{"id":21740,"date":"2026-08-14T11:32:08","date_gmt":"2026-08-14T11:32:08","guid":{"rendered":"https:\/\/cryptozen.asia\/vn\/giam-doc-dieu-hanh-citigroup-ung-ho-dao-luat-clarity-nhung-canh-bao-rang-phan-thuong-stablecoin-co-the-gay-hai-cho-cac-ngan-hang\/"},"modified":"2026-08-14T11:32:08","modified_gmt":"2026-08-14T11:32:08","slug":"giam-doc-dieu-hanh-citigroup-ung-ho-dao-luat-clarity-nhung-canh-bao-rang-phan-thuong-stablecoin-co-the-gay-hai-cho-cac-ngan-hang","status":"publish","type":"post","link":"https:\/\/cryptozen.asia\/vn\/giam-doc-dieu-hanh-citigroup-ung-ho-dao-luat-clarity-nhung-canh-bao-rang-phan-thuong-stablecoin-co-the-gay-hai-cho-cac-ngan-hang\/","title":{"rendered":"Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh Citigroup \u1ee7ng h\u1ed9 \u0110\u1ea1o lu\u1eadt CLARITY nh\u01b0ng c\u1ea3nh b\u00e1o r\u1eb1ng ph\u1ea7n th\u01b0\u1edfng stablecoin c\u00f3 th\u1ec3 g\u00e2y h\u1ea1i cho c\u00e1c ng\u00e2n h\u00e0ng"},"content":{"rendered":"

Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh Citigroup \u1ee7ng h\u1ed9 \u0110\u1ea1o lu\u1eadt CLARITY<\/h2>\n

Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh Citigroup, Jane Fraser<\/strong>, \u0111\u00e3 b\u00e0y t\u1ecf s\u1ef1 \u1ee7ng h\u1ed9 \u0111\u1ed1i v\u1edbi vi\u1ec7c th\u00f4ng qua \u0110\u1ea1o lu\u1eadt CLARITY<\/strong>, \u0111\u1ed3ng th\u1eddi k\u00eau g\u1ecdi nh\u1eefng thay \u0111\u1ed5i c\u1ea7n thi\u1ebft \u0111\u1ed1i v\u1edbi c\u00e1c quy \u0111\u1ecbnh v\u1ec1 ph\u1ea7n th\u01b0\u1edfng stablecoin. B\u00e0 nh\u1ea5n m\u1ea1nh r\u1eb1ng m\u1ed1i quan t\u00e2m ch\u00ednh<\/strong> c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng v\u1ec1 d\u1ef1 lu\u1eadt ti\u1ec1n \u0111i\u1ec7n t\u1eed n\u00e0y v\u1eabn c\u1ea7n \u0111\u01b0\u1ee3c xem x\u00e9t tr\u01b0\u1edbc cu\u1ed9c b\u1ecf phi\u1ebfu c\u1ee7a Th\u01b0\u1ee3ng vi\u1ec7n d\u1ef1 ki\u1ebfn v\u00e0o th\u00e1ng t\u1edbi.<\/p>\n

Nh\u1eefng lo ng\u1ea1i v\u1ec1 ph\u1ea7n th\u01b0\u1edfng stablecoin<\/h2>\n

Trong cu\u1ed9c ph\u1ecfng v\u1ea5n v\u1edbi Fox Business v\u00e0o th\u1ee9 N\u0103m, Fraser cho bi\u1ebft Citigroup mong mu\u1ed1n c\u00e1c nh\u00e0 l\u1eadp ph\u00e1p c\u1ea3i thi\u1ec7n m\u1ed9t s\u1ed1 \u0111i\u1ec1u kho\u1ea3n trong d\u1ef1 lu\u1eadt, nh\u01b0ng v\u1eabn \u1ee7ng h\u1ed9 vi\u1ec7c th\u00f4ng qua m\u1ed9t phi\u00ean b\u1ea3n kh\u1ea3 thi qua Qu\u1ed1c h\u1ed9i, v\u00ec b\u00e0 tin r\u1eb1ng d\u1ef1 lu\u1eadt s\u1ebd mang l\u1ea1i l\u1ee3i \u00edch cho h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh. “Ch\u00fang t\u00f4i ch\u01b0a t\u1eeb b\u1ecf vi\u1ec7c th\u00fac \u0111\u1ea9y m\u1ed9t s\u1ed1 c\u1ea3i ti\u1ebfn cho d\u1ef1 lu\u1eadt, nh\u01b0ng ch\u00fang t\u00f4i mu\u1ed1n th\u1ea5y m\u1ed9t d\u1ef1 lu\u1eadt t\u1ed1t \u0111\u01b0\u1ee3c th\u00f4ng qua<\/em>,” Fraser n\u00f3i. “T\u00f4i ngh\u0129 r\u1eb1ng \u0111i\u1ec1u \u0111\u00f3 s\u1ebd r\u1ea5t tuy\u1ec7t v\u1eddi cho h\u1ec7 th\u1ed1ng<\/em>.”<\/p>\n

