{"id":21802,"date":"2026-08-17T08:48:16","date_gmt":"2026-08-17T08:48:16","guid":{"rendered":"https:\/\/cryptozen.asia\/vn\/trung-quoc-mo-rong-mang-luoi-dong-nhan-dan-te-ky-thuat-so-voi-viec-bo-sung-tam-ngan-hang-moi\/"},"modified":"2026-08-17T08:48:16","modified_gmt":"2026-08-17T08:48:16","slug":"trung-quoc-mo-rong-mang-luoi-dong-nhan-dan-te-ky-thuat-so-voi-viec-bo-sung-tam-ngan-hang-moi","status":"publish","type":"post","link":"https:\/\/cryptozen.asia\/vn\/trung-quoc-mo-rong-mang-luoi-dong-nhan-dan-te-ky-thuat-so-voi-viec-bo-sung-tam-ngan-hang-moi\/","title":{"rendered":"Trung Qu\u1ed1c M\u1edf R\u1ed9ng M\u1ea1ng L\u01b0\u1edbi \u0110\u1ed3ng Nh\u00e2n D\u00e2n T\u1ec7 K\u1ef9 Thu\u1eadt S\u1ed1 V\u1edbi Vi\u1ec7c B\u1ed5 Sung T\u00e1m Ng\u00e2n H\u00e0ng M\u1edbi"},"content":{"rendered":"

Ng\u00e2n h\u00e0ng Nh\u00e2n d\u00e2n Trung Qu\u1ed1c M\u1edf R\u1ed9ng M\u1ea1ng L\u01b0\u1edbi e-CNY<\/h2>\n

Ng\u00e2n h\u00e0ng Nh\u00e2n d\u00e2n Trung Qu\u1ed1c v\u1eeba b\u1ed5 sung t\u00e1m ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i<\/strong> v\u00e0o m\u1ea1ng l\u01b0\u1edbi v\u1eadn h\u00e0nh \u0111\u1ed3ng nh\u00e2n d\u00e2n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 (e-CNY)<\/strong>, n\u00e2ng t\u1ed5ng s\u1ed1 nh\u00e0 \u0111i\u1ec1u h\u00e0nh d\u1ecbch v\u1ee5 l\u00ean 30<\/strong>. \u0110i\u1ec1u n\u00e0y di\u1ec5n ra trong b\u1ed1i c\u1ea3nh ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng ti\u1ebfp t\u1ee5c m\u1edf r\u1ed9ng quy\u1ec1n truy c\u1eadp v\u00e0o \u0111\u1ed3ng ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u01b0\u1ee3c nh\u00e0 n\u01b0\u1edbc b\u1ea3o tr\u1ee3.<\/p>\n

\n

“C\u00e1c ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t bao g\u1ed3m Ng\u00e2n h\u00e0ng Ping An, Ng\u00e2n h\u00e0ng Hengfeng, Ng\u00e2n h\u00e0ng Trung Qu\u1ed1c Bohai, Ng\u00e2n h\u00e0ng Th\u01b0\u1ee3ng H\u1ea3i, Ng\u00e2n h\u00e0ng H\u00e0ng Ch\u00e2u, Ng\u00e2n h\u00e0ng Huishang, Ng\u00e2n h\u00e0ng Tr\u01b0\u1eddng Sa v\u00e0 Ng\u00e2n h\u00e0ng V\u1ecbnh Beibu Guangxi.”<\/p>\n<\/blockquote>\n

Nh\u1eefng ng\u00e2n h\u00e0ng n\u00e0y \u0111\u00e3 \u0111\u01b0\u1ee3c k\u1ebft n\u1ed1i v\u1edbi h\u1ec7 th\u1ed1ng \u0111\u1ed3ng nh\u00e2n d\u00e2n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng, thi\u1ebft l\u1eadp c\u00e1c li\u00ean k\u1ebft k\u1ef9 thu\u1eadt c\u1ea7n thi\u1ebft \u0111\u1ec3 cung c\u1ea5p d\u1ecbch v\u1ee5 e-CNY. Ho\u1ea1t \u0111\u1ed9ng h\u01b0\u1edbng t\u1edbi kh\u00e1ch h\u00e0ng s\u1ebd b\u1eaft \u0111\u1ea7u sau khi m\u1ed7i t\u1ed5 ch\u1ee9c ho\u00e0n t\u1ea5t c\u00e1c chu\u1ea9n b\u1ecb kinh doanh v\u00e0 k\u1ef9 thu\u1eadt c\u00f2n l\u1ea1i, theo th\u00f4ng b\u00e1o c\u1ee7a PBOC.<\/p>\n

