{"id":23206,"date":"2026-10-06T16:44:29","date_gmt":"2026-10-06T16:44:29","guid":{"rendered":"https:\/\/cryptozen.asia\/ph\/babala-ng-miyembro-ng-ecb-tungkol-sa-fragmentation-kung-walang-digital-euro\/"},"modified":"2026-10-06T16:44:29","modified_gmt":"2026-10-06T16:44:29","slug":"babala-ng-miyembro-ng-ecb-tungkol-sa-fragmentation-kung-walang-digital-euro","status":"publish","type":"post","link":"https:\/\/cryptozen.asia\/ph\/babala-ng-miyembro-ng-ecb-tungkol-sa-fragmentation-kung-walang-digital-euro\/","title":{"rendered":"Babala ng Miyembro ng ECB Tungkol sa Fragmentation Kung Walang Digital Euro"},"content":{"rendered":"<h2>Babala ng European Central Bank sa Digital Euro<\/h2>\n<p>Isang miyembro ng executive board ng <strong>European Central Bank (ECB)<\/strong> ang nagbigay ng babala na ang potensyal na pagpapakilala ng <strong>digital euro<\/strong> ay hindi layuning palitan ang papel ng mga bangko, kundi upang matiyak ang kanilang mahalagang papel sa monetary system ng <strong>European Union (EU)<\/strong>.<\/p>\n<h2>Mga Pahayag ni Piero Cipollone<\/h2>\n<p>Ayon kay <strong>Piero Cipollone<\/strong>, isang miyembro ng executive board ng ECB, kung walang digital euro mula sa central bank, maaaring magbigay ng mga alternatibong solusyon ang ibang mga entidad na posibleng humina sa <em>&#8220;resilience at monetary sovereignty&#8221;<\/em> ng Europa. Sa isang MNI Connect Webcast noong Lunes, sinabi ni Cipollone na kung walang <em>&#8220;pan-European digital payment solution na tumutugon sa lahat ng uri ng pang-araw-araw na transaksyon,&#8221;<\/em> maaaring tumaas ang panganib ng fragmentation sa mga platform ng tokenization.<\/p>\n<blockquote>\n<p>&#8220;Ang aming layunin ay hindi upang palitan ang papel ng mga bangko,&#8221; ani Cipollone. &#8220;Sa halip, ang digital euro ay magbibigay sa mga bangko ng imprastruktura na kailangan nila upang makipagkumpetensya sa digital na panahon at tulungan silang palawakin ang abot at mga kaso ng paggamit ng kanilang sariling mga solusyon.&#8221;<\/p>\n<\/blockquote>\n<h2>Mga Plano ng ECB para sa Digital Euro<\/h2>\n<p>Ayon kay Cipollone, hindi pa nagpasya ang ECB kung ilalabas ang digital euro, ngunit plano nitong tapusin ang proseso ng lehislasyon sa katapusan ng <strong>2026<\/strong>. Kung magpapatuloy ang central bank sa proyekto, magsasagawa ito ng <strong>12-buwang pilot program<\/strong> simula sa ikalawang kalahati ng <strong>2027<\/strong>, na may potensyal na ilabas ito sa <strong>2029<\/strong>.<\/p>\n<h2>Kasaysayan ng Digital Euro<\/h2>\n<p>Unang iminungkahi ng ECB ang pagpapakilala ng digital euro noong <strong>Oktubre 2020<\/strong> bilang isang <em>central bank digital currency (CBDC)<\/em> upang kumpletuhin ang cash bilang isang digital na opsyon sa pagbabayad. Ang mga kritiko ng CBDC ay nag-argue na ang digital currency ay maaaring bigyan ang mga opisyal ng EU ng mga paraan upang subaybayan at potensyal na kontrolin ang paggastos ng mga residente ng bloc.<\/p>\n<blockquote>\n<p>Sinabi ni Cipollone noong Setyembre 2025 na &#8220;ang digital euro ay titiyak na lahat ng Europeo ay makakapagbayad sa lahat ng oras gamit ang isang libre, unibersal na tinatanggap na digital na paraan ng pagbabayad, kahit sa kaso ng malalaking pagkagambala.&#8221;<\/p>\n<\/blockquote>\n<h2>Kaugnay na Impormasyon<\/h2>\n<p>Kaugnay: Pinagtanggol ng ECB ang privacy ng digital euro habang ang mga CBDC ay nahaharap sa pandaigdigang pagsusuri. Kunin ang higit pa mula sa <strong>Cointelegraph<\/strong> sa Google. Idagdag ang Cointelegraph bilang isang paboritong mapagkukunan para sa Google Search.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Babala ng European Central Bank sa Digital Euro Isang miyembro ng executive board ng European Central Bank (ECB) ang nagbigay ng babala na ang potensyal na pagpapakilala ng digital euro ay hindi layuning palitan ang pape&#8230;<\/p>\n","protected":false},"author":3,"featured_media":23205,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48],"tags":[4592,4780,4362,4422,4217,5874],"class_list":["post-23206","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal","tag-cbdc","tag-ecb","tag-eu","tag-european-central-bank","tag-legal","tag-piero-cipollone"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Babala ng Miyembro ng ECB Tungkol sa Fragmentation Kung Walang Digital Euro - 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