S\u1ef1 \u1ee7ng h\u1ed9 c\u1ee7a b\u00e0 \u0111\u00e3 \u0111\u01b0a Citigroup v\u00e0o m\u1ed9t v\u1ecb tr\u00ed \u00edt \u0111\u1ed1i \u0111\u1ea7u h\u01a1n so v\u1edbi m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng l\u1edbn kh\u00e1c, m\u1eb7c d\u00f9 Fraser c\u0169ng chia s\u1ebb m\u1ed1i quan t\u00e2m c\u1ee7a h\u1ecd v\u1ec1 vi\u1ec7c li\u1ec7u c\u00e1c n\u1ec1n t\u1ea3ng ti\u1ec1n \u0111i\u1ec7n t\u1eed c\u00f3 n\u00ean \u0111\u01b0\u1ee3c ph\u00e9p cung c\u1ea5p ph\u1ea7n th\u01b0\u1edfng li\u00ean quan \u0111\u1ebfn stablecoin hay kh\u00f4ng. M\u1ed1i quan t\u00e2m ch\u00ednh c\u1ee7a Fraser xoay quanh t\u00e1c \u0111\u1ed9ng m\u00e0 ph\u1ea7n th\u01b0\u1edfng stablecoin c\u00f3 th\u1ec3 c\u00f3 \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n ti\u1ec1n g\u1eedi c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng M\u1ef9, \u0111\u1eb7c bi\u1ec7t l\u00e0 nh\u1eefng t\u1ed5 ch\u1ee9c ph\u1ee5 thu\u1ed9c v\u00e0o c\u00e1c kho\u1ea3n ti\u1ec1n n\u00e0y \u0111\u1ec3 t\u00e0i tr\u1ee3 cho vi\u1ec7c cho vay \u1edf nh\u1eefng c\u1ed9ng \u0111\u1ed3ng c\u00f3 \u00edt l\u1ef1a ch\u1ecdn t\u00edn d\u1ee5ng h\u01a1n.<\/p>\n

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“N\u1ebfu b\u1ea1n c\u00f3 m\u1ed9t h\u1ec7 th\u1ed1ng th\u01b0\u1edfng tr\u00ean c\u00e1c kho\u1ea3n ti\u1ec1n g\u1eedi, \u0111i\u1ec1u \u0111\u00f3 c\u00f3 th\u1ec3 c\u00f3 t\u00e1c \u0111\u1ed9ng ti\u00eau c\u1ef1c \u0111\u1ebfn c\u00e1c kho\u1ea3n ti\u1ec1n g\u1eedi c\u1ee7a h\u1ecd, v\u00e0 do \u0111\u00f3 kh\u1ea3 n\u0103ng c\u1ee7a h\u1ecd \u0111\u1ec3 cung c\u1ea5p cho vay v\u00e0 ti\u1ebfp c\u1eadn t\u00edn d\u1ee5ng \u1edf nh\u1eefng ph\u1ea7n c\u1ee7a M\u1ef9 m\u00e0 ti\u1ec1n \u0111i\u1ec7n t\u1eed s\u1ebd kh\u00f4ng \u0111\u1ebfn \u0111\u01b0\u1ee3c, v\u00e0 th\u1ef1c t\u1ebf l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn c\u0169ng kh\u00f4ng \u0111\u1ebfn \u0111\u01b0\u1ee3c<\/em>,” Fraser n\u00f3i.<\/p>\n<\/blockquote>\n