S\u1ef1 B\u1ed5 Sung v\u00e0 K\u1ebf Ho\u1ea1ch T\u01b0\u01a1ng Lai<\/h2>\n

S\u1ef1 b\u1ed5 sung n\u00e0y \u0111\u00e3 n\u00e2ng s\u1ed1 l\u01b0\u1ee3ng nh\u00e0 \u0111i\u1ec1u h\u00e0nh \u0111\u1ed3ng nh\u00e2n d\u00e2n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n t\u1eeb 22 l\u00ean 30<\/strong>. Ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng cho bi\u1ebft s\u1ebd ti\u1ebfp t\u1ee5c \u0111\u01b0a th\u00eam nhi\u1ec1u t\u1ed5 ch\u1ee9c v\u00e0o h\u1ec7 th\u1ed1ng theo c\u00e1c nguy\u00ean t\u1eafc d\u1ef1a tr\u00ean th\u1ecb tr\u01b0\u1eddng v\u00e0 quy \u0111\u1ecbnh, \u0111\u1ed3ng th\u1eddi t\u00ecm ki\u1ebfm m\u1ed9t m\u00f4i tr\u01b0\u1eddng c\u1ea1nh tranh m\u1edf v\u00e0 c\u00f4ng b\u1eb1ng cho c\u00e1c d\u1ecbch v\u1ee5 \u0111\u1ed3ng nh\u00e2n d\u00e2n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1.<\/p>\n

V\u00f2ng b\u1ed5 sung n\u00e0y \u0111\u00e3 t\u0103ng s\u1ed1 l\u01b0\u1ee3ng nh\u00e0 \u0111i\u1ec1u h\u00e0nh ng\u00e2n h\u00e0ng l\u00ean 22<\/strong>, theo th\u00f4ng b\u00e1o c\u1ee7a PBOC v\u00e0o th\u1eddi \u0111i\u1ec3m \u0111\u00f3. C\u00e1c t\u1ed5 ch\u1ee9c m\u1edbi \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t c\u0169ng \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u ho\u00e0n t\u1ea5t c\u00e1c chu\u1ea9n b\u1ecb kinh doanh v\u00e0 k\u1ef9 thu\u1eadt tr\u01b0\u1edbc khi b\u1eaft \u0111\u1ea7u ho\u1ea1t \u0111\u1ed9ng \u0111\u1ed3ng nh\u00e2n d\u00e2n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1.<\/p>\n

\n

“Vi\u1ec7c b\u1ed5 sung th\u00eam t\u00e1m ng\u00e2n h\u00e0ng v\u00e0o th\u00e1ng 8 \u0111\u00e3 \u0111\u01b0a m\u1ea1ng l\u01b0\u1edbi l\u00ean 30 nh\u00e0 \u0111i\u1ec1u h\u00e0nh trong c\u00f9ng m\u1ed9t n\u0103m, m\u1edf r\u1ed9ng s\u1ef1 tham gia cho c\u00e1c t\u1ed5 ch\u1ee9c bao g\u1ed3m c\u00e1c ng\u00e2n h\u00e0ng c\u1ed5 ph\u1ea7n qu\u1ed1c gia v\u00e0 m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i th\u00e0nh ph\u1ed1 v\u00e0 khu v\u1ef1c.”<\/p>\n<\/blockquote>\n

