{"id":14132,"date":"2025-10-12T16:42:08","date_gmt":"2025-10-12T16:42:08","guid":{"rendered":"https:\/\/cryptozen.asia\/vn\/cac-ngan-hang-lon-lo-ngai-ve-stablecoin-co-lai-suat-can-co-su-truong-thanh-trong-tu-duy-y-kien\/"},"modified":"2025-10-12T16:42:08","modified_gmt":"2025-10-12T16:42:08","slug":"cac-ngan-hang-lon-lo-ngai-ve-stablecoin-co-lai-suat-can-co-su-truong-thanh-trong-tu-duy-y-kien","status":"publish","type":"post","link":"https:\/\/cryptozen.asia\/vn\/cac-ngan-hang-lon-lo-ngai-ve-stablecoin-co-lai-suat-can-co-su-truong-thanh-trong-tu-duy-y-kien\/","title":{"rendered":"C\u00e1c ng\u00e2n h\u00e0ng l\u1edbn lo ng\u1ea1i v\u1ec1 stablecoin c\u00f3 l\u00e3i su\u1ea5t: C\u1ea7n c\u00f3 s\u1ef1 tr\u01b0\u1edfng th\u00e0nh trong t\u01b0 duy | \u00dd ki\u1ebfn"},"content":{"rendered":"

C\u00f4ng b\u1ed1<\/h2>\n

Nh\u1eefng quan \u0111i\u1ec3m v\u00e0 \u00fd ki\u1ebfn \u0111\u01b0\u1ee3c n\u00eau trong b\u00e0i vi\u1ebft n\u00e0y ho\u00e0n to\u00e0n thu\u1ed9c v\u1ec1 t\u00e1c gi\u1ea3 v\u00e0 kh\u00f4ng \u0111\u1ea1i di\u1ec7n cho quan \u0111i\u1ec3m c\u1ee7a bi\u00ean t\u1eadp vi\u00ean c\u1ee7a crypto.news<\/em>.<\/p>\n

Lo l\u1eafng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn<\/h2>\n

C\u00e1c ng\u00e2n h\u00e0ng l\u1edbn nh\u1ea5t c\u1ee7a Hoa K\u1ef3 \u0111ang c\u1ea3m th\u1ea5y lo l\u1eafng<\/strong>. Kh\u00f4ng ph\u1ea3i lo s\u1ee3 v\u1ec1 m\u1ed9t cu\u1ed9c kh\u1ee7ng ho\u1ea3ng t\u00e0i ch\u00ednh, kh\u00f4ng ph\u1ea3i lo s\u1ee3 v\u1ec1 c\u00e1c cu\u1ed9c t\u1ea5n c\u00f4ng m\u1ea1ng, c\u0169ng kh\u00f4ng ph\u1ea3i lo s\u1ee3 v\u1ec1 c\u00e1c c\u00fa s\u1ed1c \u0111\u1ecba ch\u00ednh tr\u1ecb. H\u1ecd lo l\u1eafng v\u1ec1 c\u00e1c stablecoin c\u00f3 l\u00e3i su\u1ea5t<\/strong> m\u00e0 h\u1ecd ph\u1ea3i tr\u1ea3 cho kh\u00e1ch h\u00e0ng.<\/p>\n

N\u1ed7i lo n\u00e0y ch\u00ednh l\u00e0 l\u00fd do khi\u1ebfn h\u1ecd \u0111\u00e3 chi\u1ebfn \u0111\u1ea5u quy\u1ebft li\u1ec7t \u0111\u1ec3 gi\u1eef cho c\u00e1c stablecoin c\u00f3 l\u00e3i su\u1ea5t kh\u00f4ng n\u1eb1m trong \u0110\u1ea1o lu\u1eadt GENIUS, v\u00e0 t\u1ea1i sao h\u1ecd hi\u1ec7n \u0111ang th\u00fac gi\u1ee5c c\u00e1c nh\u00e0 qu\u1ea3n l\u00fd ng\u0103n ch\u1eb7n c\u00e1c n\u1ec1n t\u1ea3ng nh\u01b0 Coinbase kh\u1ecfi vi\u1ec7c cung c\u1ea5p ph\u1ea7n th\u01b0\u1edfng cho nh\u1eefng ng\u01b0\u1eddi n\u1eafm gi\u1eef stablecoin.<\/p>\n

