{"id":22548,"date":"2026-09-16T10:02:15","date_gmt":"2026-09-16T10:02:15","guid":{"rendered":"https:\/\/cryptozen.asia\/vn\/cac-ngan-hang-anh-duy-tri-han-che-thanh-toan-tien-dien-tu-khi-che-do-fca-den-gan\/"},"modified":"2026-09-16T10:02:15","modified_gmt":"2026-09-16T10:02:15","slug":"cac-ngan-hang-anh-duy-tri-han-che-thanh-toan-tien-dien-tu-khi-che-do-fca-den-gan","status":"publish","type":"post","link":"https:\/\/cryptozen.asia\/vn\/cac-ngan-hang-anh-duy-tri-han-che-thanh-toan-tien-dien-tu-khi-che-do-fca-den-gan\/","title":{"rendered":"C\u00e1c ng\u00e2n h\u00e0ng Anh duy tr\u00ec h\u1ea1n ch\u1ebf thanh to\u00e1n ti\u1ec1n \u0111i\u1ec7n t\u1eed khi ch\u1ebf \u0111\u1ed9 FCA \u0111\u1ebfn g\u1ea7n"},"content":{"rendered":"

C\u00e1c H\u1ea1n Ch\u1ebf Thanh To\u00e1n \u0110\u1ebfn S\u00e0n Giao D\u1ecbch Ti\u1ec1n \u0110i\u1ec7n T\u1eed T\u1ea1i Anh<\/h2>\n

C\u00e1c ng\u00e2n h\u00e0ng Anh v\u1eabn duy tr\u00ec c\u00e1c h\u1ea1n ch\u1ebf nghi\u00eam ng\u1eb7t<\/strong> \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n thanh to\u00e1n \u0111\u1ebfn c\u00e1c s\u00e0n giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed, trong b\u1ed1i c\u1ea3nh C\u01a1 quan Qu\u1ea3n l\u00fd T\u00e0i ch\u00ednh (FCA)<\/strong> chu\u1ea9n b\u1ecb m\u1edf c\u1ed5ng \u1ee7y quy\u1ec1n ti\u1ec1n \u0111i\u1ec7n t\u1eed m\u1edbi v\u00e0o ng\u00e0y 30 th\u00e1ng 9. FCA \u0111\u00e3 c\u00f4ng b\u1ed1 h\u01b0\u1edbng d\u1eabn m\u1edbi nh\u1eb1m gi\u00fap c\u00e1c doanh nghi\u1ec7p ti\u1ec1n \u0111i\u1ec7n t\u1eed x\u00e1c \u0111\u1ecbnh xem c\u00e1c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u1ecd c\u00f3 c\u1ea7n \u1ee7y quy\u1ec1n hay kh\u00f4ng, khi khung quy \u0111\u1ecbnh \u0111\u1ea7y \u0111\u1ee7 c\u1ee7a V\u01b0\u01a1ng qu\u1ed1c Anh s\u1ebd c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 25 th\u00e1ng 10 n\u0103m 2027.<\/p>\n

Th\u1eddi Gian N\u1ed9p \u0110\u01a1n v\u00e0 C\u00e1c Quy T\u1eafc M\u1edbi<\/h2>\n

Th\u1eddi gian n\u1ed9p \u0111\u01a1n d\u1ef1 ki\u1ebfn s\u1ebd di\u1ec5n ra t\u1eeb ng\u00e0y 30 th\u00e1ng 9 n\u0103m 2026<\/strong> \u0111\u1ebfn ng\u00e0y 28 th\u00e1ng 2 n\u0103m 2027<\/strong>. C\u00e1c quy t\u1eafc m\u1edbi s\u1ebd \u0111\u01b0a c\u00e1c ho\u1ea1t \u0111\u1ed9ng nh\u01b0 ph\u00e1t h\u00e0nh stablecoin<\/em> \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n, n\u1ec1n t\u1ea3ng giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed, l\u01b0u k\u00fd, giao d\u1ecbch, s\u1eafp x\u1ebfp giao d\u1ecbch v\u00e0 staking<\/em> v\u00e0o khung quy \u0111\u1ecbnh d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh c\u1ee7a V\u01b0\u01a1ng qu\u1ed1c Anh. \u0110\u0103ng k\u00fd hi\u1ec7n t\u1ea1i theo quy \u0111\u1ecbnh ch\u1ed1ng r\u1eeda ti\u1ec1n s\u1ebd kh\u00f4ng t\u1ef1 \u0111\u1ed9ng chuy\u1ec3n \u0111\u1ed5i th\u00e0nh \u1ee7y quy\u1ec1n theo h\u1ec7 th\u1ed1ng m\u1edbi.<\/p>\n