Ph\u1ea3n \u1ee9ng t\u1eeb c\u00e1c nh\u00f3m ng\u00e2n h\u00e0ng<\/h2>\n

C\u00e1c nh\u00f3m ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u01b0a ra l\u1eadp lu\u1eadn t\u01b0\u01a1ng t\u1ef1 trong qu\u00e1 tr\u00ecnh \u0111\u00e0m ph\u00e1n v\u1ec1 \u0110\u1ea1o lu\u1eadt CLARITY. V\u00e0o th\u00e1ng B\u1ea3y, Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng M\u1ef9<\/strong>, Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng C\u1ed9ng \u0111\u1ed3ng \u0110\u1ed9c l\u1eadp c\u1ee7a M\u1ef9<\/strong> v\u00e0 76 hi\u1ec7p h\u1ed9i ng\u00e2n h\u00e0ng ti\u1ec3u bang \u0111\u00e3 y\u00eau c\u1ea7u c\u00e1c l\u00e3nh \u0111\u1ea1o Th\u01b0\u1ee3ng vi\u1ec7n th\u1eaft ch\u1eb7t \u0110i\u1ec1u 404 tr\u01b0\u1edbc khi d\u1ef1 lu\u1eadt \u0111\u01b0\u1ee3c \u0111\u01b0a ra. Nh\u01b0 crypto.news<\/em> \u0111\u00e3 b\u00e1o c\u00e1o v\u00e0o th\u00e1ng B\u1ea3y, c\u00e1c nh\u00f3m n\u00e0y \u0111\u00e3 c\u1ea3nh b\u00e1o r\u1eb1ng c\u00e1c \u0111i\u1ec1u kho\u1ea3n th\u01b0\u1edfng kh\u00f4ng r\u00f5 r\u00e0ng c\u00f3 th\u1ec3 khuy\u1ebfn kh\u00edch kh\u00e1ch h\u00e0ng chuy\u1ec3n ti\u1ec1n t\u1eeb t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng sang stablecoin thanh to\u00e1n, l\u00e0m gi\u1ea3m s\u1ed1 ti\u1ec1n g\u1eedi c\u00f3 s\u1eb5n cho c\u00e1c nh\u00e0 cho vay c\u1ed9ng \u0111\u1ed3ng.<\/p>\n

Cu\u1ed9c tranh c\u00e3i v\u1ec1 c\u1ea5u tr\u00fac ph\u1ea7n th\u01b0\u1edfng stablecoin<\/h2>\n

Cu\u1ed9c tranh c\u00e3i m\u1ed9t ph\u1ea7n xu\u1ea5t ph\u00e1t t\u1eeb c\u00e1ch m\u00e0 c\u00e1c ph\u1ea7n th\u01b0\u1edfng stablecoin \u0111\u01b0\u1ee3c c\u1ea5u tr\u00fac. \u0110\u1ea1o lu\u1eadt GENIUS<\/strong>, \u0111\u01b0\u1ee3c th\u00f4ng qua v\u00e0o n\u0103m 2025, ng\u0103n c\u1ea5m c\u00e1c nh\u00e0 ph\u00e1t h\u00e0nh stablecoin thanh to\u00e1n tr\u1ea3 l\u00e3i ho\u1eb7c l\u1ee3i su\u1ea5t tr\u1ef1c ti\u1ebfp cho ng\u01b0\u1eddi n\u1eafm gi\u1eef. Tuy nhi\u00ean, c\u00e1c s\u00e0n giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed v\u00e0 c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 kh\u00e1c \u0111\u00e3 s\u1eed d\u1ee5ng c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh th\u01b0\u1edfng c\u00f3 th\u1ec3 chuy\u1ec3n l\u1ee3i \u00edch cho ng\u01b0\u1eddi d\u00f9ng th\u00f4ng qua c\u00e1c th\u1ecfa thu\u1eadn kh\u00f4ng \u0111\u01b0\u1ee3c nh\u00e0 ph\u00e1t h\u00e0nh stablecoin cung c\u1ea5p tr\u1ef1c ti\u1ebfp.<\/p>\n

