Visa<\/strong> v\u1eeba c\u00f4ng b\u1ed1 d\u1eef li\u1ec7u kh\u1ea3o s\u00e1t m\u1edbi, cho th\u1ea5y t\u00e1c \u0111\u1ed9ng ng\u00e0y c\u00e0ng t\u0103ng c\u1ee7a tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o (AI)<\/strong> v\u00e0 cryptocurrency<\/strong> \u0111\u1ed1i v\u1edbi chi ti\u00eau c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng. \u0110i\u1ec1u n\u00e0y \u0111\u00e1nh d\u1ea5u m\u1ed9t s\u1ef1 chuy\u1ec3n m\u00ecnh trong h\u00e0nh vi mua s\u1eafm trong m\u00f9a l\u1ec5 n\u00e0y. Theo kh\u1ea3o s\u00e1t, g\u1ea7n m\u1ed9t n\u1eeda s\u1ed1 ng\u01b0\u1eddi mua s\u1eafm t\u1ea1i M\u1ef9 hi\u1ec7n \u0111ang s\u1eed d\u1ee5ng c\u00e1c c\u00f4ng c\u1ee5 AI \u0111\u1ec3 n\u00e2ng cao tr\u1ea3i nghi\u1ec7m mua s\u1eafm trong d\u1ecbp l\u1ec5, v\u1edbi nh\u1eefng ng\u01b0\u1eddi ti\u00eau d\u00f9ng tr\u1ebb tu\u1ed5i, \u0111\u1eb7c bi\u1ec7t l\u00e0 th\u1ebf h\u1ec7 Z<\/em>, d\u1eabn \u0111\u1ea7u trong vi\u1ec7c \u00e1p d\u1ee5ng c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n \u01b0u ti\u00ean k\u1ef9 thu\u1eadt s\u1ed1.<\/p>\n M\u00f9a l\u1ec5 n\u00e0y, c\u00e1c \u0111\u1ed5i m\u1edbi c\u00f4ng ngh\u1ec7 \u0111ang tr\u1edf th\u00e0nh m\u1ed9t ph\u1ea7n kh\u00f4ng th\u1ec3 thi\u1ebfu trong tr\u1ea3i nghi\u1ec7m mua s\u1eafm. Kh\u1ea3o s\u00e1t cho th\u1ea5y 47%<\/strong> ng\u01b0\u1eddi mua s\u1eafm t\u1ea1i M\u1ef9 \u0111\u00e3 s\u1eed d\u1ee5ng AI cho \u00edt nh\u1ea5t m\u1ed9t nhi\u1ec7m v\u1ee5 mua s\u1eafm, trong \u0111\u00f3 vi\u1ec7c t\u00ecm ki\u1ebfm \u00fd t\u01b0\u1edfng qu\u00e0 t\u1eb7ng n\u1ed5i l\u00ean nh\u01b0 l\u00e0 c\u00e1ch s\u1eed d\u1ee5ng ph\u1ed5 bi\u1ebfn nh\u1ea5t. H\u01a1n n\u1eefa, h\u01a1n m\u1ed9t ph\u1ea7n t\u01b0 ng\u01b0\u1eddi mua s\u1eafm (28%<\/strong>) s\u1eb5n s\u00e0ng nh\u1eadn cryptocurrency nh\u01b0 m\u1ed9t m\u00f3n qu\u00e0, m\u1ed9t xu h\u01b0\u1edbng t\u0103ng v\u1ecdt l\u00ean 45%<\/strong> trong s\u1ed1 th\u1ebf h\u1ec7 Z. Khi vai tr\u00f2 c\u1ee7a stablecoin<\/strong> ng\u00e0y c\u00e0ng t\u0103ng, kho\u1ea3ng m\u1ed9t trong m\u01b0\u1eddi ng\u01b0\u1eddi mua s\u1eafm tin r\u1eb1ng stablecoin s\u1ebd chi\u1ebfm \u01b0u th\u1ebf v\u00e0o n\u0103m 2030, v\u1edbi 28%<\/strong> mong \u0111\u1ee3i vi\u1ec7c s\u1eed d\u1ee5ng c\u1ee7a ch\u00fang s\u1ebd t\u0103ng l\u00ean v\u00e0o n\u0103m 2035.