Lu\u1eadn \u0111i\u1ec7u c\u1ee7a Ph\u1ed1 Wall<\/h2>\n

Ph\u1ed1 Wall tuy\u00ean b\u1ed1 r\u1eb1ng c\u00e1c stablecoin c\u00f3 l\u00e3i su\u1ea5t s\u1ebd k\u00edch th\u00edch vi\u1ec7c r\u00fat ti\u1ec1n g\u1eedi<\/strong>, \u0111i\u1ec1u n\u00e0y s\u1ebd l\u00e0m m\u1ea5t \u1ed5n \u0111\u1ecbnh ho\u1ea1t \u0111\u1ed9ng cho vay v\u00e0 \u0111\u1eb7t to\u00e0n b\u1ed9 h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh v\u00e0o r\u1ee7i ro. \u0110\u00e2y l\u00e0 m\u1ed9t lu\u1eadn \u0111i\u1ec7u c\u0169 m\u00e0 ch\u00fang ta \u0111\u00e3 nghe r\u1ea5t nhi\u1ec1u l\u1ea7n: khi c\u00e1c qu\u1ef9 th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7 \u0111\u01b0\u1ee3c gi\u1edbi thi\u1ec7u v\u00e0o nh\u1eefng n\u0103m 1970, khi c\u00e1c t\u00e0i kho\u1ea3n m\u00f4i gi\u1edbi tr\u1ef1c tuy\u1ebfn tr\u1edf n\u00ean ph\u1ed5 bi\u1ebfn v\u00e0o nh\u1eefng n\u0103m 1990, v\u00e0 khi c\u00e1c \u1ee9ng d\u1ee5ng fintech xu\u1ea5t hi\u1ec7n trong th\u1eadp k\u1ef7 qua. M\u1ed7i l\u1ea7n, c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec1u sai.<\/p>\n

\u0110i\u1ec1u th\u1ef1c s\u1ef1 \u0111ang b\u1ecb \u0111e d\u1ecda \u1edf \u0111\u00e2y ch\u1ec9 \u0111\u01a1n gi\u1ea3n l\u00e0 th\u1ecb ph\u1ea7n<\/strong>. C\u00e1c stablecoin c\u00f3 l\u00e3i su\u1ea5t \u0111e d\u1ecda \u0111\u1ebfn b\u1eefa ti\u1ec7c h\u00e0ng n\u0103m tr\u1ecb gi\u00e1 200 t\u1ef7 \u0111\u00f4 la c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng t\u1eeb ph\u00ed giao d\u1ecbch v\u00e0 ti\u1ec1n g\u1eedi g\u1ea7n nh\u01b0 kh\u00f4ng c\u00f3 l\u00e3i su\u1ea5t. Thay v\u00ec c\u1ea1nh tranh v\u1edbi nh\u1eefng ng\u01b0\u1eddi m\u1edbi, c\u00e1c ng\u00e2n h\u00e0ng mu\u1ed1n c\u00e1c nh\u00e0 qu\u1ea3n l\u00fd d\u1eebng l\u1ea1i v\u00e0 b\u1ea3o v\u1ec7 doanh nghi\u1ec7p c\u1ee7a h\u1ecd.<\/p>\n

