{"id":22930,"date":"2026-09-28T07:52:14","date_gmt":"2026-09-28T07:52:14","guid":{"rendered":"https:\/\/cryptozen.asia\/vn\/sofi-chuyen-doi-doanh-nghiep-the-25-ty-usd-sang-stablecoin-cua-chinh-minh-ripple-co-nen-lo-ngai\/"},"modified":"2026-09-28T07:52:14","modified_gmt":"2026-09-28T07:52:14","slug":"sofi-chuyen-doi-doanh-nghiep-the-25-ty-usd-sang-stablecoin-cua-chinh-minh-ripple-co-nen-lo-ngai","status":"publish","type":"post","link":"https:\/\/cryptozen.asia\/vn\/sofi-chuyen-doi-doanh-nghiep-the-25-ty-usd-sang-stablecoin-cua-chinh-minh-ripple-co-nen-lo-ngai\/","title":{"rendered":"SoFi Chuy\u1ec3n \u0110\u1ed5i Doanh Nghi\u1ec7p Th\u1ebb 25 T\u1ef7 USD Sang Stablecoin C\u1ee7a Ch\u00ednh M\u00ecnh \u2014 Ripple C\u00f3 N\u00ean Lo Ng\u1ea1i?"},"content":{"rendered":"

Gi\u1edbi thi\u1ec7u v\u1ec1 ch\u01b0\u01a1ng tr\u00ecnh thanh to\u00e1n c\u1ee7a SoFi<\/h2>\n

Ch\u01b0\u01a1ng tr\u00ecnh d\u1ef1 ki\u1ebfn s\u1ebd x\u1eed l\u00fd h\u01a1n 25 t\u1ef7 USD<\/strong> kh\u1ed1i l\u01b0\u1ee3ng h\u00e0ng n\u0103m, theo th\u00f4ng b\u00e1o c\u1ee7a SoFi. Vi\u1ec7c thanh to\u00e1n \u0111\u00e3 \u0111\u01b0\u1ee3c tri\u1ec3n khai th\u00f4ng qua m\u1ea1ng l\u01b0\u1edbi thanh to\u00e1n to\u00e0n c\u1ea7u c\u1ee7a Mastercard<\/strong>, v\u1edbi SoFiUSD<\/strong> l\u00e0 t\u00e0i s\u1ea3n thanh to\u00e1n k\u1ef9 thu\u1eadt s\u1ed1 c\u01a1 s\u1edf.<\/p>\n

C\u00e2u h\u1ecfi c\u1ea1nh tranh v\u1edbi Ripple<\/h2>\n

\u0110i\u1ec1u n\u00e0y kh\u00f4ng ch\u1ec9 c\u00f3 \u00fd ngh\u0129a v\u1edbi SoFi m\u00e0 c\u00f2n \u0111\u1eb7t ra m\u1ed9t c\u00e2u h\u1ecfi c\u1ea1nh tranh quan tr\u1ecdng cho RLUSD c\u1ee7a Ripple<\/strong>: n\u1ebfu c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn \u0111\u01b0\u1ee3c qu\u1ea3n l\u00fd c\u00f3 th\u1ec3 ph\u00e1t h\u00e0nh stablecoin c\u1ee7a ri\u00eang h\u1ecd v\u00e0 k\u1ebft n\u1ed1i tr\u1ef1c ti\u1ebfp v\u00e0o c\u00e1c m\u1ea1ng l\u01b0\u1edbi thanh to\u00e1n to\u00e0n c\u1ea7u, li\u1ec7u h\u1ecd c\u00f3 c\u00f2n c\u1ea7n stablecoin c\u1ee7a b\u00ean th\u1ee9 ba \u0111\u1ec3 th\u1ef1c hi\u1ec7n thanh to\u00e1n kh\u00f4ng?<\/p>\n

