{"id":12262,"date":"2025-08-20T17:12:43","date_gmt":"2025-08-20T17:12:43","guid":{"rendered":"https:\/\/cryptozen.asia\/vn\/40-nguoi-dung-tien-dien-tu-tai-vuong-quoc-anh-bao-cao-bi-chan-thanh-toan-giua-luc-gia-tang-cac-hanh-vi-chong-nguoi-tieu-dung\/"},"modified":"2025-08-20T17:12:43","modified_gmt":"2025-08-20T17:12:43","slug":"40-nguoi-dung-tien-dien-tu-tai-vuong-quoc-anh-bao-cao-bi-chan-thanh-toan-giua-luc-gia-tang-cac-hanh-vi-chong-nguoi-tieu-dung","status":"publish","type":"post","link":"https:\/\/cryptozen.asia\/vn\/40-nguoi-dung-tien-dien-tu-tai-vuong-quoc-anh-bao-cao-bi-chan-thanh-toan-giua-luc-gia-tang-cac-hanh-vi-chong-nguoi-tieu-dung\/","title":{"rendered":"40% ng\u01b0\u1eddi d\u00f9ng ti\u1ec1n \u0111i\u1ec7n t\u1eed t\u1ea1i V\u01b0\u01a1ng qu\u1ed1c Anh b\u00e1o c\u00e1o b\u1ecb ch\u1eb7n thanh to\u00e1n gi\u1eefa l\u00fac gia t\u0103ng c\u00e1c h\u00e0nh vi \u2018ch\u1ed1ng ng\u01b0\u1eddi ti\u00eau d\u00f9ng\u2019"},"content":{"rendered":"

Kh\u00f3 Kh\u0103n Trong Vi\u1ec7c N\u1ea1p Ti\u1ec1n V\u00e0o T\u00e0i Kho\u1ea3n Ti\u1ec1n \u0110i\u1ec7n T\u1eed<\/h2>\n

M\u1ed9t t\u1ef7 l\u1ec7 ng\u00e0y c\u00e0ng t\u0103ng trong s\u1ed1 c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ti\u1ec1n \u0111i\u1ec7n t\u1eed<\/strong> t\u1ea1i V\u01b0\u01a1ng qu\u1ed1c Anh \u0111ang g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c n\u1ea1p ti\u1ec1n v\u00e0o t\u00e0i kho\u1ea3n c\u1ee7a h\u1ecd, \u0111i\u1ec1u n\u00e0y l\u00e0m n\u1ed5i b\u1eadt nh\u1eefng r\u00e0o c\u1ea3n v\u1ec1 quy \u0111\u1ecbnh v\u00e0 ng\u00e2n h\u00e0ng<\/strong> m\u00e0 l\u0129nh v\u1ef1c t\u00e0i s\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1 \u0111ang ph\u1ea3i \u0111\u1ed1i m\u1eb7t. M\u1ed9t cu\u1ed9c kh\u1ea3o s\u00e1t c\u1ee7a IG Group v\u1edbi 500 nh\u00e0 \u0111\u1ea7u t\u01b0 ti\u1ec1n \u0111i\u1ec7n t\u1eed t\u1ea1i V\u01b0\u01a1ng qu\u1ed1c Anh v\u00e0 m\u1ed9t m\u1eabu r\u1ed9ng h\u01a1n g\u1ed3m 2.000 ng\u01b0\u1eddi l\u1edbn cho th\u1ea5y 40%<\/strong> ng\u01b0\u1eddi d\u00f9ng cho bi\u1ebft ng\u00e2n h\u00e0ng c\u1ee7a h\u1ecd \u0111\u00e3 ch\u1eb7n ho\u1eb7c tr\u00ec ho\u00e3n thanh to\u00e1n cho m\u1ed9t nh\u00e0 cung c\u1ea5p ti\u1ec1n \u0111i\u1ec7n t\u1eed.<\/p>\n

