{"id":12467,"date":"2025-08-26T10:34:11","date_gmt":"2025-08-26T10:34:11","guid":{"rendered":"https:\/\/cryptozen.asia\/ph\/cynthia-lummis-patuloy-na-nagtutulak-para-sa-21st-century-mortgage-act\/"},"modified":"2025-08-26T10:34:11","modified_gmt":"2025-08-26T10:34:11","slug":"cynthia-lummis-patuloy-na-nagtutulak-para-sa-21st-century-mortgage-act","status":"publish","type":"post","link":"https:\/\/cryptozen.asia\/ph\/cynthia-lummis-patuloy-na-nagtutulak-para-sa-21st-century-mortgage-act\/","title":{"rendered":"Cynthia Lummis Patuloy na Nagtutulak Para sa 21st Century Mortgage Act"},"content":{"rendered":"

Senador Cynthia Lummis at ang 21st Century Mortgage Act<\/h2>\n

Senador Cynthia Lummis<\/strong> (R-WY) ay patuloy na nagtutulak para sa kanyang 21st Century Mortgage Act<\/strong> na naglalayong alisin ang mga hadlang para sa mga unang beses na bumibili ng bahay, ayon sa isang bagong post sa X<\/em> mula sa mambabatas ng U.S.<\/p>\n

Layunin ng Batas<\/h2>\n

Sa isang clip na ipinost sa X<\/em> noong Agosto 24, muling pinagtibay ni Lummis ang kanyang layunin na gawing batas ang direktiba ni U.S. Federal Housing Finance Agency Director William Pulte<\/strong> na utusan ang parehong Fannie Mae<\/strong> at Freddie Mac<\/strong> na isaalang-alang ang mga paraan kung paano maaaring magamit ang cryptocurrencies<\/strong> sa mga pagsusuri ng panganib sa mortgage.<\/p>\n

\n

“Ang napakalaking bahagi ng mga tao na may digital assets ay mga unang beses na bumibili ng bahay,” sabi ni Lummis.<\/p>\n<\/blockquote>\n

Pagpapahintulot sa Digital Assets<\/h2>\n

“Ang sinusubukan naming payagan ay kapag ipinakita nila ang kanilang net worth para sa layunin ng pagkuwalifika para sa isang pautang, na ang kanilang digital assets ay isama bilang mga asset sa kanilang balance sheet upang mayroon silang equity na patunayan ang kanilang karapatan na magkaroon ng mortgage sa bahay,” patuloy niya.<\/p>\n

Mga Kamakailang Pag-unlad<\/h2>\n

Ang pinakabagong pagtulak ni Lummis para sa 21st Century Mortgage Act<\/strong> ay naganap hindi pa isang buwan matapos niyang ipresenta ang crypto bill<\/strong> noong Hulyo 29. Kung maipapasa ang batas, ito ay gagawing batas ang direktiba ni Pulte na ang mga prospective homeowners ay makakagamit ng cryptocurrencies na nakaimbak sa anumang U.S.-regulated centralized exchange bilang bahagi ng kanilang pagsusuri ng panganib sa mortgage nang hindi kinakailangang i-convert ito sa USD<\/strong> muna.<\/p>\n

\n

“Ang American dream ng pagmamay-ari ng bahay ay hindi isang realidad para sa maraming kabataan,” sabi ni Lummis.<\/p>\n<\/blockquote>\n

Makabagong Landas sa Pagbuo ng Yaman<\/h2>\n

“Ang batas na ito ay yumakap sa isang makabago at makabagong landas sa pagbuo ng yaman na isinasaalang-alang ang lumalaking bilang ng mga kabataang Amerikano na may digital assets. Namumuhay tayo sa isang digital na panahon, at sa halip na parusahan ang inobasyon, ang mga ahensya ng gobyerno ay dapat umunlad upang matugunan ang mga pangangailangan ng isang modernong henerasyong may pananaw,” idinagdag niya.<\/p>\n

Mga Hamon sa Pamilihan ng Mortgage<\/h2>\n

Gayunpaman, kung ang cryptocurrencies<\/strong> ay makapagbibigay ng katatagan na kinakailangan para sa mga pamilihan ng mortgage ay nananatiling isang bukas na tanong habang nagtutulak si Lummis na isama ang mga ito sa American dream<\/strong> ng pagmamay-ari ng bahay.<\/p>\n","protected":false},"excerpt":{"rendered":"

Senador Cynthia Lummis at ang 21st Century Mortgage Act Senador Cynthia Lummis (R-WY) ay patuloy na nagtutulak para sa kanyang 21st Century Mortgage Act na naglalayong alisin ang mga hadlang para sa mga unang beses na bu…<\/p>\n","protected":false},"author":3,"featured_media":12466,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[42,48],"tags":[4225,4892,9437,9438,4217,4204],"class_list":["post-12467","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bitcoin","category-legal","tag-bitcoin","tag-cynthia-lummis","tag-fannie-mae","tag-freddie-mac","tag-legal","tag-usa"],"yoast_head":"\nCynthia Lummis Patuloy na Nagtutulak Para sa 21st Century Mortgage Act - CryptoZen<\/title>\n<meta name=\"description\" content=\"Senador Cynthia Lummis ay nagtutulak para sa 21st Century Mortgage Act, na naglalayong tulungan ang mga unang beses na bumibili ng bahay na isama ang cryptocurrencies sa mga pagsusuri ng mortgage.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptozen.asia\/ph\/cynthia-lummis-patuloy-na-nagtutulak-para-sa-21st-century-mortgage-act\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cynthia Lummis Patuloy na Nagtutulak Para sa 21st Century Mortgage Act - 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