PBOC \u0111\u00e3 li\u00ean k\u1ebft s\u1ef1 m\u1edf r\u1ed9ng g\u1ea7n \u0111\u00e2y v\u1edbi K\u1ebf ho\u1ea1ch 5 n\u0103m l\u1ea7n th\u1ee9 15<\/strong> c\u1ee7a Trung Qu\u1ed1c cho giai \u0111o\u1ea1n 2026\u20132030, trong \u0111\u00f3 k\u00eau g\u1ecdi ph\u00e1t tri\u1ec3n \u0111\u1ed3ng nh\u00e2n d\u00e2n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 m\u1ed9t c\u00e1ch \u1ed5n \u0111\u1ecbnh.<\/p>\n

C\u1ea3i Thi\u1ec7n Quy\u1ec1n Truy C\u1eadp v\u00e0 L\u00e3i Su\u1ea5t<\/h2>\n

Ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng cho bi\u1ebft c\u00e1c nh\u00e0 \u0111i\u1ec1u h\u00e0nh b\u1ed5 sung nh\u1eb1m c\u1ea3i thi\u1ec7n quy\u1ec1n truy c\u1eadp v\u00e0o d\u1ecbch v\u1ee5 e-CNY v\u00e0 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u v\u1ec1 c\u00e1c t\u00f9y ch\u1ecdn thanh to\u00e1n an to\u00e0n, thu\u1eadn ti\u1ec7n v\u00e0 hi\u1ec7u qu\u1ea3<\/strong>. Trung Qu\u1ed1c \u0111\u00e3 ph\u00e1t tri\u1ec3n \u0111\u1ed3ng nh\u00e2n d\u00e2n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 th\u00f4ng qua m\u1ed9t c\u1ea5u tr\u00fac hai c\u1ea5p, trong \u0111\u00f3 ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng ki\u1ec3m so\u00e1t \u0111\u1ed3ng ti\u1ec1n v\u00e0 c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng c\u01a1 b\u1ea3n, trong khi c\u00e1c t\u1ed5 ch\u1ee9c th\u01b0\u01a1ng m\u1ea1i \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t x\u1eed l\u00fd d\u1ecbch v\u1ee5 cho ng\u01b0\u1eddi d\u00f9ng.<\/p>\n

Vi\u1ec7c m\u1edf r\u1ed9ng m\u1ea1ng l\u01b0\u1edbi nh\u00e0 \u0111i\u1ec1u h\u00e0nh theo sau m\u1ed9t thay \u0111\u1ed5i l\u1edbn v\u1ec1 c\u00e1ch c\u00e1c s\u1ed1 d\u01b0 \u0111\u1ed3ng nh\u00e2n d\u00e2n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u01b0\u1ee3c x\u1eed l\u00fd trong h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng c\u1ee7a Trung Qu\u1ed1c. B\u1eaft \u0111\u1ea7u t\u1eeb ng\u00e0y 1 th\u00e1ng 1 n\u0103m 2026<\/strong>, c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd \u0111\u01b0\u1ee3c ph\u00e9p tr\u1ea3 l\u00e3i su\u1ea5t cho c\u00e1c v\u00ed \u0111\u1ed3ng nh\u00e2n d\u00e2n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c minh, sau khi PBOC thay \u0111\u1ed5i khung quy \u0111\u1ecbnh \u0111\u1ed1i v\u1edbi c\u00e1c s\u1ed1 d\u01b0 e-CNY.<\/p>\n

\n

“C\u00e1c s\u1ed1 d\u01b0 \u0111\u1ed3ng nh\u00e2n d\u00e2n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c minh tr\u1edf n\u00ean \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n nh\u1eadn l\u00e3i su\u1ea5t theo c\u00e1c quy \u0111\u1ecbnh t\u1ef1 qu\u1ea3n l\u00fd t\u01b0\u01a1ng t\u1ef1 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh l\u00e3i su\u1ea5t tr\u00ean c\u00e1c kho\u1ea3n ti\u1ec1n g\u1eedi th\u00f4ng th\u01b0\u1eddng.”<\/p>\n<\/blockquote>\n