Trong s\u1ed1 nh\u1eefng ng\u01b0\u1eddi b\u1ecb \u1ea3nh h\u01b0\u1edfng, 29%<\/strong> \u0111\u00e3 g\u1eedi \u0111\u01a1n khi\u1ebfu n\u1ea1i t\u1edbi ng\u00e2n h\u00e0ng c\u1ee7a h\u1ecd, trong khi 35%<\/strong> cho bi\u1ebft h\u1ecd \u0111\u00e3 chuy\u1ec3n \u0111\u1ed5i ng\u00e2n h\u00e0ng \u0111\u1ec3 ph\u1ea3n \u1ee9ng l\u1ea1i. Khi m\u1eabu r\u1ed9ng h\u01a1n \u0111\u01b0\u1ee3c h\u1ecfi v\u1ec1 vi\u1ec7c c\u00e1c ng\u00e2n h\u00e0ng can thi\u1ec7p v\u00e0o c\u00e1c giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed, 42%<\/strong> cho bi\u1ebft h\u1ecd ph\u1ea3n \u0111\u1ed1i c\u00e1c bi\u1ec7n ph\u00e1p nh\u01b0 v\u1eady, trong khi 33%<\/strong> b\u00e0y t\u1ecf s\u1ef1 \u1ee7ng h\u1ed9.<\/p>\n

\n

“Ch\u00fang ta \u0111ang \u1edf trong m\u1ed9t v\u1ecb tr\u00ed g\u00e2y h\u1ea1i khi h\u00e0ng tri\u1ec7u ng\u01b0\u1eddi th\u1ef1c s\u1ef1 b\u1ecb kh\u00f3a kh\u1ecfi ti\u1ec1n \u0111i\u1ec7n t\u1eed ch\u1ec9 v\u00ec h\u1ecd s\u1eed d\u1ee5ng ng\u00e2n h\u00e0ng n\u00e0o,” Michael Healy<\/strong>, gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ee7a IG t\u1ea1i V\u01b0\u01a1ng qu\u1ed1c Anh cho bi\u1ebft. “H\u00e0nh vi nh\u01b0 v\u1eady l\u00e0 ch\u1ed1ng ng\u01b0\u1eddi ti\u00eau d\u00f9ng, t\u1ec7 h\u01a1n l\u00e0 ch\u1ed1ng c\u1ea1nh tranh – v\u00e0 n\u00f3 kh\u00f4ng \u0111\u01b0\u1ee3c c\u00f4ng ch\u00fang \u1ee7ng h\u1ed9.”<\/p>\n<\/blockquote>\n

M\u1eb7c d\u00f9 giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed l\u00e0 h\u1ee3p ph\u00e1p t\u1ea1i V\u01b0\u01a1ng qu\u1ed1c Anh, vi\u1ec7c n\u1ea1p ti\u1ec1n v\u00e0o t\u00e0i kho\u1ea3n c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t tr\u1edf ng\u1ea1i l\u1edbn<\/strong>. C\u00e1c c\u00f4ng ty ti\u1ec1n \u0111i\u1ec7n t\u1eed ph\u1ea3i \u0111\u0103ng k\u00fd v\u1edbi C\u01a1 quan Qu\u1ea3n l\u00fd T\u00e0i ch\u00ednh (FCA)<\/strong> v\u1edbi t\u01b0 c\u00e1ch l\u00e0 nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 t\u00e0i s\u1ea3n \u1ea3o \u0111\u1ec3 ho\u1ea1t \u0111\u1ed9ng, v\u00e0 ch\u1ec9 c\u00e1c c\u00f4ng ty \u0111\u01b0\u1ee3c FCA c\u1ea5p ph\u00e9p m\u1edbi c\u00f3 th\u1ec3 cung c\u1ea5p c\u00e1c l\u1ed1i v\u00e0o v\u00e0 ra b\u1eb1ng ti\u1ec1n t\u1ec7 fiat b\u1eb1ng b\u1ea3ng Anh. M\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng l\u1edbn, bao g\u1ed3m Chase UK<\/strong> v\u00e0 NatWest<\/strong>, \u0111\u00e3 \u0111i xa h\u01a1n, h\u1ea1n ch\u1ebf ho\u1eb7c ch\u1eb7n thanh to\u00e1n \u0111\u1ebfn c\u00e1c s\u00e0n giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed d\u01b0\u1edbi danh ngh\u0129a ng\u0103n ch\u1eb7n gian l\u1eadn.<\/p>\n

