Khi nh\u1eafc \u0111\u1ebfn ti\u1ec1n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng (CBDC)<\/strong>, nhi\u1ec1u ng\u01b0\u1eddi th\u01b0\u1eddng ngh\u0129 \u0111\u1ebfn s\u1ef1 ki\u1ec3m so\u00e1t t\u1ed1i \u01b0u<\/strong> ho\u1eb7c hi\u1ec7u qu\u1ea3 cao<\/strong>. Tuy nhi\u00ean, David Schwartz, CTO c\u1ee7a Ripple v\u00e0 l\u00e0 m\u1ed9t trong nh\u1eefng nh\u00e0 m\u1eadt m\u00e3 h\u1ecdc k\u1ef3 c\u1ef1u trong ng\u00e0nh, \u0111\u00e3 \u0111\u01b0a ra m\u1ed9t quan \u0111i\u1ec3m c\u00f3 th\u1ec3 thay \u0111\u1ed5i c\u00e1ch nh\u00ecn nh\u1eadn v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y. Theo \u00f4ng, CBDC kh\u00f4ng th\u1ec3 \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 \u0111\u01a1n gi\u1ea3n l\u00e0 t\u1ed1t hay x\u1ea5u; t\u00e1c \u0111\u1ed9ng c\u1ee7a ch\u00fang ph\u1ee5 thu\u1ed9c v\u00e0o vi\u1ec7c ch\u00fang c\u00f3 m\u1edf r\u1ed9ng t\u1ef1 do<\/strong> hay kh\u00f4ng.<\/p>\n Ripple \u0111\u00e3 tham gia v\u00e0o xu h\u01b0\u1edbng n\u00e0y trong nhi\u1ec1u n\u0103m qua. C\u00e1c d\u1ef1 \u00e1n th\u1eed nghi\u1ec7m v\u1edbi Palau<\/strong>, Montenegro<\/strong>, Bhutan<\/strong>, Georgia<\/strong> v\u00e0 V\u01b0\u01a1ng qu\u1ed1c Anh<\/strong> \u0111\u00e3 gi\u00fap c\u00f4ng ty hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 nh\u1eefng y\u00eau c\u1ea7u c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng. C\u1ef1u c\u1ed1 v\u1ea5n Welfare c\u0169ng th\u1eeba nh\u1eadn r\u1eb1ng nh\u1eefng d\u1ef1 \u00e1n ban \u0111\u1ea7u \u0111\u00e3 \u0111\u1ecbnh h\u00ecnh c\u00e1ch XRPL<\/strong> \u0111\u01b0\u1ee3c ph\u00e1t tri\u1ec3n \u0111\u1ec3 x\u1eed l\u00fd kh\u00f4ng ch\u1ec9 CBDC m\u00e0 c\u00f2n c\u1ea3 stablecoin<\/strong> v\u00e0 ti\u1ec1n g\u1eedi \u0111\u01b0\u1ee3c m\u00e3 h\u00f3a<\/strong>.<\/p>\n V\u00ed d\u1ee5, nhi\u1ec1u doanh nghi\u1ec7p h\u1ee3p ph\u00e1p g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c duy tr\u00ec m\u1ed1i quan h\u1ec7 v\u1edbi ng\u00e2n h\u00e0ng do c\u00e1c quy \u0111\u1ecbnh kh\u1eaft khe. Vi\u1ec7c c\u00f3 m\u1ed9t “ng\u00e2n h\u00e0ng<\/strong>” do ch\u00ednh ph\u1ee7 \u0111i\u1ec1u h\u00e0nh, n\u01a1i ph\u1ea3i b\u1ea3o v\u1ec7 c\u00e1c quy\u1ebft \u0111\u1ecbnh c\u1ee7a m\u00ecnh tr\u01b0\u1edbc t\u00f2a \u00e1n, c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t l\u1ef1a ch\u1ecdn th\u00fac \u0111\u1ea9y t\u1ef1 do. Tuy nhi\u00ean, \u0111i\u1ec1u n\u00e0y c\u0169ng \u0111\u1eb7t ra nh\u1eefng lo ng\u1ea1i ri\u00eang.<\/p>\n S\u1ef1 ph\u00e1t tri\u1ec3n n\u00e0y culminated trong vi\u1ec7c ra m\u1eaft RLUSD<\/strong> c\u1ee7a Ripple tr\u00ean XRPL<\/strong> v\u00e0 Ethereum<\/strong>, m\u1ed9t token \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 b\u1edfi \u0111\u00f4 la, hi\u1ec7n \u0111ang ti\u1ebfn g\u1ea7n \u0111\u1ebfn m\u1ee9c v\u1ed1n h\u00f3a th\u1ecb tr\u01b0\u1eddng 790 tri\u1ec7u \u0111\u00f4 la<\/strong> v\u00e0 h\u1ee3p t\u00e1c v\u1edbi c\u00e1c \u0111\u1ed1i t\u00e1c nh\u01b0 DBS<\/strong> v\u00e0 Franklin Templeton<\/strong>.