Nguy\u00ean nh\u00e2n th\u1ef1c s\u1ef1 c\u1ee7a n\u1ed7i lo<\/h2>\n

B\u1ecf qua nh\u1eefng l\u1eddi l\u1ebd v\u1ec1 b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng, l\u00fd do th\u1ef1c s\u1ef1 m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng s\u1ee3 c\u00e1c stablecoin c\u00f3 l\u00e3i su\u1ea5t tr\u1edf n\u00ean r\u00f5 r\u00e0ng: ti\u1ec1n<\/strong>. M\u1ed7i l\u1ea7n m\u1ed9t kh\u00e1ch h\u00e0ng qu\u1eb9t th\u1ebb, c\u00e1c ng\u00e2n h\u00e0ng thu \u0111\u01b0\u1ee3c m\u1ed9t kho\u1ea3n ph\u00ed. M\u1ed7i l\u1ea7n ai \u0111\u00f3 \u0111\u1ec3 ti\u1ec1n m\u1eb7t kh\u00f4ng s\u1eed d\u1ee5ng trong m\u1ed9t t\u00e0i kho\u1ea3n ki\u1ec3m tra c\u00f3 l\u00e3i su\u1ea5t th\u1ea5p, c\u00e1c ng\u00e2n h\u00e0ng thu l\u1ee3i b\u1eb1ng c\u00e1ch t\u00e1i \u0111\u1ea7u t\u01b0 s\u1ed1 ti\u1ec1n \u0111\u00f3 v\u1edbi l\u00e3i su\u1ea5t cao h\u01a1n. C\u00e1c stablecoin \u0111e d\u1ecda c\u1ea3 hai ngu\u1ed3n thu nh\u1eadp \u0111\u00f3.<\/p>\n

Cu\u1ed9c chi\u1ebfn n\u00e0y l\u00e0 v\u1ec1 vi\u1ec7c b\u1ea3o v\u1ec7 200 t\u1ef7 \u0111\u00f4 la doanh thu h\u00e0ng n\u0103m c\u1ee7a ng\u00e2n h\u00e0ng. Nh\u1eefng lo ng\u1ea1i n\u00e0y l\u00e0 d\u1ec5 hi\u1ec3u, nh\u01b0ng vi\u1ec7c v\u1eadn \u0111\u1ed9ng h\u00e0nh lang \u0111\u1ec3 gi\u1eef cho s\u00e2n ch\u01a1i c\u00f3 l\u1ee3i cho ng\u00e0nh ng\u00e2n h\u00e0ng s\u1ebd khi\u1ebfn Hoa K\u1ef3 k\u00e9m c\u1ea1nh tranh h\u01a1n<\/strong> trong d\u00e0i h\u1ea1n.<\/p>\n

Nguy c\u01a1 \u0111\u1ed5i m\u1edbi b\u1ecb k\u00ecm h\u00e3m<\/h2>\n

Nguy c\u01a1, sau c\u00f9ng, l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 nh\u00e0 qu\u1ea3n l\u00fd c\u1ee7a Hoa K\u1ef3 s\u1ebd k\u00ecm h\u00e3m \u0111\u1ed5i m\u1edbi v\u00e0 \u0111\u1ea9y n\u00f3 ra n\u01b0\u1edbc ngo\u00e0i. Trong m\u1ed9t h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u, ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0 kh\u00f4ng c\u00f2n b\u1ecb gi\u1edbi h\u1ea1n trong c\u00e1c s\u1ea3n ph\u1ea9m trong n\u01b0\u1edbc. N\u1ebfu Hoa K\u1ef3 ng\u0103n c\u1ea3n c\u00e1c stablecoin c\u00f3 l\u00e3i su\u1ea5t t\u1ed3n t\u1ea1i \u1edf trong n\u01b0\u1edbc, kh\u00e1ch h\u00e0ng s\u1ebd \u0111\u01a1n gi\u1ea3n chuy\u1ec3n sang c\u00e1c nh\u00e0 ph\u00e1t h\u00e0nh n\u01b0\u1edbc ngo\u00e0i.<\/p>\n

