{"id":20452,"date":"2026-06-22T10:38:08","date_gmt":"2026-06-22T10:38:08","guid":{"rendered":"https:\/\/cryptozen.asia\/vn\/tai-sao-nganh-ngan-hang-dang-chong-lai-du-luat-ve-tien-dien-tu\/"},"modified":"2026-06-22T10:38:08","modified_gmt":"2026-06-22T10:38:08","slug":"tai-sao-nganh-ngan-hang-dang-chong-lai-du-luat-ve-tien-dien-tu","status":"publish","type":"post","link":"https:\/\/cryptozen.asia\/vn\/tai-sao-nganh-ngan-hang-dang-chong-lai-du-luat-ve-tien-dien-tu\/","title":{"rendered":"T\u1ea1i sao ng\u00e0nh ng\u00e2n h\u00e0ng \u0111ang ch\u1ed1ng l\u1ea1i d\u1ef1 lu\u1eadt v\u1ec1 ti\u1ec1n \u0111i\u1ec7n t\u1eed"},"content":{"rendered":"

Cu\u1ed9c Chi\u1ebfn Gi\u1eefa Ng\u00e0nh Ng\u00e2n H\u00e0ng v\u00e0 \u0110\u1ea1o Lu\u1eadt CLARITY<\/h2>\n

Trong nh\u1eefng ng\u00e0y tr\u01b0\u1edbc cu\u1ed9c b\u1ecf phi\u1ebfu quan tr\u1ecdng c\u1ee7a Th\u01b0\u1ee3ng vi\u1ec7n, Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng M\u1ef9<\/strong> \u0111\u00e3 g\u1eedi h\u01a1n 8.000 b\u1ee9c th\u01b0<\/strong> nh\u1eb1m thay \u0111\u1ed5i m\u1ed9t \u0111i\u1ec1u kho\u1ea3n trong \u0110\u1ea1o lu\u1eadt CLARITY<\/strong>. Cu\u1ed9c chi\u1ebfn n\u00e0y kh\u00f4ng ch\u1ec9 \u0111\u01a1n thu\u1ea7n li\u00ean quan \u0111\u1ebfn ti\u1ec1n \u0111i\u1ec7n t\u1eed m\u00e0 c\u00f2n v\u1ec1 vi\u1ec7c li\u1ec7u stablecoin<\/strong> c\u00f3 \u0111\u01b0\u1ee3c ph\u00e9p c\u1ea1nh tranh v\u1edbi ti\u1ec1n g\u1eedi ng\u00e2n h\u00e0ng hay kh\u00f4ng, v\u00e0 c\u00e2u tr\u1ea3 l\u1eddi cho c\u00e2u h\u1ecfi n\u00e0y c\u00f3 th\u1ec3 \u0111\u1ecbnh h\u00ecnh l\u1ea1i c\u1ea3 hai ng\u00e0nh c\u00f4ng nghi\u1ec7p.<\/p>\n

Chi\u1ebfn D\u1ecbch V\u1eadn \u0110\u1ed9ng H\u00e0nh Lang<\/h2>\n

Trong nh\u1eefng ng\u00e0y d\u1eabn \u0111\u1ebfn cu\u1ed9c b\u1ecf phi\u1ebfu quan tr\u1ecdng c\u1ee7a \u1ee6y ban Ng\u00e2n h\u00e0ng Th\u01b0\u1ee3ng vi\u1ec7n v\u1ec1 \u0110\u1ea1o lu\u1eadt CLARITY, Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng M\u1ef9 \u0111\u00e3 th\u1ef1c hi\u1ec7n m\u1ed9t chi\u1ebfn d\u1ecbch v\u1eadn \u0111\u1ed9ng h\u00e0nh lang \u0111\u1eb7c bi\u1ec7t, g\u1eedi h\u01a1n 8.000 b\u1ee9c th\u01b0 \u0111\u1ebfn c\u00e1c v\u0103n ph\u00f2ng Th\u01b0\u1ee3ng vi\u1ec7n trong ch\u01b0a \u0111\u1ea7y m\u1ed9t tu\u1ea7n. M\u1ee5c ti\u00eau kh\u00f4ng ph\u1ea3i l\u00e0 to\u00e0n b\u1ed9 d\u1ef1 lu\u1eadt, m\u00e0 l\u00e0 m\u1ed9t \u0111i\u1ec1u kho\u1ea3n duy nh\u1ea5t: quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c stablecoin c\u00f3 th\u1ec3 tr\u1ea3 l\u00e3i cho nh\u1eefng ng\u01b0\u1eddi n\u1eafm gi\u1eef hay kh\u00f4ng.<\/p>\n