C\u00e1c nh\u00f3m ng\u00e2n h\u00e0ng \u0111\u00e3 l\u1eadp lu\u1eadn r\u1eb1ng kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 th\u1ea5y \u00edt s\u1ef1 kh\u00e1c bi\u1ec7t th\u1ef1c t\u1ebf gi\u1eefa l\u00e3i su\u1ea5t do ng\u00e2n h\u00e0ng tr\u1ea3 v\u00e0 ph\u1ea7n th\u01b0\u1edfng nh\u1eadn \u0111\u01b0\u1ee3c khi gi\u1eef stablecoin tr\u00ean m\u1ed9t n\u1ec1n t\u1ea3ng ti\u1ec1n \u0111i\u1ec7n t\u1eed. C\u00e1c Th\u01b0\u1ee3ng ngh\u1ecb s\u0129 Thom Tillis<\/strong>, R-N.C., v\u00e0 Angela Alsobrooks<\/strong>, D-Md., \u0111\u00e3 c\u1ed1 g\u1eafng gi\u1ea3i quy\u1ebft cu\u1ed9c tranh c\u00e3i th\u00f4ng qua ng\u00f4n ng\u1eef th\u1ecfa hi\u1ec7p t\u00e1ch bi\u1ec7t l\u1ee3i su\u1ea5t th\u1ee5 \u0111\u1ed9ng kh\u1ecfi ph\u1ea7n th\u01b0\u1edfng li\u00ean quan \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng th\u1ef1c t\u1ebf tr\u00ean n\u1ec1n t\u1ea3ng.<\/p>\n

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“\u0110\u1ec1 xu\u1ea5t n\u00e0y c\u1ea5m c\u00e1c n\u1ec1n t\u1ea3ng tr\u1ea3 th\u01b0\u1edfng ch\u1ec9 v\u00ec m\u1ed9t kh\u00e1ch h\u00e0ng n\u1eafm gi\u1eef stablecoin, nh\u01b0ng v\u1eabn cho ph\u00e9p m\u1ed9t s\u1ed1 \u01b0u \u0111\u00e3i li\u00ean quan \u0111\u1ebfn giao d\u1ecbch, thanh to\u00e1n v\u00e0 c\u00e1c ho\u1ea1t \u0111\u1ed9ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n kh\u00e1c<\/em>.”<\/p>\n<\/blockquote>\n

Nh\u1eefng lo ng\u1ea1i t\u1eeb ng\u00e0nh ng\u00e2n h\u00e0ng<\/h2>\n

C\u00e1c nh\u00f3m ng\u00e2n h\u00e0ng v\u1eabn kh\u00f4ng h\u00e0i l\u00f2ng sau khi th\u1ecfa hi\u1ec7p \u0111\u01b0\u1ee3c \u0111\u01b0a ra. Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng M\u1ef9<\/strong>, Vi\u1ec7n Ch\u00ednh s\u00e1ch Ng\u00e2n h\u00e0ng<\/strong>, Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Ng\u01b0\u1eddi ti\u00eau d\u00f9ng<\/strong>, Di\u1ec5n \u0111\u00e0n D\u1ecbch v\u1ee5 T\u00e0i ch\u00ednh<\/strong> v\u00e0 Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng C\u1ed9ng \u0111\u1ed3ng \u0110\u1ed9c l\u1eadp c\u1ee7a M\u1ef9<\/strong> \u0111\u00e3 n\u00f3i v\u00e0o th\u00e1ng N\u0103m r\u1eb1ng c\u00e1c \u0111i\u1ec1u kho\u1ea3n s\u1eeda \u0111\u1ed5i v\u1eabn kh\u00f4ng b\u1ea3o v\u1ec7 \u0111\u1ee7 cho c\u00e1c kho\u1ea3n ti\u1ec1n g\u1eedi. C\u00e1c nh\u00f3m n\u00e0y l\u1eadp lu\u1eadn r\u1eb1ng c\u00e1c \u01b0u \u0111\u00e3i \u0111\u01b0\u1ee3c t\u00ednh to\u00e1n d\u1ef1a tr\u00ean c\u00e1c y\u1ebfu t\u1ed1 nh\u01b0 s\u1ed1 d\u01b0 ho\u1eb7c th\u1eddi gian n\u1eafm gi\u1eef c\u00f3 th\u1ec3 ho\u1ea1t \u0111\u1ed9ng gi\u1ed1ng nh\u01b0 l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi, ngay c\u1ea3 khi ch\u00fang \u0111\u01b0\u1ee3c tr\u00ecnh b\u00e0y ch\u00ednh th\u1ee9c d\u01b0\u1edbi d\u1ea1ng ph\u1ea7n th\u01b0\u1edfng.<\/p>\n