\n

\u0110i\u1ec1u \u0111\u00f3 s\u1ebd t\u1ea1o ra m\u1ed9t k\u1ecbch b\u1ea3n thua thi\u1ec7t: Ng\u01b0\u1eddi ti\u00eau d\u00f9ng Hoa K\u1ef3 v\u1eabn s\u1ebd ti\u1ebfp c\u1eadn nh\u1eefng s\u1ea3n ph\u1ea9m n\u00e0y, nh\u01b0ng \u0111\u1ed5i m\u1edbi, c\u01a1 s\u1edf thu\u1ebf v\u00e0 s\u1ef1 gi\u00e1m s\u00e1t quy \u0111\u1ecbnh s\u1ebd chuy\u1ec3n ra n\u01b0\u1edbc ngo\u00e0i.<\/p>\n<\/blockquote>\n

Th\u1ef1c tr\u1ea1ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng<\/h2>\n

Trong khi \u0111\u00f3, c\u00e1c ng\u00e2n h\u00e0ng trong n\u01b0\u1edbc s\u1ebd ti\u1ebfp t\u1ee5c t\u1ee5t l\u1ea1i ph\u00eda sau, \u1ea9n m\u00ecnh sau s\u1ef1 chi\u1ebfm \u0111o\u1ea1t quy \u0111\u1ecbnh thay v\u00ec c\u1ea1nh tranh v\u1ec1 ch\u1ea5t l\u01b0\u1ee3ng s\u1ea3n ph\u1ea9m. Ch\u00fang ta \u0111\u00e3 th\u1ea5y k\u1ecbch b\u1ea3n n\u00e0y di\u1ec5n ra \u0111\u1ebfn m\u1ed9t m\u1ee9c \u0111\u1ed9 n\u00e0o \u0111\u00f3 v\u1edbi c\u00e1c stablecoin kh\u00f4ng cung c\u1ea5p b\u1ea5t k\u1ef3 l\u00e3i su\u1ea5t n\u00e0o: Tether, m\u1ed9t c\u00f4ng ty stablecoin c\u00f3 tr\u1ee5 s\u1edf t\u1ea1i El Salvador, kh\u00f4ng th\u1ec3 ph\u1ee7 nh\u1eadn l\u00e0 \u0111ang th\u1ed1ng tr\u1ecb l\u0129nh v\u1ef1c n\u00e0y cho \u0111\u1ebfn ng\u00e0y nay.<\/p>\n

N\u1ebfu c\u00e1c ng\u00e2n h\u00e0ng Hoa K\u1ef3 mu\u1ed1n duy tr\u00ec t\u00ednh c\u1ea1nh tranh, h\u1ecd c\u1ea7n ng\u1eebng v\u1eadn \u0111\u1ed9ng h\u00e0nh lang ch\u1ed1ng l\u1ea1i \u0111\u1ed5i m\u1edbi. Kh\u00f4ng c\u00f3 g\u00ec ng\u0103n c\u1ea3n h\u1ecd ph\u00e1t h\u00e0nh c\u00e1c stablecoin c\u1ee7a ri\u00eang m\u00ecnh ho\u1eb7c h\u1ee3p t\u00e1c v\u1edbi c\u00e1c c\u00f4ng ty fintech \u0111\u1ec3 l\u00e0m nh\u01b0 v\u1eady. \u0110i\u1ec1u duy nh\u1ea5t k\u00ecm h\u00e3m h\u1ecd l\u00e0 s\u1ef1 tr\u00ec tr\u1ec7, v\u00e0 d\u00e1m n\u00f3i, m\u1ed9t s\u1ef1 t\u1ef1 m\u00e3n nh\u1ea5t \u0111\u1ecbnh.<\/p>\n

Nh\u1eefng tuy\u00ean b\u1ed1 c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng<\/h2>\n

