\uad6d\uc758 \uad6d\uac00 \uc740\ud589\uc774 \ubc1c\ud589\ud55c \ucd5c\ucd08\uc758 \uc18c\ube44\uc790 \ud1a0\ud070\ud654\ub41c \uc608\uae08\uc73c\ub85c \uc124\uba85\ud558\uba70, \uc774 \uc81c\ud488\uc744 \uae30\uc874\uc758 \uc2a4\ud14c\uc774\ube14\ucf54\uc778\uacfc \uad6c\ubcc4\ud569\ub2c8\ub2e4.<\/p>\n

\n

\uace0\uac1d\uc740 SoFi Crypto \uacc4\uc815\uc744 \ud1b5\ud574 SOFIE \uc608\uae08\uc5d0 \uc811\uadfc\ud560 \uc218 \uc788\uc73c\uba70, \uc794\uc561\uc740 \uad11\uace0\ub41c 4.40% APY<\/strong>\ub97c \uc5bb\uc73c\uba74\uc11c \uc804\ud658\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n

\uc774\uc790\uc728 \ubc0f FDIC \ubcf4\ud5d8<\/h2>\n

\uc774\uc790\uc728\uc740 \ubcc0\ub3d9 \uac00\ub2a5\ud558\uba70 \uc5b8\uc81c\ub4e0\uc9c0 \ubcc0\uacbd\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. SoFi\uc758 \uacf5\uc2dc\ub294 10\uc6d4 20\uc77c\uc744 \uc774\uc790\uc728\uc758 \uc720\ud6a8 \uae30\uc900\uc77c\ub85c \uba85\uc2dc\ud558\uace0 \uc788\uc73c\uba70, \ucd5c\uc18c \uc794\uc561 \uc694\uac74\uc740 \uc5c6\uc9c0\ub9cc \uc218\uc218\ub8cc\uac00 \uc218\uc775\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. SOFIE\ub85c \ud45c\ud604\ub41c \uc608\uae08\uc740 \ud45c\uc900 \uaddc\uce59\uc5d0 \ub530\ub77c FDIC \ubcf4\ud5d8<\/strong> \uc790\uaca9\uc774 \uc788\uc73c\uba70, \uc77c\ubc18\uc801\uc73c\ub85c \uac01 \uacc4\uc88c \uc18c\uc720 \uce74\ud14c\uace0\ub9ac\ub2f9 \uac01 \uc608\uae08\uc790\uc5d0\uac8c \ucd5c\ub300 250,000\ub2ec\ub7ec<\/strong>\uae4c\uc9c0 \ubcf4\uc7a5\ub429\ub2c8\ub2e4.<\/p>\n

\uc11c\ube44\uc2a4\uc758 \uc810\uc9c4\uc801 \ub3c4\uc785<\/h2>\n

SoFi\ub294 \uc774 \uc81c\ud488\uc744 \uc810\uc9c4\uc801\uc73c\ub85c \ub3c4\uc785\ud558\uace0 \uc788\uc73c\uba70, 11\uc6d4\uae4c\uc9c0 \uc790\uaca9\uc774 \uc788\ub294 \uc554\ud638\ud654\ud3d0 \uace0\uac1d\uc5d0\uac8c \ud655\ub300\ub420 \uc608\uc815\uc785\ub2c8\ub2e4. \ud68c\uc0ac\ub294 \uc774 \uc81c\ud488\uc744 \ub450 \uac00\uc9c0 \ubcc4\ub3c4\uc758 \ud615\ud0dc\uc758 \ub514\uc9c0\ud138 \ub2ec\ub7ec\ub97c \uae30\ubc18\uc73c\ub85c \uc124\uacc4\ud588\uc2b5\ub2c8\ub2e4. SOFIE\ub294 \uc774\uc790 \ubc1c\uc0dd \uc608\uae08\uc744 \ub098\ud0c0\ub0b4\uace0, SoFiUSD\ub294 \uc804\uc1a1 \ubc0f \uacb0\uc81c\ub97c \uc704\ud55c \ub2ec\ub7ec \uae30\ubc18 \uc2a4\ud14c\uc774\ube14\ucf54\uc778\uc73c\ub85c \uae30\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n

\n

\uace0\uac1d\uc774 \uc790\uae08\uc744 \uc0ac\uc6a9\ud558\uace0\uc790 \ud560 \ub54c, SOFIE\ub97c 1:1 \ube44\uc728\ub85c SoFiUSD\ub85c \uc804\ud658\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n