Th\u1eed Nghi\u1ec7m v\u00e0 \u1ee8ng D\u1ee5ng M\u1edbi<\/h2>\n

C\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng Trung Qu\u1ed1c \u0111\u00e3 ti\u1ebfp t\u1ee5c th\u1eed nghi\u1ec7m c\u00e1c \u1ee9ng d\u1ee5ng m\u1edbi cho \u0111\u1ed3ng ti\u1ec1n n\u00e0y sau nhi\u1ec1u n\u0103m ch\u01b0\u01a1ng tr\u00ecnh th\u00ed \u0111i\u1ec3m trong n\u01b0\u1edbc li\u00ean quan \u0111\u1ebfn thanh to\u00e1n b\u00e1n l\u1ebb, d\u1ecbch v\u1ee5 c\u00f4ng v\u00e0 giao d\u1ecbch th\u01b0\u01a1ng m\u1ea1i. Vi\u1ec7c b\u1ed5 sung th\u00eam nhi\u1ec1u ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i cung c\u1ea5p cho PBOC m\u1ed9t l\u1ed9 tr\u00ecnh kh\u00e1c \u0111\u1ec3 m\u1edf r\u1ed9ng d\u1ecbch v\u1ee5 e-CNY th\u00f4ng qua c\u00e1c t\u1ed5 ch\u1ee9c \u0111\u00e3 duy tr\u00ec m\u1ed1i quan h\u1ec7 v\u1edbi kh\u00e1ch h\u00e0ng v\u00e0 c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng thanh to\u00e1n tr\u00ean kh\u1eafp c\u00e1c khu v\u1ef1c kh\u00e1c nhau c\u1ee7a Trung Qu\u1ed1c.<\/p>\n

C\u00f9ng v\u1edbi nh\u1eefng thay \u0111\u1ed5i trong ng\u00e2n h\u00e0ng n\u1ed9i \u0111\u1ecba, c\u00e1c t\u1ed5 ch\u1ee9c Trung Qu\u1ed1c \u0111\u00e3 ti\u1ebfp t\u1ee5c th\u1eed nghi\u1ec7m c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng \u0111\u1ed3ng nh\u00e2n d\u00e2n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 cho c\u00e1c thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi. V\u00e0o th\u00e1ng 7, chi nh\u00e1nh Th\u01b0\u1ee3ng H\u1ea3i c\u1ee7a Ng\u00e2n h\u00e0ng C\u00f4ng th\u01b0\u01a1ng Trung Qu\u1ed1c v\u00e0 ICBC Singapore \u0111\u00e3 ho\u00e0n th\u00e0nh giao d\u1ecbch thanh to\u00e1n \u0111\u1ea7u ti\u00ean gi\u1eefa Trung Qu\u1ed1c v\u00e0 Singapore th\u00f4ng qua n\u1ec1n t\u1ea3ng thanh to\u00e1n to\u00e0n di\u1ec7n Digital Currency Express<\/strong> \u0111\u01b0\u1ee3c n\u00e2ng c\u1ea5p, \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 CBETS.<\/p>\n

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“Giao d\u1ecbch n\u00e0y bao g\u1ed3m g\u1ea7n 10 tri\u1ec7u nh\u00e2n d\u00e2n t\u1ec7 trong chi ph\u00ed v\u1eadn chuy\u1ec3n h\u00e0ng nh\u1eadp kh\u1ea9u cho m\u1ed9t c\u00f4ng ty con c\u1ee7a m\u1ed9t doanh nghi\u1ec7p nh\u00e0 n\u01b0\u1edbc.”<\/p>\n<\/blockquote>\n