Th\u00f4ng tin v\u1ec1 SoFiUSD<\/h2>\n

SoFiUSD<\/strong> \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh b\u1edfi SoFi Bank, m\u1ed9t ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p qu\u1ed1c gia t\u1ea1i M\u1ef9 v\u00e0 \u0111\u01b0\u1ee3c qu\u1ea3n l\u00fd b\u1edfi V\u0103n ph\u00f2ng Ki\u1ec3m so\u00e1t Ti\u1ec1n t\u1ec7<\/strong>. Token n\u00e0y c\u00f3 th\u1ec3 \u0111\u1ed5i 1:1 v\u1edbi \u0111\u00f4 la M\u1ef9<\/strong> v\u00e0 ch\u1ee7 y\u1ebfu \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 b\u1edfi c\u00e1c qu\u1ef9 ti\u1ec1n m\u1eb7t.<\/p>\n

Kh\u00e1c bi\u1ec7t trong m\u00f4 h\u00ecnh thanh to\u00e1n<\/h2>\n

Kh\u00e1c v\u1edbi nhi\u1ec1u th\u1eed nghi\u1ec7m thanh to\u00e1n stablecoin tr\u01b0\u1edbc \u0111\u00e2y, th\u1ecfa thu\u1eadn gi\u1eefa SoFi v\u00e0 Mastercard \u0111\u00e3 ho\u1ea1t \u0111\u1ed9ng trong m\u00f4i tr\u01b0\u1eddng s\u1ea3n xu\u1ea5t th\u1ef1c t\u1ebf<\/strong> thay v\u00ec ch\u1ec9 l\u00e0 m\u1ed9t b\u1eb1ng ch\u1ee9ng v\u1ec1 kh\u00e1i ni\u1ec7m. SoFi cho bi\u1ebft c\u00e1c th\u01b0\u01a1ng nh\u00e2n kh\u00f4ng c\u1ea7n ph\u1ea3i gi\u1eef stablecoin ho\u1eb7c x\u00e2y d\u1ef1ng c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng blockchain m\u1edbi cho ri\u00eang m\u00ecnh. Vi\u1ec7c thanh to\u00e1n c\u00f3 th\u1ec3 di\u1ec5n ra qua n\u1ec1n t\u1ea3ng ng\u00e2n h\u00e0ng c\u1ee7a SoFi, v\u1edbi c\u00e1c doanh nghi\u1ec7p nh\u1eadn ti\u1ec1n v\u00e0o t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng v\u00e0 gi\u1eef kh\u1ea3 n\u0103ng chuy\u1ec3n \u0111\u1ed5i ch\u00fang th\u00e0nh ti\u1ec1n m\u1eb7t.<\/p>\n

Chi\u1ebfn l\u01b0\u1ee3c c\u1ee7a Mastercard v\u00e0 Ripple<\/h2>\n

M\u00f4 h\u00ecnh n\u00e0y xu\u1ea5t hi\u1ec7n khi Mastercard \u0111\u00e3 m\u1edf r\u1ed9ng chi\u1ebfn l\u01b0\u1ee3c stablecoin c\u1ee7a m\u00ecnh. C\u00e1c b\u00e0i vi\u1ebft tr\u01b0\u1edbc \u0111\u00e2y c\u1ee7a Coinpaper \u0111\u00e3 xem x\u00e9t b\u01b0\u1edbc \u0111i c\u1ee7a Mastercard h\u01b0\u1edbng t\u1edbi vi\u1ec7c thanh to\u00e1n stablecoin 24\/7<\/strong>, trong khi Mastercard c\u0169ng \u0111\u00e3 l\u00e0m vi\u1ec7c v\u1edbi Ripple, Gemini v\u00e0 WebBank trong m\u1ed9t d\u1ef1 \u00e1n th\u1eed nghi\u1ec7m s\u1eed d\u1ee5ng RLUSD<\/strong> \u0111\u1ec3 thanh to\u00e1n c\u00e1c giao d\u1ecbch th\u1ebb t\u00edn d\u1ee5ng fiat tr\u00ean XRP Ledger<\/strong>.<\/p>\n