\uace0\uac1d\uc758 \uc774\uc775\uacfc CEO\uc758 \ubc1c\uc5b8<\/h2>\n

SoFi\ub294 \uace0\uac1d\uc774 5,000\ub2ec\ub7ec<\/strong>\ub97c \ubcf4\uc720\ud558\uace0 \uc788\ub294 \uacbd\uc6b0\ub97c \uc608\ub85c \ub4e4\uc5b4, \uc774 \ub3c8\uc774 \uac70\ub798 \ub610\ub294 \uc804\uc1a1\uc744 \uc704\ud574 \uc804\ud658\ub420 \ub54c\uae4c\uc9c0 \uc608\uae08 \uc774\uc790\ub97c \uc5bb\ub294\ub2e4\uace0 \uc124\uba85\ud588\uc2b5\ub2c8\ub2e4. \ubcc0\ub3d9 \uc5c6\ub294 4.40% APY<\/strong>\uc5d0\uc11c 5,000\ub2ec\ub7ec \uc794\uc561\uc740 \uc218\uc218\ub8cc \uc804 1\ub144 \ub3d9\uc548 \uc57d 220\ub2ec\ub7ec<\/strong>\uc758 \uc218\uc775\uc744 \uc5bb\uc744 \uc218 \uc788\uc9c0\ub9cc, \uc2e4\uc81c \uc218\uc775\uc740 \uc801\uc6a9\ub418\ub294 \uc774\uc790\uc728\uacfc \ubcf4\uc720 \uae30\uac04\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n

\n

\ucd5c\uace0 \uacbd\uc601\uc790 Anthony Noto\ub294 \uc774 \uc11c\ube44\uc2a4\uac00 \uace0\uac1d\uc774 \ub514\uc9c0\ud138 \uc790\uc0b0\uc73c\ub85c \uac70\ub798\ub97c \uc900\ube44\ud558\ub294 \ub3d9\uc548 \uc0ac\uc6a9\ub418\uc9c0 \uc54a\ub294 \uc790\uae08\uc744 \ub2e4\ub8ec\ub2e4\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4. “\uc6b0\ub9ac\ub294 \ub2f9\uc2e0\uc758 \ub3c8\uc774 \ud544\uc694\ud560 \ub54c\uae4c\uc9c0 \uacc4\uc18d \uc77c\ud574\uc57c \ud55c\ub2e4\uace0 \ubbff\uc2b5\ub2c8\ub2e4,”\ub77c\uace0 Noto\ub294 \ub9d0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n

\ubbf8\uad6d \uc740\ud589 \uaddc\uc815\uacfc SoFi\uc758 \ubc1c\uc804<\/h2>\n

\uc774 \uc81c\ud488 \uac04\uc758 \uad6c\ubd84\uc740 \ubbf8\uad6d \uc740\ud589 \uaddc\uc815 \ud558\uc5d0\uc11c \uc911\uc694\ud569\ub2c8\ub2e4. SoFi\uc758 \uacf5\uc2dc\ub294 SOFIE\ub97c \uc608\uae08 \ubd80\ucc44\ub85c \uba85\uc2dc\ud558\uace0 \uc788\uc73c\uba70, \uc774 \ud1a0\ud070\uc774 \uacb0\uc81c \uc2a4\ud14c\uc774\ube14\ucf54\uc778\uc774 \uc544\ub2d8\uc744 \uba85\uc2dc\ud569\ub2c8\ub2e4. \uc5f0\ubc29 \uaddc\uc81c \uae30\uad00\uc740 \uc790\uaca9\uc774 \uc788\ub294 \ud1a0\ud070\ud654\ub41c \uc608\uae08\uc774 \uc608\uae08 \ubcf4\ud5d8 \uaddc\uce59 \ud558\uc5d0\uc11c \uae30\uc874\uc758 \ucc98\ub9ac\ub97c \uc720\uc9c0\ud55c\ub2e4\uace0 \uc8fc\uc7a5\ud574\uc654\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc774 \ucd9c\uc2dc\ub294 \uc9c0\ub09c 1\ub144 \ub3d9\uc548 SoFi\uc758 \ub514\uc9c0\ud138 \uc790\uc0b0 \uc6b4\uc601\uc5d0\uc11c \uc5ec\ub7ec \ubc1c\uc804\uc774 \uc788\uc740 \ud6c4 \uc774\ub8e8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4. 2025\ub144 11\uc6d4, \uc774 \uc740\ud589\uc740 \uc18c\ube44\uc790 \uc554\ud638\ud654\ud3d0 \uac70\ub798\ub97c \ub3c4\uc785\ud558\uc5ec \uace0\uac1d\uc774 \uae30\uc874 \uc740\ud589 \uc81c\ud488\uacfc \ud568\uaed8 \ub514\uc9c0\ud138 \uc790\uc0b0\uc744 \uc0ac\uace0, \ud314\uace0, \ubcf4\uc720\ud560 \uc218 \uc788\ub3c4\ub85d \ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\uacb0\ub860<\/h2>\n

