{"id":23844,"date":"2026-10-27T10:12:24","date_gmt":"2026-10-27T10:12:24","guid":{"rendered":"https:\/\/cryptozen.asia\/vn\/ho-tro-tien-dien-tu-cua-nguoi-my-thap-hon-ung-ho-doi-moi-tai-chinh-22-diem-khao-sat-cho-thay\/"},"modified":"2026-10-27T10:12:24","modified_gmt":"2026-10-27T10:12:24","slug":"ho-tro-tien-dien-tu-cua-nguoi-my-thap-hon-ung-ho-doi-moi-tai-chinh-22-diem-khao-sat-cho-thay","status":"publish","type":"post","link":"https:\/\/cryptozen.asia\/vn\/ho-tro-tien-dien-tu-cua-nguoi-my-thap-hon-ung-ho-doi-moi-tai-chinh-22-diem-khao-sat-cho-thay\/","title":{"rendered":"H\u1ed7 tr\u1ee3 ti\u1ec1n \u0111i\u1ec7n t\u1eed c\u1ee7a ng\u01b0\u1eddi M\u1ef9 th\u1ea5p h\u01a1n \u1ee7ng h\u1ed9 \u0111\u1ed5i m\u1edbi t\u00e0i ch\u00ednh 22 \u0111i\u1ec3m, kh\u1ea3o s\u00e1t cho th\u1ea5y"},"content":{"rendered":"

Ng\u01b0\u1eddi M\u1ef9 v\u00e0 \u0110\u1ed5i M\u1edbi T\u00e0i Ch\u00ednh<\/h2>\n

Ng\u01b0\u1eddi M\u1ef9 th\u1ec3 hi\u1ec7n s\u1ef1 \u1ee7ng h\u1ed9 m\u1ea1nh m\u1ebd h\u01a1n<\/strong> \u0111\u1ed1i v\u1edbi \u0111\u1ed5i m\u1edbi t\u00e0i ch\u00ednh so v\u1edbi c\u00e1c ch\u00ednh s\u00e1ch c\u1ee5 th\u1ec3 v\u1ec1 ti\u1ec1n \u0111i\u1ec7n t\u1eed. M\u1ed9t kh\u1ea3o s\u00e1t m\u1edbi c\u1ee7a Ipsos cho th\u1ea5y 35%<\/strong> ng\u01b0\u1eddi tham gia mu\u1ed1n c\u00e1c \u1ee9ng c\u1eed vi\u00ean ch\u00ednh tr\u1ecb \u1ee7ng h\u1ed9 vi\u1ec7c ph\u00e1t tri\u1ec3n c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh t\u1ea1i Hoa K\u1ef3, trong khi ch\u1ec9 c\u00f3 13%<\/strong> khi c\u00e2u h\u1ecfi \u0111\u1ec1 c\u1eadp r\u00f5 r\u00e0ng \u0111\u1ebfn blockchain, ti\u1ec1n \u0111i\u1ec7n t\u1eed v\u00e0 t\u00e0i ch\u00ednh phi t\u1eadp trung.<\/p>\n

\n

Nghi\u00ean c\u1ee9u \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 v\u00e0o ng\u00e0y 27 th\u00e1ng 10 b\u1edfi DeFi Education Foundation cho bi\u1ebft Ipsos \u0111\u00e3 kh\u1ea3o s\u00e1t 1.545 ng\u01b0\u1eddi l\u1edbn \u1edf Hoa K\u1ef3 th\u00f4ng qua KnowledgePanel t\u1eeb ng\u00e0y 8 \u0111\u1ebfn 16 th\u00e1ng 9.<\/p>\n<\/blockquote>\n

C\u00e1c ph\u00e1t hi\u1ec7n cho th\u1ea5y s\u1ef1 kh\u00f4ng h\u00e0i l\u00f2ng ng\u00e0y c\u00e0ng t\u0103ng<\/strong> v\u1edbi c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh truy\u1ec1n th\u1ed1ng, m\u1eb7c d\u00f9 s\u1ef1 quen thu\u1ed9c v\u1edbi ti\u1ec1n \u0111i\u1ec7n t\u1eed v\u00e0 ni\u1ec1m tin v\u00e0o c\u00e1c n\u1ec1n t\u1ea3ng phi t\u1eadp trung v\u1eabn c\u00f2n th\u1ea5p. S\u1ef1 kh\u00e1c bi\u1ec7t 22 \u0111i\u1ec3m ph\u1ea7n tr\u0103m<\/strong> n\u00e0y \u0111\u01b0\u1ee3c nh\u00e0 b\u00e1o Eleanor Terrett b\u00e1o c\u00e1o, cho th\u1ea5y ng\u00e0nh c\u00f4ng nghi\u1ec7p g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c thu h\u00fat s\u1ef1 \u1ee7ng h\u1ed9 khi th\u1ea3o lu\u1eadn tr\u1ef1c ti\u1ebfp v\u1ec1 ti\u1ec1n \u0111i\u1ec7n t\u1eed.<\/p>\n