C\u00f2n v\u1ec1 nh\u1eefng tuy\u00ean b\u1ed1 c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng r\u1eb1ng c\u00e1c stablecoin c\u00f3 l\u00e3i su\u1ea5t \u0111e d\u1ecda s\u1ef1 \u1ed5n \u0111\u1ecbnh c\u1ee7a h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh th\u00ec sao? Lu\u1eadn \u0111i\u1ec3m n\u00e0y th\u1eadt v\u00f4 l\u00fd v\u00ec l\u00fd do \u0111\u01a1n gi\u1ea3n r\u1eb1ng kh\u00e1ch h\u00e0ng M\u1ef9 \u0111\u00e3 c\u00f3 quy\u1ec1n truy c\u1eadp v\u00e0o c\u00e1c c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh c\u00f3 l\u00e3i su\u1ea5t cao. C\u00e1c qu\u1ef9 th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7, tr\u00e1i phi\u1ebfu kho b\u1ea1c v\u00e0 ti\u1ec1n g\u1eedi m\u00f4i gi\u1edbi cung c\u1ea5p l\u00e3i su\u1ea5t cao h\u01a1n nhi\u1ec1u so v\u1edbi t\u00e0i kho\u1ea3n ki\u1ec3m tra trung b\u00ecnh.<\/p>\n

Th\u1ef1c t\u1ebf, nhi\u1ec1u ng\u00e2n h\u00e0ng t\u1ef1 m\u00ecnh \u0111\u00e3 cung c\u1ea5p cho kh\u00e1ch h\u00e0ng kh\u1ea3 n\u0103ng chuy\u1ec3n ti\u1ec1n m\u1eb7t kh\u00f4ng s\u1eed d\u1ee5ng v\u00e0o c\u00e1c qu\u1ef9 th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7 m\u00e0 kh\u00f4ng bao gi\u1edd r\u1eddi kh\u1ecfi \u1ee9ng d\u1ee5ng c\u1ee7a h\u1ecd. V\u00ec v\u1eady, quan ni\u1ec7m r\u1eb1ng c\u00e1c stablecoin \u0111ang m\u1edf ra m\u1ed9t lo\u1ea1i s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh nguy hi\u1ec3m m\u1edbi l\u00e0 sai l\u1ec7ch, \u00edt nh\u1ea5t l\u00e0 nh\u01b0 v\u1eady.<\/p>\n

\u0110\u1ed5i m\u1edbi v\u00e0 s\u1ef1 th\u00edch nghi<\/h2>\n

C\u00e1c s\u1ea3n ph\u1ea9m c\u00f3 l\u00e3i su\u1ea5t \u0111\u00e3 ho\u1ea1t \u0111\u1ed9ng trong h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh r\u1ed9ng l\u1edbn h\u01a1n. S\u1ef1 kh\u00e1c bi\u1ec7t duy nh\u1ea5t l\u00e0 c\u00e1c stablecoin ho\u1ea1t \u0111\u1ed9ng tr\u00ean c\u00e1c \u0111\u01b0\u1eddng ray blockchain, l\u00e0m cho ch\u00fang d\u1ec5 ti\u1ebfp c\u1eadn v\u00e0 hi\u1ec7u qu\u1ea3 h\u01a1n so v\u1edbi h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng.<\/p>\n

T\u01b0\u01a1ng t\u1ef1, m\u1ed9t trong nh\u1eefng l\u1eadp lu\u1eadn y\u00eau th\u00edch c\u1ee7a c\u00e1c nh\u00e0 v\u1eadn \u0111\u1ed9ng h\u00e0nh lang ng\u00e2n h\u00e0ng l\u00e0 c\u00e1c stablecoin s\u1ebd h\u00fat ti\u1ec1n g\u1eedi t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng, l\u00e0m suy y\u1ebfu kh\u1ea3 n\u0103ng cho vay c\u1ee7a h\u1ecd. \u0110i\u1ec1u \u0111\u00f3 g\u1ea7n nh\u01b0 l\u00e0 s\u1ef1 g\u00e2y s\u1ee3 h\u00e3i. C\u00e1c ng\u00e2n h\u00e0ng ph\u1ee5 thu\u1ed9c v\u00e0o ti\u1ec1n g\u1eedi, nh\u01b0ng h\u1ecd c\u0169ng t\u00e0i tr\u1ee3 cho c\u00e1c kho\u1ea3n vay th\u00f4ng qua c\u00e1c th\u1ecb tr\u01b0\u1eddng b\u00e1n bu\u00f4n: repos, gi\u1ea5y th\u01b0\u01a1ng m\u1ea1i v\u00e0 cho vay li\u00ean ng\u00e2n h\u00e0ng.<\/p>\n