\u0110\u1ed1i v\u1edbi m\u1ed9t ng\u01b0\u1eddi ngo\u00e0i cu\u1ed9c, c\u00f3 th\u1ec3 c\u00f3 v\u1ebb l\u1ea1 l\u00f9ng khi ng\u00e0nh ng\u00e2n h\u00e0ng l\u1ea1i quan t\u00e2m \u0111\u1ebfn m\u1ed9t \u0111i\u1ec1u kho\u1ea3n k\u1ef9 thu\u1eadt trong m\u1ed9t d\u1ef1 lu\u1eadt v\u1ec1 ti\u1ec1n \u0111i\u1ec7n t\u1eed, nh\u01b0ng cu\u1ed9c chi\u1ebfn n\u00e0y th\u1ef1c s\u1ef1 li\u00ean quan \u0111\u1ebfn m\u1ed9t m\u1ed1i \u0111e d\u1ecda c\u1ea1nh tranh tr\u1ef1c ti\u1ebfp m\u00e0 stablecoin c\u00f3 l\u00e3i mang l\u1ea1i cho ho\u1ea1t \u0111\u1ed9ng c\u1ed1t l\u00f5i c\u1ee7a ng\u00e2n h\u00e0ng, \u0111\u00f3 l\u00e0 vi\u1ec7c thu h\u00fat ti\u1ec1n g\u1eedi.<\/p>\n

Stablecoin v\u00e0 M\u1ed1i \u0110e D\u1ecda \u0110\u1ed1i V\u1edbi Ng\u00e0nh Ng\u00e2n H\u00e0ng<\/h2>\n

M\u1edbi \u0111\u00e2y, Gi\u00e1m \u0111\u1ed1c Ch\u00ednh s\u00e1ch c\u1ee7a Coinbase<\/strong> cho bi\u1ebft \u0110\u1ea1o lu\u1eadt CLARITY \u0111ang ti\u1ebfn g\u1ea7n \u0111\u1ebfn vi\u1ec7c ho\u00e0n th\u00e0nh. M\u1ecdi ng\u00e2n h\u00e0ng l\u1edbn, bao g\u1ed3m c\u1ea3 JPMorgan<\/strong>, \u0111\u1ec1u mu\u1ed1n tham gia v\u00e0o l\u0129nh v\u1ef1c ti\u1ec1n \u0111i\u1ec7n t\u1eed. B\u00e0i vi\u1ebft n\u00e0y s\u1ebd gi\u1ea3i th\u00edch cu\u1ed9c chi\u1ebfn c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng v\u1edbi \u0110\u1ea1o lu\u1eadt CLARITY t\u1eeb g\u1ed1c r\u1ec5: l\u00e3i su\u1ea5t c\u1ee7a stablecoin<\/strong> th\u1ef1c s\u1ef1 l\u00e0 g\u00ec v\u00e0 t\u1ea1i sao n\u00f3 quan tr\u1ecdng, t\u1ea1i sao n\u00f3 \u0111e d\u1ecda m\u00f4 h\u00ecnh kinh doanh c\u01a1 b\u1ea3n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, \u0111i\u1ec1u kho\u1ea3n g\u00e2y tranh c\u00e3i trong d\u1ef1 lu\u1eadt, th\u1ecfa hi\u1ec7p Tillis-Alsobrooks th\u1ef1c s\u1ef1 l\u00e0m g\u00ec, t\u1ea1i sao c\u00e1c ng\u00e2n h\u00e0ng mu\u1ed1n thay \u0111\u1ed5i n\u00f3 v\u00e0 h\u1ecd \u0111ang th\u00fac \u0111\u1ea9y \u0111i\u1ec1u g\u00ec, c\u0169ng nh\u01b0 cu\u1ed9c chi\u1ebfn n\u00e0y ti\u1ebft l\u1ed9 \u0111i\u1ec1u g\u00ec v\u1ec1 s\u1ef1 va ch\u1ea1m gi\u1eefa ti\u1ec1n \u0111i\u1ec7n t\u1eed v\u00e0 t\u00e0i ch\u00ednh truy\u1ec1n th\u1ed1ng.<\/p>\n

Cu\u1ed9c xung \u0111\u1ed9t v\u1ec1 l\u00e3i su\u1ea5t stablecoin l\u00e0 m\u1ed9t trong nh\u1eefng tr\u1eadn chi\u1ebfn quan tr\u1ecdng nh\u1ea5t v\u00e0 \u00edt \u0111\u01b0\u1ee3c hi\u1ec3u nh\u1ea5t b\u00ean trong \u0110\u1ea1o lu\u1eadt CLARITY, v\u00ec \u0111\u00e2y l\u00e0 n\u01a1i m\u00e0 m\u1ed9t c\u00f4ng ngh\u1ec7 m\u1edbi th\u00e1ch th\u1ee9c tr\u1ef1c ti\u1ebfp m\u1ed9t ng\u00e0nh c\u00f4ng nghi\u1ec7p c\u0169 v\u00e0 m\u1ea1nh m\u1ebd. K\u1ebft qu\u1ea3 s\u1ebd \u0111\u1ecbnh h\u00ecnh kh\u00f4ng ch\u1ec9 d\u1ef1 lu\u1eadt m\u00e0 c\u00f2n c\u1ea3 b\u1ed1i c\u1ea3nh c\u1ea1nh tranh gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 ti\u1ec1n \u0111i\u1ec7n t\u1eed trong nhi\u1ec1u n\u0103m t\u1edbi.<\/p>\n