Cu\u1ed9c chi\u1ebfn gi\u1eefa ng\u00e2n h\u00e0ng v\u00e0 ti\u1ec1n \u0111i\u1ec7n t\u1eed<\/h2>\n

C\u00e1c c\u00f4ng ty ti\u1ec1n \u0111i\u1ec7n t\u1eed \u0111\u00e3 c\u00f3 l\u1eadp tr\u01b0\u1eddng ng\u01b0\u1ee3c l\u1ea1i, cho r\u1eb1ng c\u00e1c h\u1ea1n ch\u1ebf k\u00e9o d\u00e0i ra ngo\u00e0i l\u00e3i su\u1ea5t th\u1ee5 \u0111\u1ed9ng s\u1ebd ng\u0103n c\u1ea3n c\u00e1c n\u1ec1n t\u1ea3ng th\u01b0\u1edfng cho kh\u00e1ch h\u00e0ng v\u00ec c\u00e1c ho\u1ea1t \u0111\u1ed9ng h\u1ee3p ph\u00e1p. Gi\u00e1m \u0111\u1ed1c Ch\u00ednh s\u00e1ch c\u1ee7a Coinbase<\/strong>, Faryar Shirzad<\/strong>, \u0111\u00e3 n\u00f3i trong c\u00e1c cu\u1ed9c \u0111\u00e0m ph\u00e1n v\u00e0o th\u00e1ng N\u0103m r\u1eb1ng c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u1ea3m b\u1ea3o c\u00e1c h\u1ea1n ch\u1ebf ch\u1eb7t ch\u1ebd h\u01a1n trong khi th\u1ecfa hi\u1ec7p gi\u1eef l\u1ea1i c\u00e1c ph\u1ea7n th\u01b0\u1edfng li\u00ean quan \u0111\u1ebfn vi\u1ec7c s\u1eed d\u1ee5ng th\u1ef1c t\u1ebf c\u00e1c n\u1ec1n t\u1ea3ng v\u00e0 m\u1ea1ng l\u01b0\u1edbi ti\u1ec1n \u0111i\u1ec7n t\u1eed.<\/p>\n

Cu\u1ed9c tranh c\u00e3i \u0111\u00e3 tr\u1edf th\u00e0nh m\u1ed9t trong nh\u1eefng v\u1ea5n \u0111\u1ec1 dai d\u1eb3ng nh\u1ea5t xung quanh \u0110\u1ea1o lu\u1eadt CLARITY, v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c ng\u00e2n h\u00e0ng c\u1ea3nh b\u00e1o v\u1ec1 vi\u1ec7c m\u1ea5t ti\u1ec1n g\u1eedi trong khi c\u00e1c c\u00f4ng ty ti\u1ec1n \u0111i\u1ec7n t\u1eed \u0111\u00e3 th\u00fac \u0111\u1ea9y vi\u1ec7c b\u1ea3o t\u1ed3n c\u00e1c ph\u1ea7n th\u01b0\u1edfng kh\u00f4ng t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi l\u00e3i su\u1ea5t th\u1ee5 \u0111\u1ed9ng.<\/p>\n