Kh\u1ea3o S\u00e1t v\u00e0 K\u1ebft Qu\u1ea3<\/h2>\n

Kh\u1ea3o s\u00e1t cho th\u1ea5y r\u1eb1ng ng\u01b0\u1eddi M\u1ef9 \u1ee7ng h\u1ed9 \u0111\u1ed5i m\u1edbi t\u00e0i ch\u00ednh h\u01a1n khi n\u00f3 \u0111\u01b0\u1ee3c \u0111\u1ecbnh h\u00ecnh m\u1ed9t c\u00e1ch r\u1ed9ng r\u00e3i h\u01a1n, so v\u1edbi khi n\u00f3 \u0111\u01b0\u1ee3c li\u00ean k\u1ebft r\u00f5 r\u00e0ng v\u1edbi ti\u1ec1n \u0111i\u1ec7n t\u1eed. Ng\u00f4n ng\u1eef \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 m\u00f4 t\u1ea3 \u0111\u1ed5i m\u1edbi t\u00e0i ch\u00ednh c\u00f3 th\u1ec3 t\u1ea1o ra nh\u1eefng ph\u1ea3n h\u1ed3i kh\u00e1c bi\u1ec7t \u0111\u00e1ng k\u1ec3. Trong khi 35%<\/strong> ng\u01b0\u1eddi tham gia coi vi\u1ec7c \u1ee7ng h\u1ed9 th\u1ebf h\u1ec7 c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh ti\u1ebfp theo l\u00e0 quan tr\u1ecdng \u0111\u1ed1i v\u1edbi c\u00e1c \u1ee9ng c\u1eed vi\u00ean ch\u00ednh tr\u1ecb, ch\u1ec9 13%<\/strong> th\u1ec3 hi\u1ec7n quan \u0111i\u1ec3m t\u01b0\u01a1ng t\u1ef1 khi blockchain, ti\u1ec1n \u0111i\u1ec7n t\u1eed v\u00e0 DeFi \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp.<\/p>\n

\n

Terrett m\u00f4 t\u1ea3 s\u1ef1 kh\u00e1c bi\u1ec7t n\u00e0y nh\u01b0 l\u00e0 b\u1eb1ng ch\u1ee9ng cho m\u1ed9t v\u1ea5n \u0111\u1ec1 th\u01b0\u01a1ng hi\u1ec7u trong ng\u00e0nh, m\u1eb7c d\u00f9 c\u00e1c t\u1ef7 l\u1ec7 ph\u1ea7n tr\u0103m kh\u1ea3o s\u00e1t \u0111o l\u01b0\u1eddng ph\u1ea3n h\u1ed3i \u0111\u1ed1i v\u1edbi c\u00e1c c\u00e2u h\u1ecfi c\u1ee5 th\u1ec3 ch\u1ee9 kh\u00f4ng ph\u1ea3i \u00fd \u0111\u1ecbnh b\u1ecf phi\u1ebfu.<\/p>\n<\/blockquote>\n

Cu\u1ed9c kh\u1ea3o s\u00e1t kh\u00f4ng x\u00e1c \u0111\u1ecbnh r\u1eb1ng nh\u1eefng ng\u01b0\u1eddi tham gia \u1ee7ng h\u1ed9 c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh nh\u1ea5t thi\u1ebft ph\u1ea3i \u1ee7ng h\u1ed9 quy \u0111\u1ecbnh v\u1ec1 ti\u1ec1n \u0111i\u1ec7n t\u1eed ho\u1eb7c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh phi t\u1eadp trung.<\/p>\n

S\u1ef1 Kh\u00f4ng H\u00e0i L\u00f2ng v\u1edbi H\u1ec7 Th\u1ed1ng T\u00e0i Ch\u00ednh<\/h2>\n