<\/p>\n Bruce Cundiff<\/strong>, Ph\u00f3 Ch\u1ee7 t\u1ecbch Insights Ng\u01b0\u1eddi ti\u00eau d\u00f9ng t\u1ea1i Visa, \u0111\u00e3 b\u00ecnh lu\u1eadn: <\/p>\n “D\u1eef li\u1ec7u cho th\u1ea5y m\u1ed9t c\u00e2u chuy\u1ec7n th\u00fa v\u1ecb v\u1ec1 s\u1ef1 thay \u0111\u1ed5i trong chi ti\u00eau m\u00e0 ch\u00fang ta \u0111ang ch\u1ee9ng ki\u1ebfn: ng\u01b0\u1eddi mua s\u1eafm \u0111ang ch\u1ea5p nh\u1eadn AI v\u00e0 c\u00e1c c\u00f4ng c\u1ee5 k\u1ef9 thu\u1eadt s\u1ed1 v\u1edbi t\u1ed1c \u0111\u1ed9 \u0111\u00e1ng kinh ng\u1ea1c, v\u1edbi th\u1ebf h\u1ec7 Z v\u00e0 nh\u1eefng ng\u01b0\u1eddi millennials tr\u1ebb tu\u1ed5i d\u1eabn \u0111\u1ea7u trong vi\u1ec7c t\u00e1i \u0111\u1ecbnh h\u00ecnh th\u01b0\u01a1ng m\u1ea1i.”<\/p><\/blockquote>\n Th\u1ebf h\u1ec7 Z ti\u1ebfp t\u1ee5c v\u01b0\u1ee3t tr\u1ed9i h\u01a1n c\u00e1c th\u1ebf h\u1ec7 tr\u01b0\u1edbc trong vi\u1ec7c \u00e1p d\u1ee5ng c\u00e1c ph\u01b0\u01a1ng th\u1ee9c mua s\u1eafm th\u1ebf h\u1ec7 ti\u1ebfp theo. Kh\u1ea3o s\u00e1t cho th\u1ea5y 71%<\/strong> ng\u01b0\u1eddi mua s\u1eafm th\u1ebf h\u1ec7 Z s\u1eed d\u1ee5ng x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc, 60%<\/strong> mua qu\u00e0 t\u1eeb n\u01b0\u1edbc ngo\u00e0i, v\u00e0 44%<\/strong> th\u1ef1c hi\u1ec7n giao d\u1ecbch qua cryptocurrency. Th\u00eam v\u00e0o \u0111\u00f3, 55%<\/strong> ng\u01b0\u1eddi ti\u00eau d\u00f9ng th\u1ebf h\u1ec7 Z mua s\u1eafm tr\u00ean c\u00e1c n\u1ec1n t\u1ea3ng x\u00e3 h\u1ed9i, cho th\u1ea5y s\u1edf th\u00edch c\u1ee7a h\u1ecd \u0111\u1ed1i v\u1edbi m\u1ed9t tr\u1ea3i nghi\u1ec7m k\u1ef9 thu\u1eadt s\u1ed1 li\u1ec1n m\u1ea1ch h\u01a1n. Th\u00fa v\u1ecb l\u00e0, trong khi v\u00ed \u0111i\u1ec7n t\u1eed \u0111\u01b0\u1ee3c \u01b0a chu\u1ed9ng b\u1edfi m\u1ed9t trong n\u0103m ng\u01b0\u1eddi mua s\u1eafm, th\u1ebf h\u1ec7 Z \u0111ang thu h\u1eb9p kho\u1ea3ng c\u00e1ch, v\u1edbi 36%<\/strong> \u01b0a th\u00edch v\u00ed \u0111i\u1ec7n t\u1eed h\u01a1n th\u1ebb v\u1eadt l\u00fd (34%<\/strong>).