<\/p>\n \u0110i\u1ec3m m\u00e0 Schwartz mu\u1ed1n nh\u1ea5n m\u1ea1nh l\u00e0: CBDC c\u00f3 th\u1ec3 m\u1edf r\u1ed9ng t\u1ef1 do n\u1ebfu ch\u00fang ch\u1ed1ng l\u1ea1i s\u1ef1 ph\u00e2n bi\u1ec7t ng\u1ea7m c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh t\u01b0 nh\u00e2n. Tuy nhi\u00ean, ch\u00fang c\u0169ng c\u00f3 nguy c\u01a1 l\u00e0m suy y\u1ebfu t\u1ef1 do n\u1ebfu b\u1ecb l\u1ee3i d\u1ee5ng \u0111\u1ec3 ch\u1ed1ng l\u1ea1i ti\u1ec1n m\u1eb7t ho\u1eb7c c\u00e1c l\u1ef1a ch\u1ecdn t\u01b0 nh\u00e2n. Th\u1ecb tr\u01b0\u1eddng \u0111\u00e3 ph\u1ea7n l\u1edbn chuy\u1ec3n sang h\u01b0\u1edbng kh\u00e1c, nh\u01b0ng c\u00e2u h\u1ecfi v\u1eabn c\u00f2n l\u00e0: ai s\u1ebd l\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c ph\u1ee5c v\u1ee5 b\u1edfi CBDC?<\/strong><\/p>\n Trong b\u1ed1i c\u1ea3nh hi\u1ec7n t\u1ea1i, cu\u1ed9c tranh lu\u1eadn v\u1ec1 CBDC \u0111ang tr\u1edf n\u00ean n\u00f3ng b\u1ecfng. Gi\u00e1m \u0111\u1ed1c IMF<\/strong>, Kristalina Georgieva<\/strong>, \u0111\u00e3 c\u1ea3nh b\u00e1o r\u1eb1ng s\u1ef1 chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a ti\u1ec1n t\u1ec7 fiat kh\u00f4ng c\u00f2n l\u00e0 m\u1ed9t cu\u1ed9c tranh lu\u1eadn m\u00e0 l\u00e0 m\u1ed9t th\u1ef1c t\u1ebf, v\u1edbi m\u1ed9t th\u00f4ng \u0111i\u1ec7p r\u00f5 r\u00e0ng r\u1eb1ng Bitcoin<\/strong> v\u00e0 c\u00e1c lo\u1ea1i ti\u1ec1n \u0111i\u1ec7n t\u1eed “kh\u00f4ng \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3” l\u00e0 x\u1ea5u. Ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng \u1ea4n \u0110\u1ed9<\/strong> \u0111\u00e3 \u0111i xa h\u01a1n, c\u00f4ng khai k\u00eau g\u1ecdi s\u1eed d\u1ee5ng CBDC thay cho stablecoin trong c\u00e1c giao d\u1ecbch qu\u1ed1c t\u1ebf, v\u00e0 th\u1eeba nh\u1eadn r\u1eb1ng c\u00e1c d\u1ef1 \u00e1n th\u1eed nghi\u1ec7m \u1edf c\u1ea3 c\u1ea5p b\u00e1n l\u1ebb v\u00e0 b\u00e1n bu\u00f4n \u0111ang di\u1ec5n ra.<\/p>\n","protected":false},"excerpt":{"rendered":" Ti\u1ec1n T\u1ec7 K\u1ef9 Thu\u1eadt S\u1ed1 c\u1ee7a Ng\u00e2n H\u00e0ng Trung \u01af\u01a1ng (CBDC) Khi nh\u1eafc \u0111\u1ebfn ti\u1ec1n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng (CBDC), nhi\u1ec1u ng\u01b0\u1eddi th\u01b0\u1eddng ngh\u0129 \u0111\u1ebfn s\u1ef1 ki\u1ec3m so\u00e1t t\u1ed1i \u01b0u ho\u1eb7c hi\u1ec7u qu\u1ea3 cao. Tuy nhi\u00ean, David Schwartz, CTO c\u1ee7a …<\/p>\n","protected":false},"author":3,"featured_media":14561,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48],"tags":[5167,4225,5903,5711,5497,4661,4676,4217,9735,4507,4365,6713],"class_list":["post-14562","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal","tag-bhutan","tag-bitcoin","tag-david-schwartz","tag-franklin-templeton","tag-georgia","tag-imf","tag-india","tag-legal","tag-montenegro","tag-ripple","tag-united-kingdom","tag-xrpl"],"yoast_head":"\nRipple v\u00e0 Xu H\u01b0\u1edbng CBDC<\/h2>\n
Ra M\u1eaft RLUSD v\u00e0 T\u00e1c \u0110\u1ed9ng c\u1ee7a CBDC<\/h2>\n
Cu\u1ed9c Tranh Lu\u1eadn N\u00f3ng B\u1ecfng v\u1ec1 CBDC<\/h2>\n