C\u00e1c H\u1ea1n Ch\u1ebf C\u1ee5 Th\u1ec3 C\u1ee7a C\u00e1c Ng\u00e2n H\u00e0ng<\/h2>\n

C\u00e1c h\u1ea1n ch\u1ebf thanh to\u00e1n c\u1ee7a ng\u00e2n h\u00e0ng n\u1eb1m ngo\u00e0i quy tr\u00ecnh \u1ee7y quy\u1ec1n n\u00e0y. Khung quy \u0111\u1ecbnh m\u1edbi \u0111\u1eb7t ra c\u00e1c ti\u00eau chu\u1ea9n cho c\u00e1c doanh nghi\u1ec7p ti\u1ec1n \u0111i\u1ec7n t\u1eed, nh\u01b0ng kh\u00f4ng y\u00eau c\u1ea7u c\u1ee5 th\u1ec3 r\u1eb1ng c\u00e1c ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb ph\u1ea3i ch\u1ea5p nh\u1eadn c\u00e1c kho\u1ea3n thanh to\u00e1n \u0111\u1ebfn c\u00e1c s\u00e0n giao d\u1ecbch. C\u00e1c h\u1ea1n ch\u1ebf n\u00e0y kh\u00e1c nhau \u0111\u00e1ng k\u1ec3 gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng Anh, t\u1eeb gi\u1edbi h\u1ea1n h\u00e0ng th\u00e1ng \u0111\u1ebfn c\u1ea5m ho\u00e0n to\u00e0n c\u00e1c kho\u1ea3n thanh to\u00e1n ra ngo\u00e0i.<\/p>\n

\n

Barclays<\/strong> hi\u1ec7n gi\u1edbi h\u1ea1n c\u00e1c kho\u1ea3n chuy\u1ec3n kho\u1ea3n ng\u00e2n h\u00e0ng c\u00e1 nh\u00e2n v\u00e0 doanh nghi\u1ec7p \u0111\u1ebfn c\u00e1c s\u00e0n giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed \u1edf m\u1ee9c 2.500 b\u1ea3ng Anh<\/strong> cho m\u1ed7i giao d\u1ecbch v\u00e0 10.000 b\u1ea3ng Anh<\/strong> cho m\u1ed7i th\u00e1ng. Gi\u1edbi h\u1ea1n th\u1ebb ghi n\u1ee3 ti\u1ec1n \u0111i\u1ec7n t\u1eed c\u1ee7a h\u1ecd l\u00e0 10.000 b\u1ea3ng Anh<\/strong> h\u00e0ng th\u00e1ng, trong khi Barclaycard \u0111\u00e3 ng\u1eebng cho ph\u00e9p giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed v\u00e0o th\u00e1ng 6 n\u0103m 2025.<\/p>\n

HSBC UK<\/strong> \u00e1p d\u1ee5ng gi\u1edbi h\u1ea1n thanh to\u00e1n \u0111\u01a1n l\u00e0 2.500 b\u1ea3ng Anh<\/strong> v\u00e0 tr\u1ea7n 30 ng\u00e0y l\u00e0 10.000 b\u1ea3ng Anh<\/strong> cho c\u00e1c kho\u1ea3n thanh to\u00e1n ng\u00e2n h\u00e0ng v\u00e0 th\u1ebb ghi n\u1ee3 \u0111\u1ebfn c\u00e1c s\u00e0n giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed. Mua h\u00e0ng b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng v\u1eabn b\u1ecb c\u1ea5m.<\/p>\n

NatWest<\/strong> c\u00f3 ch\u00ednh s\u00e1ch nghi\u00eam ng\u1eb7t h\u01a1n, gi\u1edbi h\u1ea1n c\u00e1c kho\u1ea3n thanh to\u00e1n m\u00e0 h\u1ecd x\u00e1c \u0111\u1ecbnh l\u00e0 \u0111\u1ebfn c\u00e1c s\u00e0n giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed \u1edf m\u1ee9c 1.000 b\u1ea3ng Anh<\/strong> m\u1ed7i ng\u00e0y v\u00e0 5.000 b\u1ea3ng Anh<\/strong> trong 30 ng\u00e0y.<\/p>\n

Santander<\/strong> gi\u1edbi h\u1ea1n c\u00e1c kho\u1ea3n thanh to\u00e1n \u0111\u1ebfn c\u00e1c s\u00e0n giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed c\u00f3 th\u1ec3 nh\u1eadn di\u1ec7n \u1edf m\u1ee9c 1.000 b\u1ea3ng Anh<\/strong> cho m\u1ed7i giao d\u1ecbch v\u00e0 3.000 b\u1ea3ng Anh<\/strong> trong kho\u1ea3ng th\u1eddi gian 30 ng\u00e0y li\u00ean t\u1ee5c.<\/p>\n