<\/p>\n Tr\u00ean to\u00e0n c\u1ea7u, 41%<\/strong> ng\u01b0\u1eddi mua s\u1eafm th\u1ebf h\u1ec7 Z d\u1ef1 \u0111\u1ecbnh s\u1ebd \u0111i du l\u1ecbch nhi\u1ec1u h\u01a1n trong m\u00f9a l\u1ec5 n\u00e0y so v\u1edbi n\u0103m ngo\u00e1i, ph\u1ea3n \u00e1nh s\u1ef1 h\u00e1o h\u1ee9c c\u1ee7a h\u1ecd trong vi\u1ec7c ch\u1ea5p nh\u1eadn m\u1ed9t tr\u1ea3i nghi\u1ec7m mua s\u1eafm k\u1ebft n\u1ed1i v\u00e0 di \u0111\u1ed9ng h\u01a1n.<\/p>\n Khi AI v\u00e0 c\u00e1c c\u00f4ng ngh\u1ec7 kh\u00e1c ng\u00e0y c\u00e0ng tr\u1edf n\u00ean trung t\u00e2m trong h\u00e0nh tr\u00ecnh mua s\u1eafm m\u00f9a l\u1ec5, ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u0169ng \u01b0u ti\u00ean t\u00ednh minh b\u1ea1ch, an ninh v\u00e0 k\u1ebft n\u1ed1i con ng\u01b0\u1eddi. Trong khi c\u00e1c c\u00f4ng c\u1ee5 mua s\u1eafm s\u1eed d\u1ee5ng AI \u0111ang ng\u00e0y c\u00e0ng \u0111\u01b0\u1ee3c \u01b0a chu\u1ed9ng, 61%<\/strong> ng\u01b0\u1eddi mua s\u1eafm v\u1eabn th\u00edch t\u01b0\u01a1ng t\u00e1c v\u1edbi con ng\u01b0\u1eddi cho d\u1ecbch v\u1ee5 kh\u00e1ch h\u00e0ng, v\u00e0 60%<\/strong> mu\u1ed1n c\u00f3 s\u1ef1 minh b\u1ea1ch h\u01a1n v\u1ec1 c\u00e1ch d\u1eef li\u1ec7u c\u00e1 nh\u00e2n c\u1ee7a h\u1ecd \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng b\u1edfi c\u00e1c c\u00f4ng c\u1ee5 AI.<\/p>\n An ninh v\u1eabn l\u00e0 m\u1ed9t m\u1ed1i quan t\u00e2m l\u1edbn, v\u1edbi 66%<\/strong> ng\u01b0\u1eddi ti\u00eau d\u00f9ng b\u00e0y t\u1ecf lo ng\u1ea1i r\u1eb1ng b\u1ea1n b\u00e8 ho\u1eb7c gia \u0111\u00ecnh c\u00f3 th\u1ec3 tr\u1edf th\u00e0nh n\u1ea1n nh\u00e2n c\u1ee7a c\u00e1c tr\u00f2 l\u1eeba \u0111\u1ea3o tr\u1ef1c tuy\u1ebfn trong m\u00f9a n\u00e0y, v\u00e0 39%<\/strong> b\u00e1o c\u00e1o \u0111\u00e3 g\u1eb7p ph\u1ea3i m\u1ed9t trong n\u0103m qua. \u0110i\u1ec1u n\u00e0y nh\u1ea5n m\u1ea1nh s\u1ef1 c\u1ea7n thi\u1ebft ph\u1ea3i c\u00f3 s\u1ef1 tin t\u01b0\u1edfng v\u00e0 an ninh l\u1edbn h\u01a1n khi mua s\u1eafm k\u1ef9 thu\u1eadt s\u1ed1 ti\u1ebfp t\u1ee5c ph\u00e1t tri\u1ec3n.