Tri\u1ec3n v\u1ecdng t\u01b0\u01a1ng lai<\/h2>\n

\u0110\u1ea7u n\u0103m nay, c\u00e1c nh\u00f3m ng\u00e2n h\u00e0ng \u0111\u00e3 t\u0103ng c\u01b0\u1eddng v\u1eadn \u0111\u1ed9ng khi c\u00e1c nh\u00e0 l\u1eadp ph\u00e1p chu\u1ea9n b\u1ecb d\u1ef1 lu\u1eadt cho s\u1ef1 xem x\u00e9t c\u1ee7a Th\u01b0\u1ee3ng vi\u1ec7n. M\u1ed9t chi\u1ebfn d\u1ecbch c\u1ee7a Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng M\u1ef9<\/strong> \u0111\u00e3 g\u1eedi h\u00e0ng ng\u00e0n tin nh\u1eafn \u0111\u1ebfn c\u00e1c v\u0103n ph\u00f2ng Th\u01b0\u1ee3ng vi\u1ec7n khi ng\u00e0nh n\u00e0y t\u00ecm ki\u1ebfm nh\u1eefng thay \u0111\u1ed5i \u0111\u1ed1i v\u1edbi c\u00e1c \u0111i\u1ec1u kho\u1ea3n stablecoin. Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh Ng\u00e2n h\u00e0ng M\u1ef9, Brian Moynihan<\/strong>, tr\u01b0\u1edbc \u0111\u00e2y \u0111\u00e3 \u01b0\u1edbc t\u00ednh r\u1eb1ng c\u00f3 th\u1ec3 l\u00ean t\u1edbi 6 ngh\u00ecn t\u1ef7 \u0111\u00f4 la<\/strong> c\u00f3 th\u1ec3 cu\u1ed1i c\u00f9ng chuy\u1ec3n t\u1eeb ti\u1ec1n g\u1eedi ng\u00e2n h\u00e0ng sang stablecoin d\u01b0\u1edbi m\u1ed9t c\u1ea5u tr\u00fac quy \u0111\u1ecbnh cho ph\u00e9p c\u00e1c token c\u1ea1nh tranh tr\u1ef1c ti\u1ebfp h\u01a1n v\u1edbi ti\u1ec1n m\u1eb7t c\u1ee7a kh\u00e1ch h\u00e0ng.<\/p>\n

Nh\u1eefng lo ng\u1ea1i c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng m\u1edf r\u1ed9ng \u0111\u1ebfn c\u00e1c h\u1eadu qu\u1ea3 cho vay c\u1ee7a m\u1ed9t d\u00f2ng ch\u1ea3y nh\u01b0 v\u1eady. C\u00e1c ng\u00e2n h\u00e0ng s\u1eed d\u1ee5ng ti\u1ec1n g\u1eedi nh\u01b0 m\u1ed9t ngu\u1ed3n t\u00e0i tr\u1ee3 cho c\u00e1c kho\u1ea3n vay th\u1ebf ch\u1ea5p, kho\u1ea3n vay kinh doanh v\u00e0 c\u00e1c kho\u1ea3n t\u00edn d\u1ee5ng kh\u00e1c, trong khi c\u00e1c d\u1ef1 tr\u1eef stablecoin th\u01b0\u1eddng \u0111\u01b0\u1ee3c gi\u1eef b\u1eb1ng ti\u1ec1n m\u1eb7t, tr\u00e1i phi\u1ebfu kho b\u1ea1c ng\u1eafn h\u1ea1n c\u1ee7a M\u1ef9 v\u00e0 c\u00e1c t\u00e0i s\u1ea3n thanh kho\u1ea3n t\u01b0\u01a1ng t\u1ef1.<\/p>\n

C\u00e1c \u0111\u1ea1i di\u1ec7n c\u1ee7a ng\u00e0nh c\u00f4ng nghi\u1ec7p ti\u1ec1n \u0111i\u1ec7n t\u1eed tranh c\u00e3i v\u1ec1 quy m\u00f4 c\u1ee7a r\u1ee7i ro. H\u1ed9i \u0111\u1ed3ng C\u1ed1 v\u1ea5n Kinh t\u1ebf Nh\u00e0 Tr\u1eafng<\/strong> \u0111\u00e3 th\u00e1ch th\u1ee9c l\u1eadp lu\u1eadn v\u1ec1 ti\u1ec1n g\u1eedi v\u00e0o th\u00e1ng T\u01b0, \u01b0\u1edbc t\u00ednh r\u1eb1ng vi\u1ec7c c\u1ea5m l\u1ee3i su\u1ea5t stablecoin s\u1ebd t\u0103ng c\u01b0\u1eddng cho vay ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng kho\u1ea3ng 2,1 t\u1ef7 \u0111\u00f4 la<\/strong>, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng kho\u1ea3ng 0,02%<\/strong> t\u1ed5ng s\u1ed1 kho\u1ea3n vay.<\/p>\n

Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh Coinbase<\/strong>, Brian Armstrong<\/strong>, c\u0169ng \u0111\u00e3 l\u1eadp lu\u1eadn r\u1eb1ng c\u00e1c ng\u00e2n h\u00e0ng \u0111ang t\u00ecm c\u00e1ch h\u1ea1n ch\u1ebf c\u1ea1nh tranh t\u1eeb c\u00e1c stablecoin. Trong c\u00e1c cu\u1ed9c \u0111\u00e0m ph\u00e1n, \u00f4ng \u0111\u00e3 c\u00e1o bu\u1ed9c c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn c\u1ed1 g\u1eafng ng\u0103n c\u1ea3n ng\u01b0\u1eddi ti\u00eau d\u00f9ng nh\u1eadn \u0111\u01b0\u1ee3c l\u1ee3i t\u1ee9c t\u1eeb c\u00e1c t\u00e0i s\u1ea3n d\u1ef1 tr\u1eef stablecoin.<\/p>\n

K\u1ebft lu\u1eadn<\/h2>\n

Cu\u1ed9c ki\u1ec3m tra quy tr\u00ecnh ti\u1ebfp theo d\u1ef1 ki\u1ebfn s\u1ebd di\u1ec5n ra sau khi c\u00e1c nh\u00e0 l\u1eadp ph\u00e1p tr\u1edf l\u1ea1i t\u1eeb k\u1ef3 ngh\u1ec9 th\u00e1ng T\u00e1m c\u1ee7a Th\u01b0\u1ee3ng vi\u1ec7n. L\u00e3nh \u0111\u1ea1o \u0110\u1ea3ng C\u1ed9ng h\u00f2a Th\u01b0\u1ee3ng vi\u1ec7n John Thune<\/strong> \u0111\u00e3 l\u00ean l\u1ecbch m\u1ed9t cu\u1ed9c b\u1ecf phi\u1ebfu cloture v\u00e0o ng\u00e0y 15 th\u00e1ng 9<\/strong>, chuy\u1ec3n cu\u1ed9c b\u1ecf phi\u1ebfu ban \u0111\u1ea7u v\u00e0o th\u00e1ng 9 sau nh\u1eefng tr\u00ec ho\u00e3n tr\u01b0\u1edbc \u0111\u00f3.<\/p>\n","protected":false},"excerpt":{"rendered":"

Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh Citigroup \u1ee7ng h\u1ed9 \u0110\u1ea1o lu\u1eadt CLARITY Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh Citigroup, Jane Fraser, \u0111\u00e3 b\u00e0y t\u1ecf s\u1ef1 \u1ee7ng h\u1ed9 \u0111\u1ed1i v\u1edbi vi\u1ec7c th\u00f4ng qua \u0110\u1ea1o lu\u1eadt CLARITY, \u0111\u1ed3ng th\u1eddi k\u00eau g\u1ecdi nh\u1eefng thay \u0111\u1ed5i c\u1ea7n thi\u1ebft \u0111\u1ed1i v\u1edbi c\u00e1c quy \u0111\u1ecbnh…<\/p>\n","protected":false},"author":3,"featured_media":21739,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[42,48],"tags":[9318,11712,10139,4225,5615,7367,4332,11100,4217,10702,4204],"class_list":["post-21740","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bitcoin","category-legal","tag-american-bankers-association","tag-angela-alsobrooks","tag-bank-policy-institute","tag-bitcoin","tag-citigroup","tag-clarity-act","tag-genius-act","tag-independent-community-bankers-of-america","tag-legal","tag-thom-tillis","tag-usa"],"yoast_head":"\nGi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh Citigroup \u1ee7ng h\u1ed9 \u0110\u1ea1o lu\u1eadt CLARITY nh\u01b0ng c\u1ea3nh b\u00e1o r\u1eb1ng ph\u1ea7n th\u01b0\u1edfng stablecoin c\u00f3 th\u1ec3 g\u00e2y h\u1ea1i cho c\u00e1c ng\u00e2n h\u00e0ng - CryptoZen<\/title>\n<meta name=\"description\" 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