C\u00e1c cu\u1ed9c kh\u1ea3o s\u00e1t tr\u01b0\u1edbc \u0111\u00f3 \u0111\u00e3 cho ra nh\u1eefng ph\u00e1t hi\u1ec7n t\u01b0\u01a1ng t\u1ef1 v\u1ec1 s\u1ee9c h\u1ea5p d\u1eabn ch\u00ednh tr\u1ecb c\u1ee7a ti\u1ec1n \u0111i\u1ec7n t\u1eed. V\u00e0o th\u00e1ng 5, m\u1ed9t kh\u1ea3o s\u00e1t \u0111\u1ed1i v\u1edbi c\u1eed tri M\u1ef9 cho th\u1ea5y ch\u1ec9 4%<\/strong> coi v\u1ecb tr\u00ed v\u1ec1 ti\u1ec1n \u0111i\u1ec7n t\u1eed c\u1ee7a m\u1ed9t \u1ee9ng c\u1eed vi\u00ean l\u00e0 quan tr\u1ecdng \u0111\u1ed1i v\u1edbi quy\u1ebft \u0111\u1ecbnh b\u1ecf phi\u1ebfu c\u1ee7a h\u1ecd, trong khi nh\u00e0 \u1edf gi\u00e1 c\u1ea3 ph\u1ea3i ch\u0103ng v\u00e0 b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng \u0111\u1ee9ng \u1edf v\u1ecb tr\u00ed cao h\u01a1n.<\/p>\n

S\u1ef1 kh\u00f4ng h\u00e0i l\u00f2ng v\u1edbi h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh c\u0169ng xu\u1ea5t hi\u1ec7n trong to\u00e0n b\u1ed9 nghi\u00ean c\u1ee9u m\u1edbi, \u0111\u1eb7c bi\u1ec7t l\u00e0 xung quanh v\u1ea5n \u0111\u1ec1 b\u1ea3o m\u1eadt, th\u00f4ng tin c\u00e1 nh\u00e2n v\u00e0 quy\u1ec1n truy c\u1eadp v\u00e0o ti\u1ec1n. Ipsos ph\u00e1t hi\u1ec7n r\u1eb1ng ch\u1ec9 19%<\/strong> ng\u01b0\u1eddi tham gia coi h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh hi\u1ec7n t\u1ea1i c\u1ee7a Hoa K\u1ef3 l\u00e0 an to\u00e0n, trong khi 63%<\/strong> tin r\u1eb1ng n\u00f3 c\u1ea7n \u0111\u01b0\u1ee3c n\u00e2ng c\u1ea5p \u0111\u1ec3 gi\u1ea3i quy\u1ebft c\u00e1c m\u1ed1i \u0111e d\u1ecda m\u1edbi n\u1ed5i.<\/p>\n

\n

Nh\u1eefng lo ng\u1ea1i v\u1ec1 th\u00f4ng tin c\u00e1 nh\u00e2n r\u1ea5t ph\u1ed5 bi\u1ebfn, v\u1edbi 80%<\/strong> cho r\u1eb1ng c\u1ea7n c\u00f3 nh\u1eefng thay \u0111\u1ed5i \u0111\u1ec3 cung c\u1ea5p cho m\u1ecdi ng\u01b0\u1eddi quy\u1ec1n ki\u1ec3m so\u00e1t l\u1edbn h\u01a1n \u0111\u1ed1i v\u1edbi d\u1eef li\u1ec7u c\u1ee7a h\u1ecd.<\/p>\n<\/blockquote>\n

74% ng\u01b0\u1eddi tham gia coi quy\u1ec1n ri\u00eang t\u01b0 t\u00e0i ch\u00ednh l\u00e0 quan tr\u1ecdng, v\u00e0 62%<\/strong> th\u00edch gi\u1eef th\u00f4ng tin c\u00e1 nh\u00e2n ri\u00eang t\u01b0 trong c\u00e1c giao d\u1ecbch t\u00e0i ch\u00ednh. Kh\u1ea3o s\u00e1t cho th\u1ea5y 66%<\/strong> mu\u1ed1n c\u00f3 quy\u1ec1n truy c\u1eadp v\u00e0o ti\u1ec1n c\u1ee7a h\u1ecd m\u1ecdi l\u00fac, trong khi ch\u1ec9 49%<\/strong> tin r\u1eb1ng h\u1ecd c\u00f3 quy\u1ec1n ki\u1ec3m so\u00e1t c\u00e1 nh\u00e2n \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh.<\/p>\n