N\u1ebfu m\u1ed9t s\u1ed1 ti\u1ec1n g\u1eedi chuy\u1ec3n sang c\u00e1c stablecoin, c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng khai th\u00e1c c\u00e1c ngu\u1ed3n thanh kho\u1ea3n kh\u00e1c n\u00e0y. \u00dd t\u01b0\u1edfng r\u1eb1ng m\u1ed9t s\u1ef1 suy gi\u1ea3m nh\u1ecf trong ti\u1ec1n g\u1eedi \u0111\u1ed3ng ngh\u0129a v\u1edbi m\u1ed9t cu\u1ed9c kh\u1ee7ng ho\u1ea3ng t\u00edn d\u1ee5ng l\u00e0 ho\u00e0n to\u00e0n sai. L\u1ecbch s\u1eed ch\u1ee9ng minh \u0111i\u1ec1u n\u00e0y.<\/p>\n

H\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh \u0111\u00e3 ti\u1ebfn h\u00f3a<\/h2>\n

Trong nhi\u1ec1u th\u1eadp k\u1ef7, c\u00e1c qu\u1ef9 th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7, th\u1ebb tr\u1ea3 tr\u01b0\u1edbc, t\u00e0i kho\u1ea3n qu\u00e9t m\u00f4i gi\u1edbi v\u00e0 c\u00e1c \u1ee9ng d\u1ee5ng fintech \u0111\u00e3 chuy\u1ec3n h\u01b0\u1edbng ti\u1ec1n c\u1ee7a kh\u00e1ch h\u00e0ng ra kh\u1ecfi c\u00e1c ng\u00e2n h\u00e0ng. Tuy nhi\u00ean, th\u1ecb tr\u01b0\u1eddng cho vay v\u1eabn duy tr\u00ec m\u1ea1nh m\u1ebd. C\u00e1c stablecoin ch\u1ec9 l\u00e0 \u0111\u1ed1i th\u1ee7 m\u1edbi nh\u1ea5t trong m\u1ed9t chu\u1ed7i d\u00e0i c\u00e1c \u0111\u1ed5i m\u1edbi m\u00e0 \u0111\u00e3 l\u00e0m gi\u1ea3m ti\u1ec1n g\u1eedi m\u00e0 kh\u00f4ng l\u00e0m \u0111\u1ed5 v\u1ee1 h\u1ec7 th\u1ed1ng.<\/p>\n

\u0110\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 l\u1ea7n \u0111\u1ea7u ti\u00ean c\u00e1c ng\u00e2n h\u00e0ng \u0111\u01b0a ra nh\u1eefng tuy\u00ean b\u1ed1 th\u1ea3m h\u1ecda v\u1ec1 c\u00e1c c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh m\u1edbi. Khi c\u00e1c qu\u1ef9 th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7 l\u1ea7n \u0111\u1ea7u ti\u00ean \u0111\u01b0\u1ee3c gi\u1edbi thi\u1ec7u v\u00e0o nh\u1eefng n\u0103m 1970, c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 c\u1ea3nh b\u00e1o v\u1ec1 s\u1ef1 s\u1ee5p \u0111\u1ed5 s\u1eafp x\u1ea3y ra c\u1ee7a ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng. C\u00e1c nh\u00e0 ho\u1ea1ch \u0111\u1ecbnh ch\u00ednh s\u00e1ch \u0111\u00e3 \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o r\u1eb1ng vi\u1ec7c cho ph\u00e9p c\u00e1c qu\u1ef9 th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7 s\u1ebd gi\u1ea3i ph\u00f3ng s\u1ef1 h\u1ed7n lo\u1ea1n trong h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh.<\/p>\n