Hi\u1ec3u V\u1ec1 Stablecoin C\u00f3 L\u00e3i<\/h2>\n

\u0110\u1ec3 hi\u1ec3u n\u1ed7i s\u1ee3 h\u00e3i c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, tr\u01b0\u1edbc ti\u00ean b\u1ea1n ph\u1ea3i hi\u1ec3u stablecoin c\u00f3 l\u00e3i<\/strong> l\u00e0 g\u00ec v\u00e0 t\u1ea1i sao n\u00f3 l\u1ea1i l\u00e0 m\u1ed9t s\u1ea3n ph\u1ea9m c\u1ea1nh tranh m\u1ea1nh m\u1ebd nh\u01b0 v\u1eady. M\u1ed9t stablecoin l\u00e0 m\u1ed9t lo\u1ea1i ti\u1ec1n \u0111i\u1ec7n t\u1eed \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 gi\u1eef gi\u00e1 tr\u1ecb \u1ed5n \u0111\u1ecbnh, g\u1ea7n nh\u01b0 lu\u00f4n \u0111\u01b0\u1ee3c g\u1eafn v\u1edbi m\u1ed9t \u0111\u00f4 la, v\u00e0 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 b\u1edfi c\u00e1c qu\u1ef9 d\u1ef1 tr\u1eef, th\u01b0\u1eddng l\u00e0 ti\u1ec1n m\u1eb7t v\u00e0 ch\u1ee9ng kho\u00e1n ch\u00ednh ph\u1ee7 ng\u1eafn h\u1ea1n. Nh\u1eefng qu\u1ef9 d\u1ef1 tr\u1eef \u0111\u00f3 ki\u1ebfm l\u00e3i, v\u00ec n\u1ee3 ch\u00ednh ph\u1ee7 ng\u1eafn h\u1ea1n tr\u1ea3 l\u00e3i, v\u00ec v\u1eady ng\u01b0\u1eddi ph\u00e1t h\u00e0nh m\u1ed9t stablecoin l\u1edbn ng\u1ed3i tr\u00ean m\u1ed9t qu\u1ef9 t\u00e0i s\u1ea3n d\u1ef1 tr\u1eef t\u1ea1o ra thu nh\u1eadp th\u1ef1c.<\/p>\n

C\u00e2u h\u1ecfi v\u1ec1 l\u00e3i su\u1ea5t stablecoin l\u00e0 v\u1ec1 nh\u1eefng g\u00ec x\u1ea3y ra v\u1edbi l\u00e3i su\u1ea5t \u0111\u00f3: li\u1ec7u ng\u01b0\u1eddi ph\u00e1t h\u00e0nh c\u00f3 th\u1ec3 chuy\u1ec3n m\u1ed9t ph\u1ea7n trong s\u1ed1 \u0111\u00f3 cho nh\u1eefng ng\u01b0\u1eddi n\u1eafm gi\u1eef stablecoin hay kh\u00f4ng, hi\u1ec7u qu\u1ea3 l\u00e0 tr\u1ea3 ti\u1ec1n cho nh\u1eefng ng\u01b0\u1eddi n\u1eafm gi\u1eef \u0111\u1ec3 gi\u1eef ti\u1ec1n c\u1ee7a h\u1ecd trong stablecoin, gi\u1ed1ng nh\u01b0 c\u00e1ch m\u00e0 m\u1ed9t ng\u00e2n h\u00e0ng tr\u1ea3 l\u00e3i cho t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m.<\/p>\n

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M\u1ed9t stablecoin c\u00f3 l\u00e3i, do \u0111\u00f3, l\u00e0 m\u1ed9t token k\u1ef9 thu\u1eadt s\u1ed1 g\u1eafn v\u1edbi \u0111\u00f4 la c\u0169ng tr\u1ea3 cho nh\u1eefng ng\u01b0\u1eddi n\u1eafm gi\u1eef m\u1ed9t kho\u1ea3n l\u1ee3i nhu\u1eadn \u0111\u01b0\u1ee3c t\u00e0i tr\u1ee3 b\u1edfi l\u00e3i su\u1ea5t tr\u00ean c\u00e1c qu\u1ef9 d\u1ef1 tr\u1eef c\u1ee7a n\u00f3.<\/p>\n<\/blockquote>\n

\u0110\u1ed1i v\u1edbi nh\u1eefng \u0111\u1ed9c gi\u1ea3 c\u1ea7n nh\u1eefng \u0111i\u1ec1u c\u01a1 b\u1ea3n tr\u01b0\u1edbc ti\u00ean, c\u00e1ch ho\u1ea1t \u0111\u1ed9ng c\u1ee7a stablecoin l\u00e0 n\u1ec1n t\u1ea3ng \u0111\u1ec3 hi\u1ec3u t\u1ea1i sao cu\u1ed9c chi\u1ebfn l\u00e3i su\u1ea5t l\u1ea1i quan tr\u1ecdng.<\/p>\n