Ni\u1ec1m Tin v\u00e0o T\u00e0i Ch\u00ednh Phi T\u1eadp Trung<\/h2>\n

Ni\u1ec1m tin v\u00e0o t\u00e0i ch\u00ednh phi t\u1eadp trung v\u1eabn c\u00f2n h\u1ea1n ch\u1ebf m\u1eb7c d\u00f9 c\u00f3 nh\u1eefng lo ng\u1ea1i \u0111\u00f3. Theo c\u00e1c ph\u00e1t hi\u1ec7n \u0111\u01b0\u1ee3c Terrett nh\u1ea5n m\u1ea1nh, ch\u1ec9 9%<\/strong> ng\u01b0\u1eddi tham gia m\u00f4 t\u1ea3 m\u00ecnh l\u00e0 r\u1ea5t ho\u1eb7c c\u1ef1c k\u1ef3 quen thu\u1ed9c v\u1edbi ti\u1ec1n \u0111i\u1ec7n t\u1eed, trong khi ch\u1ec9 5%<\/strong> b\u00e1o c\u00e1o c\u00f3 ni\u1ec1m tin \u0111\u00e1ng k\u1ec3 v\u00e0o c\u00e1c n\u1ec1n t\u1ea3ng phi t\u1eadp trung.<\/p>\n

D\u1eef li\u1ec7u c\u1ee7a qu\u1ef9 cho th\u1ea5y 22%<\/strong> ng\u01b0\u1eddi M\u1ef9 \u0111\u00e3 s\u1edf h\u1eefu ho\u1eb7c s\u1eed d\u1ee5ng ti\u1ec1n \u0111i\u1ec7n t\u1eed v\u00e0o m\u1ed9t th\u1eddi \u0111i\u1ec3m n\u00e0o \u0111\u00f3, so v\u1edbi 18%<\/strong> trong kh\u1ea3o s\u00e1t n\u0103m 2025. S\u1ef1 gia t\u0103ng 4 \u0111i\u1ec3m ph\u1ea7n tr\u0103m<\/strong> n\u00e0y li\u00ean quan \u0111\u1ebfn s\u1ef1 tham gia su\u1ed1t \u0111\u1eddi, trong khi vi\u1ec7c s\u1eed d\u1ee5ng ti\u1ec1n \u0111i\u1ec7n t\u1eed trong 12 th\u00e1ng tr\u01b0\u1edbc \u0111\u00f3 v\u1eabn kh\u00f4ng thay \u0111\u1ed5i \u1edf m\u1ee9c 13%<\/strong>.<\/p>\n

S\u1ef1 Quan T\u00e2m Ch\u00ednh Tr\u1ecb<\/h2>\n

S\u1ef1 quan t\u00e2m ch\u00ednh tr\u1ecb cho th\u1ea5y s\u1ef1 kh\u00e1c bi\u1ec7t t\u01b0\u01a1ng \u0111\u1ed1i nh\u1ecf gi\u1eefa c\u00e1c \u0111\u1ea3ng l\u1edbn. Qu\u1ef9 b\u00e1o c\u00e1o r\u1eb1ng 17%<\/strong> \u0111\u1ea3ng vi\u00ean C\u1ed9ng h\u00f2a v\u00e0 16%<\/strong> \u0111\u1ea3ng vi\u00ean D\u00e2n ch\u1ee7 mu\u1ed1n t\u00ecm hi\u1ec3u th\u00eam v\u1ec1 ti\u1ec1n \u0111i\u1ec7n t\u1eed, trong khi t\u1ef7 l\u1ec7 s\u1edf h\u1eefu ho\u1eb7c s\u1eed d\u1ee5ng tr\u01b0\u1edbc \u0111\u00f3 l\u1ea7n l\u01b0\u1ee3t \u0111\u1ea1t 24%<\/strong> v\u00e0 21%<\/strong>.<\/p>\n

S\u1ef1 quan t\u00e2m \u0111\u1ebfn vi\u1ec7c th\u1eed nghi\u1ec7m t\u00e0i ch\u00ednh phi t\u1eadp trung cao h\u01a1n so v\u1edbi s\u1ef1 quen thu\u1ed9c \u0111\u00e3 b\u00e1o c\u00e1o v\u1edbi c\u00e1c n\u1ec1n t\u1ea3ng hi\u1ec7n c\u00f3. Ipsos ph\u00e1t hi\u1ec7n r\u1eb1ng 40%<\/strong> ng\u01b0\u1eddi tham gia \u00edt nh\u1ea5t c\u00f3 kh\u1ea3 n\u0103ng th\u1eed DeFi n\u1ebfu n\u00f3 tr\u1edf n\u00ean kh\u1ea3 d\u1ee5ng v\u1edbi h\u1ecd, v\u1edbi vi\u1ec7c ti\u1ebft ki\u1ec7m ti\u1ec1n v\u00e0 chuy\u1ec3n ti\u1ec1n trong n\u01b0\u1edbc nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 quan t\u00e2m m\u1ea1nh m\u1ebd nh\u1ea5t trong nh\u00f3m \u0111\u00f3.<\/p>\n