\n

\u0110i\u1ec1u g\u00ec th\u1ef1c s\u1ef1 \u0111\u00e3 x\u1ea3y ra? Ti\u1ec1n g\u1eedi \u0111\u00e3 ch\u1ea3y ra kh\u1ecfi c\u00e1c ng\u00e2n h\u00e0ng, nh\u01b0ng h\u1ec7 th\u1ed1ng \u0111\u00e3 th\u00edch nghi. C\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 ph\u1ea3n \u1ee9ng b\u1eb1ng c\u00e1ch gi\u1edbi thi\u1ec7u c\u00e1c s\u1ea3n ph\u1ea9m m\u1edbi, \u0111i\u1ec1u ch\u1ec9nh h\u1ed7n h\u1ee3p t\u00e0i tr\u1ee3 c\u1ee7a h\u1ecd v\u00e0 t\u00ecm c\u00e1ch c\u1ea1nh tranh. H\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh \u0111\u00e3 ti\u1ebfn h\u00f3a.<\/p>\n<\/blockquote>\n

B\u00e0i h\u1ecdc t\u1eeb qu\u00e1 kh\u1ee9<\/h2>\n

B\u00e0i h\u1ecdc t\u1eeb nh\u1eefng n\u0103m 1970 r\u1ea5t \u0111\u01a1n gi\u1ea3n: nh\u1eefng \u0111\u1ed5i m\u1edbi m\u00e0 chuy\u1ec3n l\u00e3i su\u1ea5t cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng kh\u00f4ng ph\u00e1 h\u1ee7y c\u00e1c ng\u00e2n h\u00e0ng; ch\u00fang th\u00fac \u0111\u1ea9y h\u1ecd \u0111\u1ed5i m\u1edbi. C\u00e1c stablecoin c\u00f3 l\u00e3i su\u1ea5t ch\u1ec9 l\u00e0 phi\u00ean b\u1ea3n th\u1ebf k\u1ef7 21 c\u1ee7a c\u00e1c qu\u1ef9 th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7. Ch\u00fang \u0111\u1ea1i di\u1ec7n cho m\u1ed9t lo\u1ea1i c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh m\u1edbi bu\u1ed9c c\u00e1c nh\u00e0 ch\u01a1i truy\u1ec1n th\u1ed1ng ph\u1ea3i hi\u1ec7n \u0111\u1ea1i h\u00f3a.<\/p>\n

\u1ede c\u1ed1t l\u00f5i, cu\u1ed9c tranh lu\u1eadn n\u00e0y l\u00e0 v\u1ec1 tinh th\u1ea7n c\u1ea1nh tranh<\/strong>. C\u00e1c stablecoin ch\u1ec9 l\u00e0 m\u1edbi nh\u1ea5t trong m\u1ed9t lo\u1ea1t d\u00e0i c\u00e1c \u0111\u1ed5i m\u1edbi (th\u1ebb t\u00edn d\u1ee5ng, t\u00e0i kho\u1ea3n m\u00f4i gi\u1edbi tr\u1ef1c tuy\u1ebfn, \u1ee9ng d\u1ee5ng fintech, v.v.) m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng ban \u0111\u1ea7u \u0111\u00e3 kh\u00e1ng c\u1ef1 nh\u01b0ng cu\u1ed1i c\u00f9ng \u0111\u00e3 h\u1ecdc c\u00e1ch c\u00f9ng t\u1ed3n t\u1ea1i. M\u1ed7i l\u1ea7n, nh\u1eefng d\u1ef1 \u0111o\u00e1n v\u1ec1 s\u1ef1 di\u1ec7t vong \u0111\u1ec1u sai. M\u1ed7i l\u1ea7n, h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh \u0111\u00e3 th\u00edch nghi.<\/p>\n