Ngo\u00e0i nh\u1eefng r\u00e0o c\u1ea3n n\u00e0y, FCA \u0111\u00e3 c\u1ea5m kh\u00e1ch h\u00e0ng b\u00e1n l\u1ebb s\u1eed d\u1ee5ng ti\u1ec1n vay, bao g\u1ed3m th\u1ebb t\u00edn d\u1ee5ng, \u0111\u1ec3 mua t\u00e0i s\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1 – c\u00e0ng thu h\u1eb9p th\u00eam c\u00e1c l\u1ef1a ch\u1ecdn t\u00e0i tr\u1ee3<\/strong> cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 h\u00e0ng ng\u00e0y.<\/p>\n

V\u01b0\u01a1ng Qu\u1ed1c Anh T\u1ee5t L\u1ea1i Trong Cu\u1ed9c \u0110ua Ti\u1ec1n \u0110i\u1ec7n T\u1eed To\u00e0n C\u1ea7u<\/h2>\n

Nh\u1eefng r\u00e0o c\u1ea3n ng\u00e2n h\u00e0ng \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi d\u00f9ng ti\u1ec1n \u0111i\u1ec7n t\u1eed t\u1ea1i V\u01b0\u01a1ng qu\u1ed1c Anh di\u1ec5n ra trong b\u1ed1i c\u1ea3nh s\u1ef1 ch\u1ec9 tr\u00edch ng\u00e0y c\u00e0ng t\u0103ng v\u1ec1 c\u00e1ch ti\u1ebfp c\u1eadn t\u1ed5ng th\u1ec3 c\u1ee7a qu\u1ed1c gia \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1. C\u1ef1u B\u1ed9 tr\u01b0\u1edfng T\u00e0i ch\u00ednh<\/strong> v\u00e0 hi\u1ec7n l\u00e0 c\u1ed1 v\u1ea5n c\u1ee7a Coinbase, George Osborne<\/strong>, g\u1ea7n \u0111\u00e2y \u0111\u00e3 c\u1ea3nh b\u00e1o r\u1eb1ng V\u01b0\u01a1ng qu\u1ed1c Anh \u0111ang “t\u1ee5t l\u1ea1i trong cu\u1ed9c \u0111ua ti\u1ec1n \u0111i\u1ec7n t\u1eed,” m\u1ed9t thi\u1ebfu s\u00f3t m\u00e0 \u00f4ng cho r\u1eb1ng c\u00f3 th\u1ec3 l\u00e0m suy y\u1ebfu vai tr\u00f2 c\u1ee7a qu\u1ed1c gia trong d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u.<\/p>\n

\n

“Nh\u1eefng g\u00ec t\u00f4i th\u1ea5y khi\u1ebfn t\u00f4i lo l\u1eafng. Thay v\u00ec l\u00e0 ng\u01b0\u1eddi ti\u00ean phong, ch\u00fang ta \u0111\u00e3 \u0111\u1ec3 m\u00ecnh b\u1ecb b\u1ecf l\u1ea1i ph\u00eda sau,” Osborne n\u00f3i v\u1ec1 t\u00e0i s\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1 trong m\u1ed9t b\u00e0i vi\u1ebft tr\u00ean Financial Times.<\/p>\n<\/blockquote>\n

Osborne \u0111\u00e3 ch\u1ec9 ra s\u1ef1 thi\u1ebfu ti\u1ebfn b\u1ed9 v\u1ec1 stablecoin<\/strong> – m\u1ed9t th\u1ecb tr\u01b0\u1eddng tr\u1ecb gi\u00e1 288 t\u1ef7 \u0111\u00f4 la<\/strong> do \u0111\u1ed3ng \u0111\u00f4 la M\u1ef9 th\u1ed1ng tr\u1ecb, v\u1edbi g\u1ea7n nh\u01b0 kh\u00f4ng c\u00f3 s\u1ef1 hi\u1ec7n di\u1ec7n c\u1ee7a b\u1ea3ng Anh. Theo CoinGecko, c\u00e1c stablecoin \u0111\u01b0\u1ee3c \u0111\u1ecbnh gi\u00e1 b\u1eb1ng b\u1ea3ng Anh ch\u1ec9 chi\u1ebfm 616.000 \u0111\u00f4 la<\/strong> \u0111ang l\u01b0u h\u00e0nh.<\/p>\n