Nationwide<\/strong> cho ph\u00e9p mua ti\u1ec1n \u0111i\u1ec7n t\u1eed nh\u01b0ng \u0111\u1eb7t gi\u1edbi h\u1ea1n 1.000 b\u1ea3ng Anh<\/strong> m\u1ed7i ng\u00e0y cho c\u1ea3 chuy\u1ec3n kho\u1ea3n t\u00e0i kho\u1ea3n hi\u1ec7n t\u1ea1i v\u00e0 thanh to\u00e1n th\u1ebb ghi n\u1ee3 tr\u00ean h\u1ea7u h\u1ebft c\u00e1c t\u00e0i kho\u1ea3n c\u1ee7a ng\u01b0\u1eddi l\u1edbn.<\/p>\n

Monzo<\/strong> \u00e1p d\u1ee5ng m\u1ee9c cho ph\u00e9p ti\u1ec1n \u0111i\u1ec7n t\u1eed l\u00e0 5.000 b\u1ea3ng Anh<\/strong> trong 30 ng\u00e0y li\u00ean t\u1ee5c m\u00e0 kh\u00e1ch h\u00e0ng kh\u00f4ng th\u1ec3 t\u0103ng l\u00ean.<\/p>\n<\/blockquote>\n

C\u00e1c Ng\u00e2n H\u00e0ng Kh\u00e1c v\u00e0 Ch\u00ednh S\u00e1ch Nghi\u00eam Ng\u1eb7t<\/h2>\n

C\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c c\u00f3 c\u00e1ch ti\u1ebfp c\u1eadn nghi\u00eam ng\u1eb7t h\u01a1n. Chase UK<\/strong> cho bi\u1ebft h\u1ecd ch\u1eb7n m\u1ecdi kho\u1ea3n thanh to\u00e1n m\u00e0 h\u1ecd x\u00e1c \u0111\u1ecbnh l\u00e0 giao d\u1ecbch t\u00e0i s\u1ea3n ti\u1ec1n \u0111i\u1ec7n t\u1eed, bao g\u1ed3m c\u1ea3 chuy\u1ec3n kho\u1ea3n ng\u00e2n h\u00e0ng v\u00e0 thanh to\u00e1n th\u1ebb \u0111\u1ebfn c\u00e1c s\u00e0n giao d\u1ecbch. Metro Bank<\/strong> cho bi\u1ebft c\u00e1c kho\u1ea3n thanh to\u00e1n ra ngo\u00e0i \u0111\u1ebfn c\u00e1c s\u00e0n giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed \u0111\u00e3 bi\u1ebft kh\u00f4ng \u0111\u01b0\u1ee3c x\u1eed l\u00fd k\u1ec3 t\u1eeb th\u00e1ng 11 n\u0103m 2024 tr\u00ean t\u1ea5t c\u1ea3 c\u00e1c s\u1ea3n ph\u1ea9m ng\u00e2n h\u00e0ng v\u00e0 ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n c\u1ee7a h\u1ecd.<\/p>\n

Thay \u0110\u1ed5i Quy \u0110\u1ecbnh D\u1ef1 Ki\u1ebfn V\u00e0o N\u0103m 2027<\/h2>\n

C\u00e1c thay \u0111\u1ed5i quy \u0111\u1ecbnh d\u1ef1 ki\u1ebfn v\u00e0o n\u0103m 2027 s\u1ebd gi\u1ea3i quy\u1ebft c\u00e1c c\u00f4ng ty cung c\u1ea5p d\u1ecbch v\u1ee5 ti\u1ec1n \u0111i\u1ec7n t\u1eed, kh\u00f4ng ph\u1ea3i kh\u1ea9u v\u1ecb r\u1ee7i ro th\u01b0\u01a1ng m\u1ea1i c\u1ee7a m\u1ecdi ng\u00e2n h\u00e0ng ph\u1ee5c v\u1ee5 kh\u00e1ch h\u00e0ng c\u1ee7a h\u1ecd. HM Treasury<\/strong> \u0111\u00e3 tuy\u00ean b\u1ed1 trong m\u1ed9t c\u00e2u tr\u1ea3 l\u1eddi t\u1ea1i Qu\u1ed1c h\u1ed9i v\u00e0o th\u00e1ng 3 r\u1eb1ng c\u00e1c quy\u1ebft \u0111\u1ecbnh v\u1ec1 vi\u1ec7c cung c\u1ea5p d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng v\u1eabn “ch\u1ee7 y\u1ebfu mang t\u00ednh th\u01b0\u01a1ng m\u1ea1i”.<\/p>\n