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Trong s\u1ed1 nh\u1eefng ng\u01b0\u1eddi tham gia m\u1edf c\u1eeda v\u1edbi DeFi, 85%<\/strong> x\u00e1c \u0111\u1ecbnh vi\u1ec7c ti\u1ebft ki\u1ec7m ti\u1ec1n l\u00e0 m\u1ed9t \u1ee9ng d\u1ee5ng ti\u1ec1m n\u0103ng, t\u0103ng t\u1eeb 77%<\/strong> v\u00e0o n\u0103m 2025.<\/p>\n<\/blockquote>\n

Nghi\u00ean c\u1ee9u \u0111\u00e3 s\u1eed d\u1ee5ng Ipsos KnowledgePanel v\u00e0 tr\u1ecdng s\u1ed1 c\u00e1c ph\u1ea3n h\u1ed3i d\u1ef1a tr\u00ean c\u00e1c \u0111\u1eb7c \u0111i\u1ec3m nh\u00e2n kh\u1ea9u h\u1ecdc v\u00e0 ch\u00ednh tr\u1ecb. Bi\u00ean \u0111\u1ed9 sai s\u1ed1 \u0111\u01b0\u1ee3c b\u00e1o c\u00e1o l\u00e0 \u00b12,8<\/strong> \u0111i\u1ec3m ph\u1ea7n tr\u0103m, v\u1edbi c\u00e1c so s\u00e1nh \u0111\u01b0\u1ee3c r\u00fat ra t\u1eeb m\u1ed9t kh\u1ea3o s\u00e1t ri\u00eang bi\u1ec7t \u0111\u1ed1i v\u1edbi 1.321<\/strong> ng\u01b0\u1eddi l\u1edbn \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n t\u1eeb ng\u00e0y 18 \u0111\u1ebfn 21 th\u00e1ng 8 n\u0103m 2025.<\/p>\n","protected":false},"excerpt":{"rendered":"

Ng\u01b0\u1eddi M\u1ef9 v\u00e0 \u0110\u1ed5i M\u1edbi T\u00e0i Ch\u00ednh Ng\u01b0\u1eddi M\u1ef9 th\u1ec3 hi\u1ec7n s\u1ef1 \u1ee7ng h\u1ed9 m\u1ea1nh m\u1ebd h\u01a1n \u0111\u1ed1i v\u1edbi \u0111\u1ed5i m\u1edbi t\u00e0i ch\u00ednh so v\u1edbi c\u00e1c ch\u00ednh s\u00e1ch c\u1ee5 th\u1ec3 v\u1ec1 ti\u1ec1n \u0111i\u1ec7n t\u1eed. M\u1ed9t kh\u1ea3o s\u00e1t m\u1edbi c\u1ee7a Ipsos cho th\u1ea5y 35% ng\u01b0\u1eddi tham gia mu\u1ed1n c\u00e1c \u1ee9ng c\u1eed vi\u00ean ch…<\/p>\n","protected":false},"author":3,"featured_media":23843,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[42],"tags":[4256,4225,4340,4519,4204],"class_list":["post-23844","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bitcoin","tag-ai","tag-bitcoin","tag-dcg","tag-eleanor-terrett","tag-usa"],"yoast_head":"\nH\u1ed7 tr\u1ee3 ti\u1ec1n \u0111i\u1ec7n t\u1eed c\u1ee7a ng\u01b0\u1eddi M\u1ef9 th\u1ea5p h\u01a1n \u1ee7ng h\u1ed9 \u0111\u1ed5i m\u1edbi t\u00e0i ch\u00ednh 22 \u0111i\u1ec3m, kh\u1ea3o s\u00e1t cho th\u1ea5y - CryptoZen<\/title>\n<meta name=\"description\" content=\"M\u1ed9t kh\u1ea3o s\u00e1t m\u1edbi cho th\u1ea5y ng\u01b0\u1eddi M\u1ef9 \u1ee7ng h\u1ed9 \u0111\u1ed5i m\u1edbi t\u00e0i ch\u00ednh 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