M\u1ed1i \u0110e D\u1ecda \u0110\u1ed1i V\u1edbi C\u00e1c Ng\u00e2n H\u00e0ng<\/h2>\n

S\u1ef1 k\u1ebft h\u1ee3p n\u00e0y ch\u00ednh l\u00e0 \u0111i\u1ec1u khi\u1ebfn stablecoin c\u00f3 l\u00e3i tr\u1edf th\u00e0nh m\u1ed9t m\u1ed1i \u0111e d\u1ecda \u0111\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng, v\u00ec n\u00f3 c\u1ea1nh tranh tr\u1ef1c ti\u1ebfp v\u1edbi ti\u1ec1n g\u1eedi ng\u00e2n h\u00e0ng, n\u1ec1n t\u1ea3ng c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng. M\u1ed9t ti\u1ec1n g\u1eedi ng\u00e2n h\u00e0ng cung c\u1ea5p cho b\u1ea1n m\u1ed9t n\u01a1i an to\u00e0n \u0111\u1ec3 gi\u1eef \u0111\u00f4 la, d\u1ec5 d\u00e0ng truy c\u1eadp v\u00e0o ti\u1ec1n c\u1ee7a b\u1ea1n, v\u00e0 m\u1ed9t s\u1ed1 l\u00e3i su\u1ea5t. M\u1ed9t stablecoin c\u00f3 l\u00e3i cung c\u1ea5p gi\u00e1 tr\u1ecb \u0111\u00f4 la \u1ed5n \u0111\u1ecbnh, d\u1ec5 d\u00e0ng truy c\u1eadp v\u00e0 chuy\u1ec3n nh\u01b0\u1ee3ng tr\u00ean c\u00e1c n\u1ec1n t\u1ea3ng ti\u1ec1n \u0111i\u1ec7n t\u1eed, v\u00e0 l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c t\u00e0i tr\u1ee3 b\u1edfi c\u00e1c qu\u1ef9 d\u1ef1 tr\u1eef, c\u00f3 ngh\u0129a l\u00e0 n\u00f3 cung c\u1ea5p m\u1ed9t s\u1ef1 thay th\u1ebf cho m\u1ed9t ti\u1ec1n g\u1eedi ng\u00e2n h\u00e0ng, c\u00f3 th\u1ec3 thu\u1eadn ti\u1ec7n h\u01a1n v\u00e0 c\u00f3 l\u00e3i su\u1ea5t cao h\u01a1n, b\u00ean ngo\u00e0i h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng.<\/p>\n

N\u1ebfu nh\u1eefng ng\u01b0\u1eddi n\u1eafm gi\u1eef c\u00f3 th\u1ec3 ki\u1ebfm \u0111\u01b0\u1ee3c m\u1ed9t kho\u1ea3n l\u1ee3i nhu\u1eadn c\u1ea1nh tranh tr\u00ean m\u1ed9t stablecoin di chuy\u1ec3n t\u1ef1 do tr\u00ean blockchain, t\u1ea1i sao l\u1ea1i gi\u1eef ti\u1ec1n trong m\u1ed9t t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng tr\u1ea3 l\u00e3i th\u1ea5p? \u0110\u00f3 l\u00e0 c\u00e2u h\u1ecfi m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng kh\u00f4ng mu\u1ed1n kh\u00e1ch h\u00e0ng c\u1ee7a h\u1ecd \u0111\u1eb7t ra.<\/p>\n

Cu\u1ed9c Chi\u1ebfn V\u1ec1 \u0110i\u1ec1u Kho\u1ea3n Trong \u0110\u1ea1o Lu\u1eadt CLARITY<\/h2>\n

\u0110\u00f3 l\u00e0 l\u00fd do t\u1ea1i sao v\u1ea5n \u0111\u1ec1 d\u01b0\u1eddng nh\u01b0 h\u1eb9p v\u1ec1 vi\u1ec7c li\u1ec7u stablecoin c\u00f3 th\u1ec3 tr\u1ea3 l\u00e3i hay kh\u00f4ng l\u1ea1i l\u00e0 m\u1ed9t c\u00e2u h\u1ecfi c\u1ea1nh tranh t\u1ed3n t\u1ea1i cho ng\u00e0nh ng\u00e2n h\u00e0ng, thay v\u00ec ch\u1ec9 l\u00e0 m\u1ed9t v\u1ea5n \u0111\u1ec1 k\u1ef9 thu\u1eadt. L\u00e3i su\u1ea5t l\u00e0 \u0111i\u1ec1u bi\u1ebfn m\u1ed9t stablecoin t\u1eeb m\u1ed9t c\u00f4ng c\u1ee5 ti\u1ec1n \u0111i\u1ec7n t\u1eed ng\u00e1ch th\u00e0nh m\u1ed9t \u0111\u1ed1i th\u1ee7 tr\u1ef1c ti\u1ebfp cho c\u00e1c kho\u1ea3n ti\u1ec1n g\u1eedi m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng ph\u1ee5 thu\u1ed9c v\u00e0o.<\/p>\n