\n

Ch\u00ednh ph\u1ee7 cho bi\u1ebft h\u1ecd mong \u0111\u1ee3i c\u00e1c doanh nghi\u1ec7p \u0111\u01b0\u1ee3c \u0111\u1ed1i x\u1eed c\u00f4ng b\u1eb1ng v\u00e0 s\u1ebd kh\u00f4ng mong \u0111\u1ee3i c\u00e1c c\u00f4ng ty ti\u1ec1n \u0111i\u1ec7n t\u1eed \u0111\u01b0\u1ee3c FCA c\u1ea5p ph\u00e9p ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi c\u00e1c h\u1ea1n ch\u1ebf ch\u1ec9 v\u00ec h\u1ecd ho\u1ea1t \u0111\u1ed9ng trong l\u0129nh v\u1ef1c ti\u1ec1n \u0111i\u1ec7n t\u1eed.<\/p>\n<\/blockquote>\n

\u00c1p L\u1ef1c T\u1eeb C\u00e1c Nh\u00f3m Ng\u00e0nh<\/h2>\n

C\u00e1c nh\u00f3m trong ng\u00e0nh \u0111\u00e3 th\u00fac gi\u1ee5c c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd v\u00e0 c\u00e1c nh\u00e0 l\u1eadp ph\u00e1p thay \u0111\u1ed5i th\u1ecfa thu\u1eadn \u0111\u00f3. Nghi\u00ean c\u1ee9u c\u1ee7a H\u1ed9i \u0111\u1ed3ng Doanh nghi\u1ec7p Cryptoasset V\u01b0\u01a1ng qu\u1ed1c Anh<\/strong> \u01b0\u1edbc t\u00ednh r\u1eb1ng kho\u1ea3ng 40%<\/strong> c\u00e1c kho\u1ea3n thanh to\u00e1n c\u1ed1 g\u1eafng t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng Anh \u0111\u1ebfn c\u00e1c s\u00e0n giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed b\u1ecb ch\u1eb7n ho\u1eb7c tr\u00ec ho\u00e3n. Stand With Crypto UK<\/strong> \u0111\u00e3 ph\u00e1t \u0111\u1ed9ng m\u1ed9t chi\u1ebfn d\u1ecbch v\u00e0o th\u00e1ng 6 y\u00eau c\u1ea7u c\u00e1c th\u00e0nh vi\u00ean c\u1ee7a m\u00ecnh th\u00e1ch th\u1ee9c c\u00e1c h\u1ea1n ch\u1ebf c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n chuy\u1ec3n \u0111\u1ebfn c\u00e1c s\u00e0n giao d\u1ecbch.<\/p>\n

K\u1ebft Lu\u1eadn<\/h2>\n

C\u1ed5ng \u1ee7y quy\u1ec1n c\u1ee7a FCA s\u1ebd m\u1edf v\u00e0o l\u00fac 9 gi\u1edd s\u00e1ng ng\u00e0y 30 th\u00e1ng 9<\/strong> v\u00e0 k\u00e9o d\u00e0i \u0111\u1ebfn 11 gi\u1edd 59 ph\u00fat t\u1ed1i ng\u00e0y 28 th\u00e1ng 2 n\u0103m 2027<\/strong>. C\u01a1 quan qu\u1ea3n l\u00fd k\u1ef3 v\u1ecdng ch\u1ebf \u0111\u1ed9 \u0111\u1ea7y \u0111\u1ee7 s\u1ebd b\u1eaft \u0111\u1ea7u v\u00e0o ng\u00e0y 25 th\u00e1ng 10 n\u0103m 2027<\/strong>. C\u00e1c c\u00f4ng ty th\u1ef1c hi\u1ec7n c\u00e1c ho\u1ea1t \u0111\u1ed9ng ti\u1ec1n \u0111i\u1ec7n t\u1eed \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh s\u1ebd c\u1ea7n \u1ee7y quy\u1ec1n theo \u0110\u1ea1o lu\u1eadt D\u1ecbch v\u1ee5 T\u00e0i ch\u00ednh v\u00e0 Th\u1ecb tr\u01b0\u1eddng.<\/p>\n","protected":false},"excerpt":{"rendered":"

C\u00e1c H\u1ea1n Ch\u1ebf Thanh To\u00e1n \u0110\u1ebfn S\u00e0n Giao D\u1ecbch Ti\u1ec1n \u0110i\u1ec7n T\u1eed T\u1ea1i Anh C\u00e1c ng\u00e2n h\u00e0ng Anh v\u1eabn duy tr\u00ec c\u00e1c h\u1ea1n ch\u1ebf nghi\u00eam ng\u1eb7t \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n thanh to\u00e1n \u0111\u1ebfn c\u00e1c s\u00e0n giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed, trong b\u1ed1i c\u1ea3nh C\u01a1 quan Qu\u1ea3n l\u00fd T\u00e0i 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