CBETS \u0111\u01b0\u1ee3c ph\u00e1t tri\u1ec3n b\u1edfi Trung t\u00e2m Ho\u1ea1t \u0111\u1ed9ng Qu\u1ed1c t\u1ebf cho \u0111\u1ed3ng nh\u00e2n d\u00e2n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 d\u01b0\u1edbi s\u1ef1 h\u01b0\u1edbng d\u1eabn c\u1ee7a Vi\u1ec7n Nghi\u00ean c\u1ee9u Ti\u1ec1n t\u1ec7 K\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a PBOC. C\u01a1 s\u1edf h\u1ea1 t\u1ea7ng \u0111\u01b0\u1ee3c n\u00e2ng c\u1ea5p k\u1ebft h\u1ee3p c\u00e1c h\u1ec7 th\u1ed1ng thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi, d\u1ecbch v\u1ee5 blockchain v\u00e0 t\u00e0i s\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1 tr\u01b0\u1edbc \u0111\u00f3, \u0111\u1ed3ng th\u1eddi h\u1ed7 tr\u1ee3 c\u00e1c ti\u00eau chu\u1ea9n nh\u1eafn tin ISO 20022 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong c\u00e1c m\u1ea1ng t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf.<\/p>\n

K\u1ebft Lu\u1eadn<\/h2>\n

C\u00e1c c\u01a1 quan khu v\u1ef1c c\u0169ng \u0111\u00e3 \u0111\u01b0a vi\u1ec7c m\u1edf r\u1ed9ng e-CNY v\u00e0o c\u00e1c \u0111\u1ec1 xu\u1ea5t ch\u00ednh s\u00e1ch t\u00e0i ch\u00ednh cho giai \u0111o\u1ea1n 2026\u20132030. V\u00e0o \u0111\u1ea7u th\u00e1ng 8, Qu\u1ea3ng \u0110\u00f4ng \u0111\u00e3 c\u00f4ng b\u1ed1 m\u1ed9t d\u1ef1 th\u1ea3o k\u1ebf ho\u1ea1ch ph\u00e1t tri\u1ec3n \u0111\u1ec1 xu\u1ea5t nhi\u1ec1u th\u1eed nghi\u1ec7m e-CNY xuy\u00ean bi\u00ean gi\u1edbi h\u01a1n trong Khu Th\u01b0\u01a1ng m\u1ea1i T\u1ef1 do Th\u00ed \u0111i\u1ec3m Trung Qu\u1ed1c (Qu\u1ea3ng \u0110\u00f4ng).<\/p>\n

T\u00e0i li\u1ec7u tham v\u1ea5n k\u00eau g\u1ecdi th\u00eam c\u00e1c tr\u01b0\u1eddng h\u1ee3p s\u1eed d\u1ee5ng \u0111\u1ed3ng nh\u00e2n d\u00e2n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 b\u00ean c\u1ea1nh c\u00e1c s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh xuy\u00ean bi\u00ean gi\u1edbi, t\u00e0i ch\u00ednh ngo\u00e0i kh\u01a1i, t\u00e0i ch\u00ednh xanh, qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n v\u00e0 th\u1eed nghi\u1ec7m fintech.<\/p>\n","protected":false},"excerpt":{"rendered":"

Ng\u00e2n h\u00e0ng Nh\u00e2n d\u00e2n Trung Qu\u1ed1c M\u1edf R\u1ed9ng M\u1ea1ng L\u01b0\u1edbi e-CNY Ng\u00e2n h\u00e0ng Nh\u00e2n d\u00e2n Trung Qu\u1ed1c v\u1eeba b\u1ed5 sung t\u00e1m ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i v\u00e0o m\u1ea1ng l\u01b0\u1edbi v\u1eadn h\u00e0nh \u0111\u1ed3ng nh\u00e2n d\u00e2n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 (e-CNY), n\u00e2ng t\u1ed5ng s\u1ed1 nh\u00e0 \u0111i\u1ec1u h\u00e0nh d\u1ecbch v\u1ee5 l\u00ean…<\/p>\n","protected":false},"author":3,"featured_media":21801,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48],"tags":[4203,4217,5619],"class_list":["post-21802","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal","tag-china","tag-legal","tag-peoples-bank-of-china-2"],"yoast_head":"\nTrung Qu\u1ed1c M\u1edf R\u1ed9ng M\u1ea1ng L\u01b0\u1edbi \u0110\u1ed3ng Nh\u00e2n D\u00e2n T\u1ec7 K\u1ef9 Thu\u1eadt 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