<\/p>\n Ngo\u00e0i vi\u1ec7c thay \u0111\u1ed5i s\u1edf th\u00edch c\u00f4ng ngh\u1ec7, kh\u1ea3o s\u00e1t c\u1ee7a Visa cho th\u1ea5y nhi\u1ec1u ng\u01b0\u1eddi ti\u00eau d\u00f9ng \u0111ang b\u1eaft \u0111\u1ea7u mua s\u1eafm cho d\u1ecbp l\u1ec5 s\u1edbm h\u01a1n. H\u01a1n m\u1ed9t ph\u1ea7n t\u01b0 ng\u01b0\u1eddi mua s\u1eafm \u0111\u00e3 b\u1eaft \u0111\u1ea7u mua s\u1eafm tr\u01b0\u1edbc th\u00e1ng 11, v\u00e0 Visa d\u1ef1 \u0111o\u00e1n m\u1ee9c t\u0103ng tr\u01b0\u1edfng 4,6%<\/strong> so v\u1edbi n\u0103m tr\u01b0\u1edbc trong t\u1ed5ng chi ti\u00eau cho d\u1ecbp l\u1ec5 t\u1ea1i M\u1ef9, ph\u1ea3n \u00e1nh s\u1ef1 nhi\u1ec7t t\u00ecnh c\u1ee7a ng\u01b0\u1eddi M\u1ef9 trong vi\u1ec7c \u0103n m\u1eebng m\u00f9a l\u1ec5 m\u1eb7c d\u00f9 c\u00f3 s\u1ef1 kh\u00f4ng ch\u1eafc ch\u1eafn v\u1ec1 kinh t\u1ebf.<\/p>\n Nh\u1eefng hi\u1ec3u bi\u1ebft c\u1ee7a Visa nh\u1ea5n m\u1ea1nh m\u1ed9t th\u1eddi \u0111i\u1ec3m quan tr\u1ecdng cho ng\u00e0nh b\u00e1n l\u1ebb v\u00e0 thanh to\u00e1n, khi AI, cryptocurrency v\u00e0 th\u00f3i quen k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a c\u00e1c th\u1ebf h\u1ec7 tr\u1ebb \u0111ang \u0111\u1ecbnh h\u00ecnh l\u1ea1i t\u01b0\u01a1ng lai c\u1ee7a th\u01b0\u01a1ng m\u1ea1i.<\/p>\n","protected":false},"excerpt":{"rendered":" Visa C\u00f4ng B\u1ed1 D\u1eef Li\u1ec7u Kh\u1ea3o S\u00e1t M\u1edbi Visa v\u1eeba c\u00f4ng b\u1ed1 d\u1eef li\u1ec7u kh\u1ea3o s\u00e1t m\u1edbi, cho th\u1ea5y t\u00e1c \u0111\u1ed9ng ng\u00e0y c\u00e0ng t\u0103ng c\u1ee7a tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o (AI) v\u00e0 cryptocurrency \u0111\u1ed1i v\u1edbi chi ti\u00eau c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng. \u0110i\u1ec1u n\u00e0y \u0111\u00e1nh d\u1ea5u m\u1ed9t s\u1ef1 chuy\u1ec3n …<\/p>\n","protected":false},"author":3,"featured_media":15963,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[42],"tags":[4256,4225,11142,4204,4839],"class_list":["post-15964","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bitcoin","tag-ai","tag-bitcoin","tag-gen-z","tag-usa","tag-visa"],"yoast_head":"\nAI v\u00e0 Cryptocurrency Tr\u1edf Th\u00e0nh Xu H\u01b0\u1edbng Ch\u00ednh<\/h2>\n
Th\u1ebf H\u1ec7 Z Th\u00fac \u0110\u1ea9y Th\u00f3i Quen Mua S\u1eafm K\u1ef9 Thu\u1eadt S\u1ed1<\/h2>\n
C\u00f4ng Ngh\u1ec7 Th\u00f4ng Minh, Ng\u01b0\u1eddi Mua S\u1eafm Th\u00f4ng Minh<\/h2>\n
Mua S\u1eafm S\u1edbm v\u00e0 T\u0103ng Tr\u01b0\u1edfng Chi Ti\u00eau<\/h2>\n