M\u1ed1i \u0111e d\u1ecda c\u00f2n s\u00e2u s\u1eafc h\u01a1n vi\u1ec7c m\u1ea5t m\u1ed9t s\u1ed1 kh\u00e1ch h\u00e0ng, v\u00ec n\u00f3 t\u1ea5n c\u00f4ng v\u00e0o c\u01a1 ch\u1ebf m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng ki\u1ebfm ti\u1ec1n v\u00e0 t\u00e0i tr\u1ee3 cho n\u1ec1n kinh t\u1ebf. Hi\u1ec3u \u0111\u01b0\u1ee3c c\u01a1 ch\u1ebf \u0111\u00f3 cho th\u1ea5y l\u00fd do t\u1ea1i sao c\u00e1c ng\u00e2n h\u00e0ng coi \u0111\u00e2y l\u00e0 m\u1ed9t cu\u1ed9c chi\u1ebfn sinh t\u1ed3n, kh\u00f4ng ch\u1ec9 l\u00e0 th\u1ecb ph\u1ea7n.<\/p>\n

\n

C\u00e1c ng\u00e2n h\u00e0ng ho\u1ea1t \u0111\u1ed9ng tr\u00ean m\u1ed9t m\u00f4 h\u00ecnh \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng d\u1ef1a tr\u00ean ti\u1ec1n g\u1eedi. Khi b\u1ea1n g\u1eedi ti\u1ec1n v\u00e0o ng\u00e2n h\u00e0ng, ng\u00e2n h\u00e0ng kh\u00f4ng ch\u1ec9 gi\u1eef n\u00f3; n\u00f3 s\u1eed d\u1ee5ng ti\u1ec1n g\u1eedi c\u1ee7a b\u1ea1n, c\u00f9ng v\u1edbi c\u1ee7a m\u1ecdi ng\u01b0\u1eddi kh\u00e1c, nh\u01b0 l\u00e0 c\u01a1 s\u1edf t\u00e0i tr\u1ee3 r\u1ebb ti\u1ec1n t\u1eeb \u0111\u00f3 n\u00f3 cho vay v\u1edbi l\u00e3i su\u1ea5t cao h\u01a1n.<\/p>\n<\/blockquote>\n

Ti\u1ec1n g\u1eedi l\u00e0 ngu\u1ed3n s\u1ed1ng c\u1ee7a m\u00f4 h\u00ecnh n\u00e0y v\u00ec ch\u00fang l\u00e0 ngu\u1ed3n t\u00e0i tr\u1ee3 r\u1ebb v\u00e0 \u1ed5n \u0111\u1ecbnh, nguy\u00ean li\u1ec7u th\u00f4 m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng bi\u1ebfn th\u00e0nh c\u00e1c kho\u1ea3n vay c\u00f3 l\u1ee3i nhu\u1eadn. \u0110\u00e2y c\u0169ng l\u00e0 c\u00e1ch m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng h\u1ed7 tr\u1ee3 cho vi\u1ec7c cho vay \u0111\u1ebfn n\u1ec1n kinh t\u1ebf r\u1ed9ng l\u1edbn h\u01a1n: c\u00e1c kho\u1ea3n ti\u1ec1n g\u1eedi t\u00e0i tr\u1ee3 cho c\u00e1c kho\u1ea3n vay th\u1ebf ch\u1ea5p, c\u00e1c kho\u1ea3n vay kinh doanh, v\u00e0 t\u00edn d\u1ee5ng m\u00e0 h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng m\u1edf r\u1ed9ng.<\/p>\n

Th\u1ecfa Hi\u1ec7p Tillis-Alsobrooks<\/h2>\n

Cu\u1ed9c chi\u1ebfn t\u1eadp trung v\u00e0o m\u1ed9t ph\u1ea7n c\u1ee5 th\u1ec3 c\u1ee7a \u0110\u1ea1o lu\u1eadt CLARITY, m\u1ed9t th\u1ecfa hi\u1ec7p \u0111\u01b0\u1ee3c th\u01b0\u01a1ng l\u01b0\u1ee3ng v\u1ec1 l\u00e3i su\u1ea5t stablecoin, v\u00e0 hi\u1ec3u \u0111\u01b0\u1ee3c \u0111i\u1ec1u \u0111\u00f3 th\u1ef1c s\u1ef1 n\u00f3i g\u00ec l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft \u0111\u1ec3 hi\u1ec3u nh\u1eefng g\u00ec c\u00e1c ng\u00e2n h\u00e0ng mu\u1ed1n thay \u0111\u1ed5i. \u0110i\u1ec1u kho\u1ea3n trung t\u00e2m c\u1ee7a cu\u1ed9c tranh c\u00e3i l\u00e0 k\u1ebft qu\u1ea3 c\u1ee7a m\u1ed9t th\u1ecfa hi\u1ec7p \u0111\u01b0\u1ee3c t\u1ea1o ra b\u1edfi c\u00e1c Th\u01b0\u1ee3ng ngh\u1ecb s\u0129 Tom Tillis<\/strong> v\u00e0 Angela Alsobrooks<\/strong>, nh\u1eb1m ph\u00e1 v\u1ee1 m\u1ed9t b\u1ebf t\u1eafc \u0111\u00e3 l\u00e0m tr\u00ec ho\u00e3n d\u1ef1 lu\u1eadt v\u00e0o \u0111\u1ea7u n\u0103m.<\/p>\n