SoFi\ub294 SOFIE\ub97c 1\ub144 \uc774\ub0b4\uc5d0 \ub2e4\uc12f \ubc88\uc9f8 \uc554\ud638\ud654\ud3d0 \uad00\ub828 \uc81c\ud488 \ucd9c\uc2dc\ub85c \uc124\uba85\ud569\ub2c8\ub2e4. \ucd5c\uc2e0 \ubc1c\ud45c\uc5d0\uc11c\ub294 \uae08\uc735 \ud50c\ub7ab\ud3fc\uc5d0\uc11c 1,580\ub9cc \uba85<\/strong>\uc758 \ud68c\uc6d0\uacfc SoFi Tech Solutions\ub97c \ud1b5\ud574 \uc81c\uacf5\ub418\ub294 1\uc5b5 3,400\ub9cc \uac1c<\/strong>\uc758 \uae00\ub85c\ubc8c \uacc4\uc815\uc744 \ubcf4\uace0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

SoFi Technologies\uc758 \uc0c8\ub85c\uc6b4 \uc774\uc790 \ubc1c\uc0dd \ud1a0\ud070\ud654\ub41c \uc608\uae08 SoFi Technologies\ub294 \uc18c\ube44\uc790\ub97c \uc704\ud55c \uc774\uc790 \ubc1c\uc0dd \ud1a0\ud070\ud654\ub41c \uc608\uae08\uc744 \ucd9c\uc2dc\ud558\uba70, 4.40%\uc758 \uc5f0\uac04 \uc218\uc775\ub960(APY)\uacfc \uc5f0\ubc29 \uc608\uae08 \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud558\ub294 \uc790\uad6d \uc740\ud589\uc744 \ud1b5\ud574 \uc6b4\uc601\ub429\ub2c8\ub2e4. \ud68c\uc0ac\uc758 10\uc6d4 22\uc77c \ubc1c\ud45c\uc5d0 \ub530\ub974\uba74, \uc774 \uc81c\ud488\uc740 SoFi Earn(SOFIE)\uc774\ub77c\ub294 \uc774\ub984\uc73c\ub85c \uace0\uac1d\uc774 \ub514\uc9c0\ud138\ub85c \ud45c\ud604\ub41c \uc740\ud589 \uc608\uae08\uc5d0 \ub300\ud574 \uc774\uc790\ub97c \ubc1b\uc744 \uc218…<\/p>\n","protected":false},"author":3,"featured_media":23689,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[42,48],"tags":[11772,4239,5580,4217,5882,12951,12083,12084,4204],"class_list":["post-23690","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bitcoin","category-legal","tag-anthony-noto","tag-bitcoin","tag-fdic","tag-legal","tag-mastercard","tag-sofi-bank","tag-sofi-technologies","tag-sofiusd","tag-usa"],"yoast_head":"\nSoFi, 4.40% APY\uc758 \ud1a0\ud070\ud654\ub41c \uc740\ud589 \uc608\uae08 \ucd9c\uc2dc - CryptoZen<\/title>\n<meta name=\"description\" content=\"SoFi\ub294 4.40% APY\uc640 FDIC \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud558\ub294 SOFIE\ub77c\ub294 \ud1a0\ud070\ud654\ub41c \uc740\ud589 \uc608\uae08\uc744 \ucd9c\uc2dc\ud558\uc5ec \uc554\ud638\ud654\ud3d0\ub85c\uc758 \uc6d0\ud65c\ud55c \uc804\ud658\uc744 \uac00\ub2a5\ud558\uac8c 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