\n

D\u1ef1 \u00e1n th\u1eed nghi\u1ec7m RLUSD \u0111\u00f3 mang l\u1ea1i \u00fd ngh\u0129a \u0111\u1eb7c bi\u1ec7t cho vi\u1ec7c tri\u1ec3n khai c\u1ee7a SoFi: Mastercard kh\u00f4ng ch\u1ec9 \u0111\u1eb7t c\u01b0\u1ee3c v\u00e0o m\u1ed9t m\u00f4 h\u00ecnh stablecoin duy nh\u1ea5t.<\/p>\n<\/blockquote>\n

Ripple \u0111\u00e3 \u0111\u1ecbnh v\u1ecb RLUSD nh\u01b0 m\u1ed9t stablecoin cho c\u00e1c t\u1ed5 ch\u1ee9c \u0111\u1ec3 thanh to\u00e1n, qu\u1ea3n l\u00fd thanh kho\u1ea3n v\u00e0 t\u00e0i ch\u00ednh token h\u00f3a. V\u1ed1n h\u00f3a th\u1ecb tr\u01b0\u1eddng c\u1ee7a n\u00f3 g\u1ea7n \u0111\u00e2y \u0111\u00e3 v\u01b0\u1ee3t qua 2 t\u1ef7 USD<\/strong> khi Ripple m\u1edf r\u1ed9ng t\u00e0i s\u1ea3n n\u00e0y tr\u00ean c\u00e1c giao d\u1ecbch, thanh to\u00e1n v\u00e0 c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng t\u1ed5 ch\u1ee9c.<\/p>\n

Tri\u1ec3n v\u1ecdng cho th\u1ecb tr\u01b0\u1eddng stablecoin<\/h2>\n

C\u00e1ch ti\u1ebfp c\u1eadn c\u1ee7a SoFi th\u00ec kh\u00e1c v\u1ec1 c\u1ea5u tr\u00fac. Thay v\u00ec \u00e1p d\u1ee5ng m\u1ed9t stablecoin b\u00ean ngo\u00e0i, ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh \u0111\u1ed3ng \u0111\u00f4 la k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a ri\u00eang m\u00ecnh v\u00e0 s\u1eed d\u1ee5ng n\u00f3 nh\u01b0 c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng thanh to\u00e1n cho doanh nghi\u1ec7p th\u1ebb hi\u1ec7n t\u1ea1i c\u1ee7a m\u00ecnh. N\u1ebfu c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c theo m\u00f4 h\u00ecnh n\u00e0y, th\u1ecb tr\u01b0\u1eddng stablecoin c\u00f3 th\u1ec3 ph\u00e1t tri\u1ec3n th\u00e0nh m\u1ed9t s\u1ef1 k\u1ebft h\u1ee3p gi\u1eefa c\u00e1c token ng\u00e2n h\u00e0ng c\u1ee5 th\u1ec3 c\u1ee7a nh\u00e0 ph\u00e1t h\u00e0nh, c\u00e1c stablecoin \u0111\u01b0\u1ee3c qu\u1ea3n l\u00fd \u0111\u1ed9c l\u1eadp nh\u01b0 RLUSD<\/strong> v\u00e0 USDC<\/strong>, c\u00f9ng v\u1edbi c\u00e1c kho\u1ea3n ti\u1ec1n g\u1eedi token h\u00f3a.<\/p>\n