Th\u1ecfa hi\u1ec7p Tillis-Alsobrooks v\u1ea1ch ra m\u1ed9t ranh gi\u1edbi gi\u1eefa c\u00e2u h\u1ecfi v\u1ec1 l\u00e3i su\u1ea5t stablecoin. N\u00f3 h\u1ea1n ch\u1ebf l\u00e3i su\u1ea5t th\u1ee5 \u0111\u1ed9ng, gi\u1ed1ng nh\u01b0 ti\u1ec1n g\u1eedi tr\u00ean c\u00e1c stablecoin thanh to\u00e1n, c\u00f3 ngh\u0129a l\u00e0 c\u00e1c nh\u00e0 ph\u00e1t h\u00e0nh th\u01b0\u1eddng kh\u00f4ng th\u1ec3 ch\u1ec9 \u0111\u01a1n gi\u1ea3n tr\u1ea3 l\u00e3i cho nh\u1eefng ng\u01b0\u1eddi n\u1eafm gi\u1eef ch\u1ec9 v\u00ec h\u1ecd gi\u1eef m\u1ed9t s\u1ed1 d\u01b0 stablecoin, \u0111i\u1ec1u n\u00e0y l\u00e0 t\u00ednh n\u0103ng m\u00e0 s\u1ebd m\u00f4 ph\u1ecfng tr\u1ef1c ti\u1ebfp m\u1ed9t t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m ng\u00e2n h\u00e0ng.<\/p>\n

Nh\u01b0ng n\u00f3 \u0111\u1ec3 l\u1ea1i kh\u00f4ng gian cho m\u1ed9t s\u1ed1 ph\u1ea7n th\u01b0\u1edfng d\u1ef1a tr\u00ean giao d\u1ecbch ho\u1eb7c li\u00ean k\u1ebft ho\u1ea1t \u0111\u1ed9ng d\u01b0\u1edbi s\u1ef1 gi\u00e1m s\u00e1t ch\u1eb7t ch\u1ebd h\u01a1n, cho ph\u00e9p m\u1ed9t s\u1ed1 h\u00ecnh th\u1ee9c khuy\u1ebfn kh\u00edch li\u00ean quan \u0111\u1ebfn vi\u1ec7c s\u1eed d\u1ee5ng stablecoin thay v\u00ec ch\u1ec9 \u0111\u01a1n gi\u1ea3n l\u00e0 gi\u1eef n\u00f3.<\/p>\n

Th\u1ecfa hi\u1ec7p, n\u00f3i c\u00e1ch kh\u00e1c, c\u1ed1 g\u1eafng t\u00ecm ra m\u1ed9t gi\u1ea3i ph\u00e1p: n\u00f3 ch\u1eb7n l\u00e3i su\u1ea5t th\u1ee5 \u0111\u1ed9ng gi\u1ed1ng nh\u01b0 ng\u00e2n h\u00e0ng trong khi cho ph\u00e9p c\u00e1c ph\u1ea7n th\u01b0\u1edfng d\u1ef1a tr\u00ean ho\u1ea1t \u0111\u1ed9ng h\u1ea1n ch\u1ebf h\u01a1n.<\/p>\n

Cu\u1ed9c Chi\u1ebfn \u0110\u1ecbnh H\u00ecnh T\u01b0\u01a1ng Lai<\/h2>\n

M\u1edbi \u0111\u00e2y, Patrick Witt<\/strong> b\u00e1o c\u00e1o m\u1ed9t tu\u1ea7n quan tr\u1ecdng ph\u00eda tr\u01b0\u1edbc cho \u0110\u1ea1o lu\u1eadt CLARITY. C\u00e1c n\u1ed7 l\u1ef1c \u0111\u00e3 ti\u1ebfn tri\u1ec3n nghi\u00eam t\u00fac k\u1ec3 t\u1eeb khi cu\u1ed9c h\u1ecdp Ng\u00e2n h\u00e0ng v\u1edbi v\u1ea5n \u0111\u1ec1 hi\u1ec7n \u0111\u00e3 \u0111\u01b0\u1ee3c thu h\u1eb9p v\u00e0 c\u00e1c \u0111\u1ec1 xu\u1ea5t thi\u1ec7n ch\u00ed \u0111ang \u0111\u01b0\u1ee3c \u0111\u01b0a ra \u0111\u1ec3 thu h\u1eb9p kho\u1ea3ng c\u00e1ch.<\/p>\n