K\u1ebft lu\u1eadn<\/h2>\n

C\u00e1c stablecoin c\u00f3 l\u00e3i su\u1ea5t s\u1ebd kh\u00f4ng kh\u00e1c. Ch\u00fang s\u1ebd kh\u00f4ng l\u00e0m s\u1ee5p \u0111\u1ed5 h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng. Ch\u00fang s\u1ebd th\u00e1ch th\u1ee9c n\u00f3. V\u00e0 trong d\u00e0i h\u1ea1n, \u0111\u00f3 l\u00e0 \u0111i\u1ec1u t\u1ed1t. C\u00e1c ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 ti\u1ebfp t\u1ee5c l\u00e3ng ph\u00ed n\u0103ng l\u01b0\u1ee3ng v\u1eadn \u0111\u1ed9ng h\u00e0nh lang Qu\u1ed1c h\u1ed9i v\u00e0 c\u00e1c nh\u00e0 qu\u1ea3n l\u00fd \u0111\u1ec3 b\u1ea3o v\u1ec7 l\u00e3nh th\u1ed5 c\u1ee7a h\u1ecd. Ho\u1eb7c h\u1ecd c\u00f3 th\u1ec3 ch\u1ea5p nh\u1eadn t\u01b0\u01a1ng lai, \u0111\u1ed5i m\u1edbi v\u00e0 th\u1ef1c s\u1ef1 c\u1ea1nh tranh v\u1edbi kh\u00e1ch h\u00e0ng d\u1ef1a tr\u00ean n\u0103ng l\u1ef1c. N\u1ebfu h\u1ecd th\u1ef1c s\u1ef1 tin v\u00e0o s\u1ee9c m\u1ea1nh c\u1ee7a t\u00e0i ch\u00ednh M\u1ef9, s\u1ef1 l\u1ef1a ch\u1ecdn n\u00ean r\u00f5 r\u00e0ng.<\/p>\n","protected":false},"excerpt":{"rendered":"

C\u00f4ng b\u1ed1 Nh\u1eefng quan \u0111i\u1ec3m v\u00e0 \u00fd ki\u1ebfn \u0111\u01b0\u1ee3c n\u00eau trong b\u00e0i vi\u1ebft n\u00e0y ho\u00e0n to\u00e0n thu\u1ed9c v\u1ec1 t\u00e1c gi\u1ea3 v\u00e0 kh\u00f4ng \u0111\u1ea1i di\u1ec7n cho quan \u0111i\u1ec3m c\u1ee7a bi\u00ean t\u1eadp vi\u00ean c\u1ee7a crypto.news. Lo l\u1eafng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn C\u00e1c ng\u00e2n h\u00e0ng l\u1edbn nh\u1ea5t c\u1ee7a Hoa K\u1ef3 …<\/p>\n","protected":false},"author":3,"featured_media":14131,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48],"tags":[4226,4546,4332,4217,4409,4204,4271],"class_list":["post-14132","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal","tag-coinbase","tag-el-salvador","tag-genius-act","tag-legal","tag-tether","tag-usa","tag-wall-street"],"yoast_head":"\nC\u00e1c ng\u00e2n h\u00e0ng l\u1edbn lo ng\u1ea1i v\u1ec1 stablecoin c\u00f3 l\u00e3i su\u1ea5t: C\u1ea7n c\u00f3 s\u1ef1 tr\u01b0\u1edfng th\u00e0nh trong t\u01b0 duy | \u00dd ki\u1ebfn - CryptoZen<\/title>\n<meta name=\"description\" content=\"C\u00e1c ng\u00e2n h\u00e0ng l\u1edbn lo ng\u1ea1i r\u1eb1ng c\u00e1c stablecoin c\u00f3 l\u00e3i su\u1ea5t \u0111e d\u1ecda \u0111\u1ebfn l\u1ee3i nhu\u1eadn c\u1ee7a h\u1ecd, th\u00fac gi\u1ee5c c\u00e1c nh\u00e0 qu\u1ea3n l\u00fd can thi\u1ec7p thay v\u00ec c\u1ea1nh tranh. 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