\u0110i\u1ec1u n\u00e0y kh\u00f4ng t\u1ef1 \u0111\u1ed9ng l\u00e0m y\u1ebfu \u0111i chi\u1ebfn l\u01b0\u1ee3c c\u1ee7a Ripple. M\u1ed9t h\u1ec7 sinh th\u00e1i ph\u00e2n m\u1ea3nh c\u00f3 th\u1ec3 th\u1ef1c s\u1ef1 t\u0103ng nhu c\u1ea7u v\u1ec1 kh\u1ea3 n\u0103ng t\u01b0\u01a1ng t\u00e1c v\u00e0 thanh kho\u1ea3n gi\u1eefa c\u00e1c h\u00ecnh th\u1ee9c ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 kh\u00e1c nhau. Ripple ng\u00e0y c\u00e0ng \u0111\u1ecbnh v\u1ecb m\u00ecnh nh\u01b0 m\u1ed9t nh\u00e0 cung c\u1ea5p t\u00e0i ch\u00ednh t\u1ed5 ch\u1ee9c r\u1ed9ng l\u1edbn h\u01a1n, bao g\u1ed3m l\u01b0u k\u00fd, thanh to\u00e1n, stablecoin v\u00e0 c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng kho b\u1ea1c, thay v\u00ec ch\u1ec9 d\u1ef1a v\u00e0o m\u1ed9t s\u1ea3n ph\u1ea9m duy nh\u1ea5t. Chi\u1ebfn l\u01b0\u1ee3c t\u1ed5 ch\u1ee9c r\u1ed9ng l\u1edbn h\u01a1n c\u1ee7a Ripple do \u0111\u00f3 c\u00f3 th\u1ec3 tr\u1edf n\u00ean quan tr\u1ecdng h\u01a1n n\u1ebfu c\u00e1c ng\u00e2n h\u00e0ng ng\u00e0y c\u00e0ng ch\u1ecdn ph\u00e1t h\u00e0nh ti\u1ec1n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a ri\u00eang h\u1ecd.<\/p>\n","protected":false},"excerpt":{"rendered":"

Gi\u1edbi thi\u1ec7u v\u1ec1 ch\u01b0\u01a1ng tr\u00ecnh thanh to\u00e1n c\u1ee7a SoFi Ch\u01b0\u01a1ng tr\u00ecnh d\u1ef1 ki\u1ebfn s\u1ebd x\u1eed l\u00fd h\u01a1n 25 t\u1ef7 USD kh\u1ed1i l\u01b0\u1ee3ng h\u00e0ng n\u0103m, theo th\u00f4ng b\u00e1o c\u1ee7a SoFi. Vi\u1ec7c thanh to\u00e1n \u0111\u00e3 \u0111\u01b0\u1ee3c tri\u1ec3n khai th\u00f4ng qua m\u1ea1ng l\u01b0\u1edbi thanh to\u00e1n to\u00e0n c\u1ea7u c\u1ee7a Mast…<\/p>\n","protected":false},"author":3,"featured_media":22929,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48,49],"tags":[4969,4217,5873,5092,4507,5474,11138,12077,4204,4756,11911],"class_list":["post-22930","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal","category-ripple","tag-gemini","tag-legal","tag-mastercard","tag-office-of-the-comptroller-of-the-currency","tag-ripple","tag-rlusd","tag-sofi","tag-sofiusd","tag-usa","tag-usdc","tag-webbank"],"yoast_head":"\nSoFi Chuy\u1ec3n \u0110\u1ed5i Doanh Nghi\u1ec7p Th\u1ebb 25 T\u1ef7 USD Sang Stablecoin C\u1ee7a Ch\u00ednh M\u00ecnh \u2014 Ripple C\u00f3 N\u00ean Lo Ng\u1ea1i? - CryptoZen<\/title>\n<meta name=\"description\" content=\"SoFi 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nghi\u1ec7p th\u1ebb tr\u1ecb gi\u00e1 25 t\u1ef7 USD, \u0111\u1eb7t ra c\u00e2u h\u1ecfi cho RLUSD c\u1ee7a Ripple trong b\u1ed1i c\u1ea3nh thanh to\u00e1n k\u1ef9 thu\u1eadt s\u1ed1 c\u1ea1nh tranh.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cryptozen.asia\/vn\/sofi-chuyen-doi-doanh-nghiep-the-25-ty-usd-sang-stablecoin-cua-chinh-minh-ripple-co-nen-lo-ngai\/\" \/>\n<meta property=\"og:site_name\" content=\"CryptoZen\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-28T07:52:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cryptozen.asia\/vn\/wp-content\/uploads\/sites\/27\/2026\/09\/story_211136_preview.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Editor\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" 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