Ng\u00f4n ng\u1eef c\u1ee7a \u0111i\u1ec1u kho\u1ea3n, c\u00e1c \u0111\u1ecbnh ngh\u0129a v\u00e0 ranh gi\u1edbi c\u1ee5 th\u1ec3, \u0111\u00e3 tr\u1edf th\u00e0nh \u0111\u1ed1i t\u01b0\u1ee3ng c\u1ee7a s\u1ef1 v\u1eadn \u0111\u1ed9ng h\u00e0nh lang m\u1ea1nh m\u1ebd, v\u00ec nh\u1eefng thay \u0111\u1ed5i nh\u1ecf trong c\u00e1ch v\u1ea1ch ra ranh gi\u1edbi chuy\u1ec3n th\u00e0nh nh\u1eefng kh\u00e1c bi\u1ec7t l\u1edbn v\u1ec1 vi\u1ec7c li\u1ec7u c\u00e1c stablecoin c\u00f3 th\u1ec3 th\u1ef1c s\u1ef1 c\u1ea1nh tranh v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec3 gi\u00e0nh l\u1ea5y \u0111\u00f4 la c\u1ee7a c\u00f4ng ch\u00fang hay kh\u00f4ng.<\/p>\n

Th\u1ecfa hi\u1ec7p l\u00e0 chi\u1ebfn tr\u01b0\u1eddng, v\u00e0 c\u00e1ch di\u1ec5n \u0111\u1ea1t c\u1ee7a n\u00f3 l\u00e0 ph\u1ea7n th\u01b0\u1edfng. V\u1edbi th\u1ecfa hi\u1ec7p \u0111\u01b0\u1ee3c thi\u1ebft l\u1eadp, c\u00e1c n\u1ed7 l\u1ef1c v\u1eadn \u0111\u1ed9ng h\u00e0nh lang c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng \u0111\u00e3 nh\u1eb1m v\u00e0o vi\u1ec7c \u0111\u1ecbnh h\u00ecnh l\u1ea1i n\u00f3, v\u00e0 hi\u1ec3u nh\u1eefng g\u00ec c\u1ee5 th\u1ec3 m\u00e0 h\u1ecd mu\u1ed1n ti\u1ebft l\u1ed9 \u0111\u1ed9 s\u00e2u c\u1ee7a m\u1ed1i quan t\u00e2m c\u1ee7a h\u1ecd v\u00e0 b\u1ea3n ch\u1ea5t c\u1ee7a cu\u1ed9c chi\u1ebfn.<\/p>\n

C\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 th\u00fac \u0111\u1ea9y vi\u1ec7c thay th\u1ebf ng\u00f4n ng\u1eef th\u1ecfa hi\u1ec7p \u0111\u00e3 \u0111\u01b0\u1ee3c th\u01b0\u01a1ng l\u01b0\u1ee3ng b\u1eb1ng ng\u00f4n ng\u1eef m\u00e0 h\u1ecd \u01b0a th\u00edch, ng\u00f4n ng\u1eef s\u1ebd coi ph\u1ea7n th\u01b0\u1edfng stablecoin l\u00e0 t\u01b0\u01a1ng t\u1ef1 nh\u01b0 l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi, \u0111i\u1ec1u n\u00e0y s\u1ebd khi\u1ebfn ch\u00fang ph\u1ea3i ch\u1ecbu s\u1ef1 x\u1eed l\u00fd m\u00e0 s\u1ebd trung h\u00f2a m\u1ed1i \u0111e d\u1ecda c\u1ea1nh tranh.<\/p>\n

K\u1ebft Lu\u1eadn<\/h2>\n

Cu\u1ed9c chi\u1ebfn c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng v\u1edbi \u0110\u1ea1o lu\u1eadt CLARITY ti\u1ebft l\u1ed9 \u0111i\u1ec1u g\u00ec \u0111\u00f3 l\u1edbn h\u01a1n v\u1ec1 s\u1ef1 va ch\u1ea1m gi\u1eefa ti\u1ec1n \u0111i\u1ec7n t\u1eed v\u00e0 t\u00e0i ch\u00ednh truy\u1ec1n th\u1ed1ng, \u0111\u00f3 l\u00e0 \u00fd ngh\u0129a th\u1ef1c s\u1ef1 c\u1ee7a cu\u1ed9c chi\u1ebfn. Cu\u1ed9c chi\u1ebfn v\u1ec1 l\u00e3i su\u1ea5t stablecoin l\u00e0 m\u1ed9t v\u00ed d\u1ee5 c\u1ee5 th\u1ec3 c\u1ee7a m\u1ed9t m\u00f4 h\u00ecnh r\u1ed9ng h\u01a1n: ti\u1ec1n \u0111i\u1ec7n t\u1eed \u0111\u00e3 \u0111\u1ea1t \u0111\u1ebfn m\u1ee9c m\u00e0 n\u00f3 kh\u00f4ng c\u00f2n l\u00e0 m\u1ed9t th\u00ed nghi\u1ec7m b\u00ean l\u1ec1 m\u00e0 l\u00e0 m\u1ed9t \u0111\u1ed1i th\u1ee7 tr\u1ef1c ti\u1ebfp v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh \u0111\u00e3 \u0111\u01b0\u1ee3c thi\u1ebft l\u1eadp.<\/p>\n