Tuy nhi\u00ean, \u0111\u00e3 c\u00f3 m\u1ed9t s\u1ed1 ti\u1ebfn b\u1ed9. Nh\u01b0 Cointelegraph \u0111\u00e3 b\u00e1o c\u00e1o, FCA g\u1ea7n \u0111\u00e2y \u0111\u00e3 d\u1ee1 b\u1ecf l\u1ec7nh c\u1ea5m giao d\u1ecbch b\u00e1n l\u1ebb c\u00e1c ch\u1ee9ng ch\u1ec9 qu\u1ef9 giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed (ETNs), c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 8 th\u00e1ng 10<\/strong>. C\u01a1 quan qu\u1ea3n l\u00fd cho bi\u1ebft \u0111\u1ed9ng th\u00e1i n\u00e0y ph\u1ea3n \u00e1nh s\u1ef1 tr\u01b0\u1edfng th\u00e0nh c\u1ee7a l\u0129nh v\u1ef1c t\u00e0i s\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1 sau nhi\u1ec1u n\u0103m bi\u1ebfn \u0111\u1ed9ng v\u00e0 nh\u1eefng g\u00ec h\u1ecd t\u1eebng coi l\u00e0 “thi\u1ebfu nhu c\u1ea7u \u0111\u1ea7u t\u01b0 h\u1ee3p ph\u00e1p.”<\/p>\n","protected":false},"excerpt":{"rendered":"

Kh\u00f3 Kh\u0103n Trong Vi\u1ec7c N\u1ea1p Ti\u1ec1n V\u00e0o T\u00e0i Kho\u1ea3n Ti\u1ec1n \u0110i\u1ec7n T\u1eed M\u1ed9t t\u1ef7 l\u1ec7 ng\u00e0y c\u00e0ng t\u0103ng trong s\u1ed1 c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ti\u1ec1n \u0111i\u1ec7n t\u1eed t\u1ea1i V\u01b0\u01a1ng qu\u1ed1c Anh \u0111ang g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c n\u1ea1p ti\u1ec1n v\u00e0o t\u00e0i kho\u1ea3n c\u1ee7a h\u1ecd, \u0111i\u1ec1u n\u00e0y l\u00e0m n\u1ed5i b\u1eadt nh…<\/p>\n","protected":false},"author":3,"featured_media":12261,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[42,48],"tags":[9433,4225,4226,4795,4711,4283,4217,9432,4365],"class_list":["post-12262","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bitcoin","category-legal","tag-mbg","tag-bitcoin","tag-coinbase","tag-coingecko","tag-financial-conduct-authority","tag-financial-times","tag-legal","tag-multibank-group","tag-united-kingdom"],"yoast_head":"\n40% ng\u01b0\u1eddi d\u00f9ng ti\u1ec1n \u0111i\u1ec7n t\u1eed t\u1ea1i V\u01b0\u01a1ng qu\u1ed1c Anh b\u00e1o c\u00e1o b\u1ecb ch\u1eb7n thanh to\u00e1n gi\u1eefa l\u00fac gia t\u0103ng c\u00e1c h\u00e0nh vi \u2018ch\u1ed1ng ng\u01b0\u1eddi ti\u00eau d\u00f9ng\u2019 - CryptoZen<\/title>\n<meta name=\"description\" content=\"40% ng\u01b0\u1eddi d\u00f9ng ti\u1ec1n \u0111i\u1ec7n t\u1eed t\u1ea1i V\u01b0\u01a1ng qu\u1ed1c Anh \u0111\u1ed1i m\u1eb7t v\u1edbi vi\u1ec7c b\u1ecb ch\u1eb7n thanh to\u00e1n khi c\u00e1c ng\u00e2n h\u00e0ng th\u1eaft ch\u1eb7t c\u00e1c h\u1ea1n ch\u1ebf, g\u00e2y ra lo ng\u1ea1i v\u1ec1 c\u00e1c h\u00e0nh vi ch\u1ed1ng ng\u01b0\u1eddi ti\u00eau d\u00f9ng trong th\u1ecb tr\u01b0\u1eddng t\u00e0i s\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptozen.asia\/vn\/40-nguoi-dung-tien-dien-tu-tai-vuong-quoc-anh-bao-cao-bi-chan-thanh-toan-giua-luc-gia-tang-cac-hanh-vi-chong-nguoi-tieu-dung\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"40% ng\u01b0\u1eddi d\u00f9ng ti\u1ec1n \u0111i\u1ec7n t\u1eed t\u1ea1i V\u01b0\u01a1ng qu\u1ed1c Anh b\u00e1o c\u00e1o b\u1ecb ch\u1eb7n thanh to\u00e1n gi\u1eefa l\u00fac 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