H\u01a1n 8.000 b\u1ee9c th\u01b0 l\u00e0, theo m\u1ed9t ngh\u0129a n\u00e0o \u0111\u00f3, m\u1ed9t l\u1eddi khen ng\u1ee3i cho s\u1ef1 tr\u01b0\u1edfng th\u00e0nh c\u1ee7a ti\u1ec1n \u0111i\u1ec7n t\u1eed: ng\u00e0nh ng\u00e2n h\u00e0ng kh\u00f4ng huy \u0111\u1ed9ng nh\u01b0 v\u1eady ch\u1ed1ng l\u1ea1i nh\u1eefng th\u1ee9 kh\u00f4ng \u0111e d\u1ecda n\u00f3. Cu\u1ed9c chi\u1ebfn \u0111\u00e1nh d\u1ea5u th\u1eddi \u0111i\u1ec3m khi ti\u1ec1n \u0111i\u1ec7n t\u1eed v\u00e0 ng\u00e2n h\u00e0ng tr\u1edf th\u00e0nh nh\u1eefng \u0111\u1ed1i th\u1ee7 tr\u1ef1c ti\u1ebfp cho c\u00f9ng m\u1ed9t \u0111\u00f4 la, tranh gi\u00e0nh c\u00e1c quy t\u1eafc trong c\u00f9ng m\u1ed9t \u0111\u1ea5u tr\u01b0\u1eddng l\u1eadp ph\u00e1p.<\/p>\n

Cu\u1ed9c chi\u1ebfn c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng, n\u00f3i c\u00e1ch kh\u00e1c, kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ed9t cu\u1ed9c chi\u1ebfn v\u1eadn \u0111\u1ed9ng h\u00e0nh lang m\u1edd nh\u1ea1t m\u00e0 l\u00e0 m\u1ed9t cu\u1ed9c chi\u1ebfn v\u1ec1 h\u00ecnh d\u1ea1ng t\u01b0\u01a1ng lai c\u1ee7a m\u1ed9t s\u1ea3n ph\u1ea9m m\u00e0 h\u00e0ng tri\u1ec7u ng\u01b0\u1eddi s\u1eed d\u1ee5ng, v\u00e0 k\u1ebft qu\u1ea3 c\u1ee7a n\u00f3 s\u1ebd \u0111\u01b0\u1ee3c c\u1ea3m nh\u1eadn trong nh\u1eefng g\u00ec c\u00e1c stablecoin \u0111\u01b0\u1ee3c ph\u00e9p tr\u1edf th\u00e0nh.<\/p>\n","protected":false},"excerpt":{"rendered":"

Cu\u1ed9c Chi\u1ebfn Gi\u1eefa Ng\u00e0nh Ng\u00e2n H\u00e0ng v\u00e0 \u0110\u1ea1o Lu\u1eadt CLARITY Trong nh\u1eefng ng\u00e0y tr\u01b0\u1edbc cu\u1ed9c b\u1ecf phi\u1ebfu quan tr\u1ecdng c\u1ee7a Th\u01b0\u1ee3ng vi\u1ec7n, Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng M\u1ef9 \u0111\u00e3 g\u1eedi h\u01a1n 8.000 b\u1ee9c th\u01b0 nh\u1eb1m thay \u0111\u1ed5i m\u1ed9t \u0111i\u1ec1u kho\u1ea3n trong \u0110\u1ea1o lu\u1eadt CLARITY. Cu\u1ed9…<\/p>\n","protected":false},"author":3,"featured_media":20451,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48],"tags":[9318,7367,4226,4493,4217],"class_list":["post-20452","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal","tag-american-bankers-association","tag-clarity-act","tag-coinbase","tag-jpmorgan","tag-legal"],"yoast_head":"\nT\u1ea1i sao ng\u00e0nh ng\u00e2n h\u00e0ng \u0111ang ch\u1ed1ng l\u1ea1i d\u1ef1 lu\u1eadt v\u1ec1 ti\u1ec1n \u0111i\u1ec7n t\u1eed - CryptoZen<\/title>\n<meta name=\"description\" content=\"Kh\u00e1m ph\u00e1 s\u1ef1 v\u1eadn \u0111\u1ed9ng h\u00e0nh lang m\u1ea1nh m\u1ebd c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng ch\u1ed1ng l\u1ea1i \u0111i\u1ec1u kho\u1ea3n l\u00e3i su\u1ea5t stablecoin c\u1ee7a \u0110\u1ea1o lu\u1eadt CLARITY, lo ng\u1ea1i v\u1ec1 s\u1ef1 c\u1ea1nh tranh v\u1edbi ti\u1ec1n g\u1eedi ng\u00e2n 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